Patents by Inventor Craig M. Allen

Craig M. Allen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200177579
    Abstract: Encrypted blockchain object transfers using smart contracts are provided herein. The present disclosure includes mechanisms for generating compliance certificates and their combined use with smart contracts in order to govern the transfer of ownership rights in objects between parties. Various data are encrypted and stored in a public ledger blockchain. Decryption keys are automatically released based on verified possession of compliance certificates in accordance with a smart contract. Possession of decryption keys allows for decryption and transfer of ownership rights.
    Type: Application
    Filed: December 3, 2018
    Publication date: June 4, 2020
    Inventor: Craig M. Allen
  • Publication number: 20190066020
    Abstract: Machine learning and adaptive multi-variable assessment systems and methods are provided herein. Methods include obtaining independent variables of entrepreneur data across a plurality of network modalities, performing, by the server, a dynamic measurement of the independent variables against one or more dependent variables to predict performance of the entrepreneur, engaging in a business opportunity with the entrepreneur based on the dynamic measurement, collecting additional entrepreneur data during the business opportunity and recalculating the dynamic measurement as the additional entrepreneur data is received.
    Type: Application
    Filed: October 31, 2018
    Publication date: February 28, 2019
    Inventor: Craig M. Allen
  • Publication number: 20190050778
    Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein. Methods include predicting a likelihood of an individual successfully conducting one or more business transactions by scoring features of the individual from entrepreneur data collected from a plurality of network modalities, as well as a social-network structure for the individual and business event information and performing a business transaction with the individual when scored features meet or exceed thresholds for conducting the business transaction.
    Type: Application
    Filed: October 19, 2018
    Publication date: February 14, 2019
    Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura
  • Publication number: 20190012665
    Abstract: Systems and methods that use blockchain digital certificates are described herein. One embodiment includes generating a digital certificate including transaction data for a transaction, creating a blockchain blob of the transaction data, generating an electronic ownership token for the digital certificate, and transferring the electronic ownership token to an owner of the digital certificate.
    Type: Application
    Filed: August 22, 2018
    Publication date: January 10, 2019
    Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura
  • Patent number: 10122711
    Abstract: Secure communications methods for use with entrepreneurial prediction systems and methods are provided herein. An example method can include a two factor authentication of both a communications channel used by the entrepreneur (either by device or message attributes) and an identification of an identity of the entrepreneur from biometric parameters. This allows for secure communication with an entrepreneur when the entrepreneur is communicating from a geographical location of low trust, such as where device or identity theft is common.
    Type: Grant
    Filed: August 25, 2015
    Date of Patent: November 6, 2018
    Assignee: Kountable, Inc.
    Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura
  • Patent number: 10108919
    Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein. Methods include obtaining entrepreneur data related to personal skills data, business history data, and social network data for the entrepreneur across a plurality of network modalities, the plurality of network modalities including social networks, phone records, and message records, determining business event information for business events identified between the entrepreneur and contacts of the entrepreneur found in the entrepreneur data, and performing a dynamic measurement of engagement between the entrepreneur and the contacts by looking for contacts between the entrepreneur and the contacts that cross the plurality of network modalities, wherein the dynamic measurement includes an entrepreneur score for the entrepreneur.
    Type: Grant
    Filed: October 18, 2017
    Date of Patent: October 23, 2018
    Assignee: Kountable, Inc.
    Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura
  • Patent number: 10083415
    Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein. Methods include obtaining entrepreneur data related to personal skills data, business history data, and social network data for the entrepreneur across a plurality of network modalities, the plurality of network modalities including social networks, phone records, and message records, determining business event information for business events identified between the entrepreneur and contacts of the entrepreneur found in the entrepreneur data, and performing a dynamic measurement of engagement between the entrepreneur and the contacts by looking for contacts between the entrepreneur and the contacts that cross the plurality of network modalities, wherein the dynamic measurement includes an entrepreneur score for the entrepreneur.
    Type: Grant
    Filed: March 27, 2015
    Date of Patent: September 25, 2018
    Assignee: Kountable, Inc.
    Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura
  • Publication number: 20180082291
    Abstract: Systems and methods that use blockchain digital certificates are described herein. One embodiment includes generating a digital certificate including transaction data for a transaction, creating a blockchain blob of the transaction data, generating an electronic ownership token for the digital certificate, and transferring the electronic ownership token to an owner of the digital certificate.
    Type: Application
    Filed: October 18, 2017
    Publication date: March 22, 2018
    Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura
  • Publication number: 20180082290
    Abstract: Systems and methods that use blockchain digital certificates are described herein. One embodiment includes generating a digital certificate including transaction data for a transaction, creating a blockchain blob of the transaction data, generating an electronic ownership token for the digital certificate, and transferring the electronic ownership token to an owner of the digital certificate.
    Type: Application
    Filed: September 16, 2016
    Publication date: March 22, 2018
    Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura
  • Publication number: 20180060781
    Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein.
    Type: Application
    Filed: October 18, 2017
    Publication date: March 1, 2018
    Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura
  • Publication number: 20150373020
    Abstract: Secure communications methods for use with entrepreneurial prediction systems and methods are provided herein. An example method can include a two factor authentication of both a communications channel used by the entrepreneur (either by device or message attributes) and an identification of an identity of the entrepreneur from biometric parameters. This allows for secure communication with an entrepreneur when the entrepreneur is communicating from a geographical location of low trust, such as where device or identity theft is common.
    Type: Application
    Filed: August 25, 2015
    Publication date: December 24, 2015
    Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura
  • Publication number: 20150278742
    Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein.
    Type: Application
    Filed: March 27, 2015
    Publication date: October 1, 2015
    Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura
  • Patent number: 8577769
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Grant
    Filed: June 12, 2012
    Date of Patent: November 5, 2013
    Assignee: Skopos Financial Group, LLC
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower
  • Publication number: 20120254039
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Application
    Filed: June 12, 2012
    Publication date: October 4, 2012
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower
  • Patent number: 8200573
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Grant
    Filed: June 5, 2008
    Date of Patent: June 12, 2012
    Assignee: Skopos Financial Group, LLC
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower
  • Publication number: 20090307128
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Application
    Filed: June 5, 2008
    Publication date: December 10, 2009
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower