Abstract: A method for determining a confidence level for provisioning of a token to a mobile device includes: storing device fingerprint data associated with a mobile device; receiving location data, the data including geographic locations of the mobile device; receiving a confidence level request, the request including a supplied device fingerprint and current location of the mobile device; identifying an area of validity for the mobile device based on the geographic locations; identifying an area of validity for the transaction account based on a location associated with each of a plurality of transactions involving the account; identifying a confidence level based on a correspondence between the supplied device fingerprint and the stored device fingerprint data, the current location and the area of validity for the mobile device, and the current location and the area of validity for the transaction account; and transmitting the confidence level for the confidence level request.

Abstract: A method for using mobile device roaming data to determine consumer geolocation for use in authorization decisions includes: storing an account profile, the profile including data related to a transaction account associated with a cardholder including an account identifier and geographic location; receiving a location notification, the notification including the account identifier and an updated geographic location of the cardholder, the updated geographic location being identified based on roaming data associated with a mobile communication device associated with the cardholder; receiving an authorization request associated with a payment transaction, the authorization request being a transaction message formatted based on associated standards and including the account identifier, transaction data, and a transaction location; determining an authorization decision for the payment transaction based on a correspondence between the updated geographic location and the transaction location; and forwarding the rece

Abstract: A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.