Abstract: A financial transfer simulator program of the present invention provides an easy-to-use, visible, dynamic application for simulating a predefined set of financial transfers. The user can describe the set of financial transfers through graphical icons and simple input forms for parameters, without being concerned about how a financial transfer amount or stream of financial transfer amounts is calculated. The assumptions of the financial model are described explicitly in accessible, easily-changed graphical models, where the relationships between financial transfers are portrayed in terms of sequence, time, and flow of control. In one embodiment, a financial transfer simulator program is provided that is capable, when executed by a computer, of performing the following acts. Initially, it provides to a user a user interface for receiving a financial transfer model instance. It provides command options to the user to allow it to specify simulation parameters and edit the model instance.

Abstract: The Financial transfer modeling program of the present invention provides an easy-to-use, visible, dynamic application for modeling a set of financial transfers. The user can describe the set of financial transfers through graphical icons and simple input forms for parameters, without being concerned about how a financial transfer amount or stream of financial transfer amounts is calculated. The assumptions of the financial model are described explicitly in accessible, easily-changed graphical models, where the relationships between financial transfers are portrayed in terms of sequence, time, and flow of control. In one embodiment of the invention, a financial transfer modeling editor program is provided. When executed by a computer, the program can perform the following acts. It presents to a user one or more icon tools for creating a graphical representation of a financial transfer model.