Abstract: Implementations claimed and described herein provide systems and methods for determining driving attributes using telematics data. The systems and methods use telematics data generated via a telematics device disposed in a vehicle. One or more driving attributes associated with a vehicle operator and/or the vehicle based on the telematics data are determined by the system. The one or more driving attributes associated with the vehicle operator and/or the vehicle are denormalized and aggregated. Furthermore, the aggregated driving attributes are communicated with a provider computing device in response to a request for the aggregated driving attributes.

Abstract: Aspects of the present disclosure generally relate to systems and methods for trip data processing, and more specifically, for on-demand generation of a user score from trip data. One example method for user score generation generally includes receiving input data from one or more sensors indicating driving characteristics during one or more trips by a user, extracting, via a feature extraction system, one or more features associated with each trip of the one or more trips upon receive input data for the trip, and storing the one or more features in a features database. The method may also include retrieving, from the features database, the one or more features in response a request for generation of a user score, and generating the user score based on the one or more features retrieved from the features database.