Abstract: The proposed system allows merchants to have more time to finalize payroll and to have access to capital for payroll processing. This system/process may include identifying eligible employer devices based on a risk score and transaction data received by the system. The system and process further includes providing an interface element via a user interface that activates a delay upon selection, and delaying initiation of an electronic payroll payment from a first date to a second date responsive to receiving selection of the interface element.

Abstract: A salesperson may be paid commissions for products sold from the inventory of a merchant. In some examples, the commissions for different products may be determined and changed dynamically, throughout the course of a business day, in response to changing sales rates and inventory conditions. Specifically, commissions may be changed to increase the sales rates of certain products over others. As an example, it may be desired to increase the sales rates of products having relatively high inventory counts and/or that are nearing the expiration of their shelf lives. The changing commission amounts are published or advertised to the salespersons throughout the day so that the salespersons can see which products will produce the highest commissions. The commissions may be paid electronically, immediately or soon after the transactions in which the commissions were earned.

Abstract: In some examples, a payment service may enable employees to be paid after every work shift. After a payroll payment for a first work shift, however, corrections to the amount of the payroll payment may be provided by the employer. When corrections reveal that an overpayment has occurred, at least a portion of the overpayment is deducted from the payroll payment for a second work shift that is subsequent to the first work shift. In some cases, the entire overpayment may be deducted from the payroll payment for the second work shift. In other cases, the overpayment may be deducted in installments from each of multiple subsequent payroll payments, which correspond respectively to work shifts that are subsequent to the first work shift.