Abstract: The present invention provides a financial transfer transaction system and method that utilizes a financial transfer transaction network and financial transfer module to monitor, coordinate, validate and implement financial transfer transactions as requested by merchants. The financial transfer transaction network will be administered by a provider, and will be able to automatically select a payment processor that is best suited to deal with a particular financial transfer transaction using specific payment methods, or a mix of different payment methods. A financial transfer transaction may be manipulated in a specific way within the financial transfer transaction network due to a number of different factors such as, but not limited to user selections, financial transfer transaction histories, financial transfer transaction user information, and generated sets of rules.