Patents by Inventor Craig Novak

Craig Novak has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200219197
    Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies are provided. In one aspect, a computer-implemented method for generating or adjusting an insurance policy is provided. With an insurance customer's permission, data regarding several factors associated with the customer may be received via wireless communication from their mobile device, vehicle controller, or smart home controller. The data may be related to (i) the customer's home, (ii) an autonomous or semi-autonomous vehicle, and/or (iii) home and vehicle features, maintenance history, and/or repairs performed to each over time. Risk levels may be determined using the data received. Aspects of one or more insurance policies (auto, home, life, etc.) may be adjusted based upon the risk levels. An updated insurance discount may be transmitted to the customer's mobile device via wireless communication for their review and approval. As a result, insurance discounts may be provided to risk averse insurance customers.
    Type: Application
    Filed: November 6, 2015
    Publication date: July 9, 2020
    Inventors: Brian Mark Fields, Chien Che Huang, Mohamed A. Wazeer, Shawn C. Bennett, Steven C. Cielocha, Ronny S. Bryant, Stephen Kohaus, Terry Quakenbush, Richard A. Novak, Aaron Scott Chan, Craig M. Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion
  • Patent number: 10592609
    Abstract: Disclosed herein are system, method, and computer program product embodiments for recognizing a human emotion in a message. An embodiment operates by receiving a message from a user. The embodiment labels each word of the message with a part of speech (POS) thereby creating a POS set. The embodiment creates a bag of words (BOW) for the message. The embodiment determines an incongruity score for a combination of words in the POS set using a knowledgebase. The embodiment determines a preliminary emotion detection score for an emotion for the message based on the POS set and the BOW. Finally, the embodiment calculates a final emotion detection score for the emotion for the message based on the preliminary emotion detection score and the incongruity score.
    Type: Grant
    Filed: April 26, 2019
    Date of Patent: March 17, 2020
    Assignee: Tucknologies Holdings, Inc.
    Inventors: Craig Tucker, Bryan Novak
  • Patent number: 10431018
    Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.
    Type: Grant
    Filed: November 6, 2015
    Date of Patent: October 1, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Brian Mark Fields, Chien Che Huang, Mohamed A. Wazeer, Shawn C. Bennett, Steven C. Cielocha, Ronny S. Bryant, Stephen Kohaus, Terry Quakenbush, Richard A. Novak, Aaron Scott Chan, Craig M. Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion
  • Patent number: 10416670
    Abstract: According to certain aspects, a computer-implemented method for operating an autonomous or semi-autonomous vehicle may be provided. With the customer's permission, an identity of a vehicle operator may be identified and a vehicle operator profile may be retrieved. Operating data regarding autonomous operation features operating the vehicle may be received from vehicle-mounted sensors. When a request to disable an autonomous feature is received, a risk level for the autonomous feature is determined and compared with a driver behavior setting for the autonomous feature stored in the vehicle operator profile. Based upon the risk level comparison, the autonomous vehicle retains control of vehicle or the autonomous feature is disengaged depending upon which is the safer driver—the autonomous vehicle or the vehicle human occupant. As a result, unsafe disengagement of self-driving functionality for autonomous vehicles may be alleviated.
    Type: Grant
    Filed: November 6, 2015
    Date of Patent: September 17, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Brian Mark Fields, Chien Che Huang, Mohamed A. Wazeer, Shawn C. Bennett, Steven C. Cielocha, Ronny S. Bryant, Stephen Kohaus, Terry Quakenbush, Richard A. Novak, Aaron Scott Chan, Craig M. Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion
  • Patent number: 10353694
    Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: July 16, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Brian Mark Fields, Chien Che Huang, Mohamed A. Wazeer, Shawn C. Bennett, Steven C. Cielocha, Ronny S. Bryant, Stephen Kohaus, Terry Quakenbush, Richard A. Novak, Craig M. Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion, Aaron Scott Chan
  • Patent number: 10336321
    Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, an identity of a vehicle operator may be determined and a vehicle operator profile and/or operating data regarding autonomous operation features of the vehicle may be received after the vehicle operator opts into a rewards program and agrees to share their data. Autonomous operation and vehicle operator risk levels associated with operation of the autonomous or semi-autonomous vehicle may be determined. Based upon the risk levels and/or comparison thereof, one or more autonomous operation features may be disengaged. A preparedness level of the vehicle operator to assume or reassume control of operating the vehicle is determined prior to disengagement. If satisfactory, an alert is presented to the vehicle operator prior to disengagement of the autonomous operation features.
    Type: Grant
    Filed: November 6, 2015
    Date of Patent: July 2, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Brian Mark Fields, Chien Che Huang, Mohamed A. Wazeer, Shawn C. Bennett, Steven C. Cielocha, Ronny S. Bryant, Stephen Kohaus, Terry Quakenbush, Richard A. Novak, Aaron Scott Chan, Craig M. Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion
  • Publication number: 20070111633
    Abstract: A decorative balloon holder for use at a party comprises a container formed generally in the shape of a geometric pyramid of a light-transmitting material of color and having a central opening. A removable closure is provided for the central opening to enable the container to be filled with festive material such as marbles or candy and the like that are not only capable of serving as ballast to hold one or more buoyant party balloons upon a tabletop, but also enable the balloon holder can serve as a party favor.
    Type: Application
    Filed: November 11, 2005
    Publication date: May 17, 2007
    Applicant: Unique Industries, Inc.
    Inventor: Craig Novak
  • Publication number: 20050121582
    Abstract: A balloon holder simulating a small gift bag comprises a small decorative bag, a core held within the small decorative bag and having sufficient weight to hold at least one buoyant balloon in place, and decorative material secured to the core in a position to conceal the core from casual view. The decorative material preferably is formed from a length of decorative sheet material having its upper portion cut into a series of strips adapted to extend outwardly from the covering simulating a small decorative bag. In one embodiment useful for a larger size covering simulating a decorative gift bag, an inner liner is fitted within the covering with the core being held to the interior of the lower portion of the inner liner and the decorative material being held to the interior of the upper periphery of the inner liner.
    Type: Application
    Filed: January 13, 2005
    Publication date: June 9, 2005
    Applicant: Unique Industries, Inc.
    Inventors: Craig Novak, Judith Wexler
  • Patent number: 6877704
    Abstract: A balloon holder simulating a small gift bag comprises a decorative bag, a core held within the decorative bag and having sufficient weight to hold at least one buoyant balloon in place, and decorative material secured to the core in a position to conceal the core from casual view. The decorative material preferably is formed from a length of decorative sheet material having its upper portion cut into a series of strips adapted to extend outwardly from the decorative bag. In one embodiment useful for a larger size decorative gift bag, an inner liner is fitted within the decorative bag with the core being held to the interior of the lower portion of the inner liner and the decorative material being held to the interior of the upper periphery of the inner liner.
    Type: Grant
    Filed: July 19, 2001
    Date of Patent: April 12, 2005
    Inventors: Craig Novak, Judith Wexler
  • Patent number: 6688939
    Abstract: A decorative balloon holder has a core having sufficient weight to hold a buoyant balloon in position on a tabletop or the like. The balloon holder has an attachment held directly to the core for securing the string of the balloon, and has a layer of decorative material wrapped around the core.
    Type: Grant
    Filed: November 13, 2002
    Date of Patent: February 10, 2004
    Assignee: Unique Industries, Inc.
    Inventor: Craig Novak
  • Patent number: 6523798
    Abstract: A decorative balloon holder has a core having sufficient weight to hold a buoyant balloon in position on a tabletop or the like. The balloon holder has an attachment held directly to the core for securing the string of the balloon, and has a layer of decorative material wrapped around the core.
    Type: Grant
    Filed: May 5, 2000
    Date of Patent: February 25, 2003
    Assignee: Unique Industries, Inc.
    Inventor: Craig Novak
  • Publication number: 20030015640
    Abstract: A balloon holder simulating a small gift bag comprises a decorative bag, a core held within the decorative bag and having sufficient weight to hold at least one buoyant balloon in place, and decorative material secured to the core in a position to conceal the core from casual view. The decorative material preferably is formed from a length of decorative sheet material having its upper portion cut into a series of strips adapted to extend outwardly from the decorative bag. In one embodiment useful for a larger size decorative gift bag, an inner liner is fitted within the decorative bag with the core being held to the interior of the lower portion of the inner liner and the decorative material being held to the interior of the upper periphery of the inner liner.
    Type: Application
    Filed: July 19, 2001
    Publication date: January 23, 2003
    Applicant: Unique Industries, Inc.
    Inventors: Craig Novak, Judith Wexler
  • Patent number: 6299441
    Abstract: A novelty product includes a holder to be held inside the mouth of a user and a carrier to be held removably by the holder and having a first compartment containing a chemiluminescent solution separated from a second compartment containing an activator for the chemiluminescent solution by a frangible barrier. The carrier may be inserted into the holder and the holder flexed to break the barrier and mix the chemiluminescent solution and activator to produce chemiluminescent light inside the mouth of a user. The carrier can be replaced upon the light produced diminishing.
    Type: Grant
    Filed: July 5, 2000
    Date of Patent: October 9, 2001
    Assignee: Unique Industries, Inc.
    Inventor: Craig Novak
  • Patent number: 6196680
    Abstract: A chemiluminescent novelty eyeglass frame has curved portions which will extend proximate the eyes of the user. The curved portions are formed with channels which are adapted to receive compartmented ampules containing a chemiluminescent solution separated from an activator. A frangible barrier is provided in the ampules, and the barrier is ruptured by bending the ampules for insertion into the channels. In this way, the chemiluminescent solution and activator mix to produce chemiluminescent light emanating from the frame upon insertion of the ampules into the channels of the curved portions of the eyeglass frame.
    Type: Grant
    Filed: April 10, 2000
    Date of Patent: March 6, 2001
    Assignee: Unique Industries, Inc.
    Inventor: Craig Novak