Abstract: A matched array technology system and method for displaying in a two-dimensional array the structured interaction between the expectations of manager and employee in an organization. Proxy values of employee and manager perspectives are defined and scaled so the axes of the array contain corresponding indicators resulting in a “matched array” and an embedded, unique “alignment vector” of the cells where employee and manager expectations are equivalent. The matched array display shows all possible manager and employee value intersections, and the geometry of the alignment vector designates optimal alignment between employee and manager for each stage of job performance from entry to advancement. The plotted position of an employee on the array in relation to its location and distance from the alignment vector measures employee performance, potential, and risk, and indicates the direction and extent of adjustment needed by either employee or manager to achieve and maintain alignment.

Abstract: A system and method for displaying in a two-dimensional array the structured interaction of two variables moving in tandem to achieve a target outcome: e.g., a chemical reaction balancing heat and pressure to produce a desired compound, or an aircraft changing speed over angles of attack. Underlying system operating variables are represented in the display as proxy values of X and Y, scaled so the range and interval of X- and Y-axes are the same. The resulting display is a “matched array” of all possible X,Y intersections, including a unique and clearly-delineated “alignment vector” of those cells in which proxy values of X equal proxy values of Y, the jointly-optimal values of the underlying system operating variables. Wherever X and Y intersect, indicators depict the operating variable values, their proximity to optimal on the alignment vector, and the direction and extent of adjustments needed to achieve optimal system performance.

Abstract: The present invention is an integrated bill consolidation, payment aggregation, and account-payment application system. The system acts as a settlements exchange for the execution of payments between households or small businesses and the service establishments (principally utilities, financial institutions, telecoms, and others) that serve them. The system eliminates paper check payments without requiring automation at the household level (for example, telephone bill-pay, PC payment systems). The invention provides for the consolidated billing of a plurality of services to a plurality of households, the payment to individual service establishments in aggregate “bullet” transfers (verses individual household payments), and the automated application of payments to service establishment accounts.