Patents by Inventor Craig Oldham

Craig Oldham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8719135
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Grant
    Filed: May 9, 2013
    Date of Patent: May 6, 2014
    Assignee: Allstate Insurance Company
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Patent number: 8571958
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Grant
    Filed: September 14, 2012
    Date of Patent: October 29, 2013
    Assignee: Allstate Insurance Company
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Publication number: 20130246101
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Application
    Filed: May 9, 2013
    Publication date: September 19, 2013
    Applicant: Allstate Insurance Company
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Publication number: 20130159024
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Application
    Filed: September 14, 2012
    Publication date: June 20, 2013
    Applicant: ALLSTATE INSURANCE COMPANY
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Patent number: 8315934
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Grant
    Filed: July 20, 2012
    Date of Patent: November 20, 2012
    Assignee: Allstate Insurance Company
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Patent number: 8249968
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Grant
    Filed: October 17, 2011
    Date of Patent: August 21, 2012
    Assignee: Allstate Insurance Company
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Patent number: 8065169
    Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.
    Type: Grant
    Filed: February 15, 2008
    Date of Patent: November 22, 2011
    Assignee: Allstate Insurance Company
    Inventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
  • Patent number: D587725
    Type: Grant
    Filed: February 19, 2008
    Date of Patent: March 3, 2009
    Assignee: Allstate Insurance Company
    Inventors: Dean Krieter, Craig Oldham, Roberta H. Borst, Sandra Lynne Downer, Brent Brooks
  • Patent number: D607463
    Type: Grant
    Filed: February 19, 2008
    Date of Patent: January 5, 2010
    Assignee: Allstate Insurance Company
    Inventors: Dean Krieter, Craig Oldham, Roberta H. Borst, Sandra Lynne Downer, Brent Brooks