Patents by Inventor Colin Rule

Colin Rule has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240135360
    Abstract: Embodiments may be generally directed to methods, techniques and devices to utilize a contactless card to perform a series of operations.
    Type: Application
    Filed: October 30, 2023
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey RULE, Kaitlin NEWMAN, Colin HART, Kevin OSBORN
  • Publication number: 20240104549
    Abstract: Disclosed are a system and methods enabling updating of a card number of a payment card and thereby reissuing the payment card utilizing a reissue application associated with the payment card. The reissue application, when executed communicates with a service provider that manages the payment card. The payment card includes processing circuitry and a rewriteable visual display. Using cryptographic techniques, the reissue application and payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided via near-field communication to the payment card. In response to the update payment card number received from the reissue application, the rewriteable visual display on the payment card is updated with the updated card number. Other information may also be presented on the rewriteable visual display of the payment card based on user preferences.
    Type: Application
    Filed: October 5, 2023
    Publication date: March 28, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey RULE, Colin HART, Kevin OSBORN, Rajko ILINCIC
  • Patent number: 11935035
    Abstract: Embodiments may be generally directed to methods, techniques and devices to utilize a contactless card to perform a series of operations.
    Type: Grant
    Filed: April 20, 2021
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeffrey Rule, Kaitlin Newman, Colin Hart, Kevin Osborn
  • Patent number: 11935041
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: October 14, 2021
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kaitlin Newman, Colin Hart, Jeffrey Rule, Lara Mossler, Sophie Bermudez, Michael Mossoba, Wayne Lutz, Charles Nathan Crank, Melissa Heng, Kevin Osborn, Kimberly Haynes, Andrew Cogswell, Latika Gulati, Sarah Jane Cunningham, James Ashfield
  • Patent number: 11922254
    Abstract: Example embodiments of systems, methods, and devices for transaction card alignment are provided. In one example embodiment, a mobile device may include a first component and a second component foldable with respect to one another between a first configuration and a second configuration. The mobile device may further include a screen interface on an interior side of the first component, and an alignment feature along the interior side, the alignment feature providing alignment for a contactless card with respect to the screen interface, wherein the contactless card is uncovered by the second component in the first configuration and covered by the second component in the second configuration.
    Type: Grant
    Filed: October 4, 2021
    Date of Patent: March 5, 2024
    Assignee: Capital One Service, LLC
    Inventors: Jeffrey Rule, Rajko Ilincic, Colin Hart
  • Patent number: 10319003
    Abstract: In an embodiment, a system includes a network-based resolution module. The network-based resolution module is configured to receive information relating to a plurality of disputes relating to transactions involving a common entity. The disputes are associated with two or more payment processing systems. The system further includes a unified interface. The unified interface is associated with the resolution module, and it is configured to provide information relating to disputes that are associated with at least one of the two or more payment processing systems.
    Type: Grant
    Filed: December 21, 2006
    Date of Patent: June 11, 2019
    Assignee: PAYPAL, INC.
    Inventors: Colin Rule, Osama Mostafa Bedier
  • Publication number: 20110047007
    Abstract: There is provided a method and system to enable resolving a dispute using a networked dispute resolution environment. Jurors may be selected from members of a network-based community. A panel of jurors including one or more members is formed and provided evidence associated with the dispute for review. The evidence may include a description of the dispute and comments from at least one party to the dispute. A decision on the dispute based on input received from the panel is then determined. The input may comprise one or more votes received from the panel.
    Type: Application
    Filed: August 20, 2009
    Publication date: February 24, 2011
    Inventor: Colin Rule
  • Publication number: 20080154783
    Abstract: In an embodiment, a system includes a network-based resolution module. The network-based resolution module is configured to receive information relating to a plurality of disputes relating to transactions involving a common entity. The disputes are associated with two or more payment processing systems. The system further includes a unified interface. The unified interface is associated with the resolution module, and it is configured to provide information relating to disputes that are associated with at least one of the two or more payment processing systems.
    Type: Application
    Filed: December 21, 2006
    Publication date: June 26, 2008
    Inventors: Colin Rule, Osama Mostafa Bedier
  • Publication number: 20060031177
    Abstract: There is provided a method and system to enable a complainant to automatically design a dispute resolution process, within a computer system, from multiple component processes. The system receives characterization information, from a complainant, which is utilized to characterize a dispute. Next, the system communicates a user interface, to the complainant, that includes the component processes. Finally, the system receives selections from the complainant that correspond to at least two component processes and the order of performance of the at least two component processes to automatically design a dispute resolution process that facilitates settlement of the dispute.
    Type: Application
    Filed: August 2, 2005
    Publication date: February 9, 2006
    Inventor: Colin Rule
  • Patent number: D1016831
    Type: Grant
    Filed: September 8, 2022
    Date of Patent: March 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lea Cody, Charles Nathan Crank, Colin Hart, Daniel Herrington, Lara Mossler, Jeffrey Rule, Kevin Widener, Jason Ji