Patents by Inventor Craig Douglas Widmann

Craig Douglas Widmann has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12072965
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Grant
    Filed: September 26, 2023
    Date of Patent: August 27, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Patent number: 11985136
    Abstract: Systems, computer program products, and methods are described herein for detection and classification of intrusion using machine learning techniques. The present invention is configured to electronically receive, from a computing device of a user, an indication that the user has initiated a first resource interaction; retrieve information associated with the first resource interaction, wherein the information comprises at least one or more parameters associated with the first resource interaction; initiate a machine learning model on the one or more parameters associated with the first resource interaction; and classify, using the machine learning model, the first resource interaction into one or more classes, wherein the one or more classes comprises one or more access types.
    Type: Grant
    Filed: November 30, 2022
    Date of Patent: May 14, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Jeffrey Brian Bashore, Jeffrey David Finocchiaro, Craig Douglas Widmann
  • Patent number: 11949686
    Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.
    Type: Grant
    Filed: March 7, 2023
    Date of Patent: April 2, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
  • Patent number: 11895133
    Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.
    Type: Grant
    Filed: April 5, 2021
    Date of Patent: February 6, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Jeffrey Brian Bashore, Michael Joseph Carroll, Christopher J. Cooley, Andrew DongHo Kim, Pavan Kumar Reddy Kotlo, Randy J. Nelson, Jennifer Quillen, Lizabeth Rosenberg, Dharmender Kumar Satija, James F. Stevens, Craig Douglas Widmann
  • Publication number: 20240020370
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Application
    Filed: September 26, 2023
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, JR., Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Patent number: 11816198
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Grant
    Filed: April 6, 2021
    Date of Patent: November 14, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew Dongho Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Publication number: 20230316076
    Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
    Type: Application
    Filed: June 9, 2023
    Publication date: October 5, 2023
    Inventors: Ronnie J. Morris, Dana M. Pusey-Conlin, Lorraine C. Edkin, Scott A. Sims, Joel Filliben, Margaret A. Payne, Craig Douglas Widmann, Eren Kursun
  • Patent number: 11710033
    Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
    Type: Grant
    Filed: June 12, 2018
    Date of Patent: July 25, 2023
    Assignee: Bank of America Corporation
    Inventors: Ronnie J. Morris, Dana M. Pusey-Conlin, Lorraine C. Edkin, Scott A. Sims, Joel Filliben, Margaret A. Payne, Craig Douglas Widmann, Eren Kursun
  • Publication number: 20230208852
    Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.
    Type: Application
    Filed: March 7, 2023
    Publication date: June 29, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
  • Patent number: 11637838
    Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.
    Type: Grant
    Filed: February 10, 2021
    Date of Patent: April 25, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
  • Publication number: 20230089968
    Abstract: Systems, computer program products, and methods are described herein for detection and classification of intrusion using machine learning techniques. The present invention is configured to electronically receive, from a computing device of a user, an indication that the user has initiated a first resource interaction; retrieve information associated with the first resource interaction, wherein the information comprises at least one or more parameters associated with the first resource interaction; initiate a machine learning model on the one or more parameters associated with the first resource interaction; and classify, using the machine learning model, the first resource interaction into one or more classes, wherein the one or more classes comprises one or more access types.
    Type: Application
    Filed: November 30, 2022
    Publication date: March 23, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Jeffrey Brian Bashore, Jeffrey David Finocchiaro, Craig Douglas Widmann
  • Patent number: 11563744
    Abstract: Systems, computer program products, and methods are described herein for detection and classification of intrusion using machine learning techniques. The present invention is configured to electronically receive, from a computing device of a user, an indication that the user has initiated a first resource interaction; retrieve information associated with the first resource interaction, wherein the information comprises at least one or more parameters associated with the first resource interaction; initiate a machine learning model on the one or more parameters associated with the first resource interaction; and classify, using the machine learning model, the first resource interaction into one or more classes, wherein the one or more classes comprises one or more access types.
    Type: Grant
    Filed: February 22, 2021
    Date of Patent: January 24, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Jeffrey Brian Bashore, Jeffrey David Finocchiaro, Craig Douglas Widmann
  • Publication number: 20220318348
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Application
    Filed: April 6, 2021
    Publication date: October 6, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Publication number: 20220321586
    Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.
    Type: Application
    Filed: April 5, 2021
    Publication date: October 6, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Jeffrey Brian Bashore, Michael Joseph Carroll, Christopher J. Cooley, Andrew DongHo Kim, Pavan Kumar Reddy Kotlo, Randy J. Nelson, Jennifer Quillen, Lizabeth Rosenberg, Dharmender Kumar Satija, James F. Stevens, Craig Douglas Widmann
  • Publication number: 20220272093
    Abstract: Systems, computer program products, and methods are described herein for detection and classification of intrusion using machine learning techniques. The present invention is configured to electronically receive, from a computing device of a user, an indication that the user has initiated a first resource interaction; retrieve information associated with the first resource interaction, wherein the information comprises at least one or more parameters associated with the first resource interaction; initiate a machine learning model on the one or more parameters associated with the first resource interaction; and classify, using the machine learning model, the first resource interaction into one or more classes, wherein the one or more classes comprises one or more access types.
    Type: Application
    Filed: February 22, 2021
    Publication date: August 25, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Jeffrey Brian Bashore, Jeffrey David Finocchiaro, Craig Douglas Widmann
  • Publication number: 20220255946
    Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
  • Publication number: 20190378049
    Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
    Type: Application
    Filed: June 12, 2018
    Publication date: December 12, 2019
    Inventors: Craig Douglas Widmann, Margaret A. Payne, Joel Filliben, Eren Kursun, Lorraine C. Edkin, Dana M. Pusey-Conlin, Ronnie J. Morris, Scott A. Sims
  • Publication number: 20190378051
    Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
    Type: Application
    Filed: June 12, 2018
    Publication date: December 12, 2019
    Inventors: Craig Douglas Widmann, Eren Kursun, Scott A. Sims, Dana M. Pusey-Conlin, Ronnie J. Morris, Margaret A. Payne, Joel Filliben, Lorraine C. Edkin
  • Publication number: 20190377819
    Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
    Type: Application
    Filed: June 12, 2018
    Publication date: December 12, 2019
    Inventors: Joel Filliben, Eren Kursun, Lorraine C. Edkin, Scott A. Sims, Craig Douglas Widmann, Margaret A. Payne, Ronnie J. Morris, Dana M. Pusey-Conlin
  • Publication number: 20190378050
    Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
    Type: Application
    Filed: June 12, 2018
    Publication date: December 12, 2019
    Inventors: Lorraine C. Edkin, Craig Douglas Widmann, Scott A. Sims, Margaret A. Payne, Dana M. Pusey-Conlin, Ronnie J. Morris, Joel Filliben, Eren Kursun