Patents by Inventor Conor Clarke
Conor Clarke has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10089618Abstract: A transaction processing system for the real time authorization of payment transactions. The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: GrantFiled: November 14, 2013Date of Patent: October 2, 2018Assignee: ORBIS PATENTS LIMITEDInventors: Stephen Kavanagh, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
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Publication number: 20140201079Abstract: A transaction processing system for the real time authorization of payment transactions. The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: ApplicationFiled: November 14, 2013Publication date: July 17, 2014Applicant: Orbis Patents Ltd.Inventors: Stephen KAVANAGH, Conor CLARKE, Kleron GUILFOYLE, Patrick BROSNAN
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Patent number: 8639623Abstract: A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: GrantFiled: June 25, 2012Date of Patent: January 28, 2014Assignee: Orbis Patents Ltd.Inventors: Stephen Kavanagh, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
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Publication number: 20120330839Abstract: A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: ApplicationFiled: June 25, 2012Publication date: December 27, 2012Applicant: Orbiscom LimitedInventors: Stephen Kavanagh, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
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Patent number: 8229854Abstract: A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: GrantFiled: August 6, 2009Date of Patent: July 24, 2012Assignee: Orbiscom LimitedInventors: Kavanagh Stephen, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
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Publication number: 20100017328Abstract: A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: ApplicationFiled: August 6, 2009Publication date: January 21, 2010Applicant: Snapcount LimitedInventors: Kavanagh Stephen, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
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Publication number: 20070198411Abstract: A transaction processing system for the real time authorisation of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorised. When the cardholder initiates a purchase transaction with their credit card, an authorisation request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: ApplicationFiled: December 22, 2006Publication date: August 23, 2007Inventors: Stephen Kavanagh, Conor Clarke, Kieron Guilfoyle, Patrick Brosnan
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Publication number: 20040128243Abstract: A transaction processing system for the real time authorisation of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorised. When the cardholder initiates a purchase transaction with their credit card, an authorisation request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.Type: ApplicationFiled: December 16, 2003Publication date: July 1, 2004Inventors: Stephen Kavanagh, Conor Clarke, Kieron Guilfoyle, Patrick Brosnan