Patents by Inventor Craig Oldham
Craig Oldham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8719135Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: GrantFiled: May 9, 2013Date of Patent: May 6, 2014Assignee: Allstate Insurance CompanyInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Patent number: 8571958Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: GrantFiled: September 14, 2012Date of Patent: October 29, 2013Assignee: Allstate Insurance CompanyInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Publication number: 20130246101Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: ApplicationFiled: May 9, 2013Publication date: September 19, 2013Applicant: Allstate Insurance CompanyInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Publication number: 20130159024Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: ApplicationFiled: September 14, 2012Publication date: June 20, 2013Applicant: ALLSTATE INSURANCE COMPANYInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Patent number: 8315934Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: GrantFiled: July 20, 2012Date of Patent: November 20, 2012Assignee: Allstate Insurance CompanyInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Patent number: 8249968Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: GrantFiled: October 17, 2011Date of Patent: August 21, 2012Assignee: Allstate Insurance CompanyInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Patent number: 8065169Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter). After receiving and analyzing the user inputs, the system generates one or more estimates and displays the one or more estimates to the user, e.g., via a web page. When multiple estimates are provided, the multiple estimates may differ based on the level of coverage, add-on features, or both. Readily known non-personal identifying information is preferably requested and used, thereby alleviating privacy concerns while still being able to provide an estimate to the user very quickly, e.g., under 30 seconds, once all the requested information is obtained.Type: GrantFiled: February 15, 2008Date of Patent: November 22, 2011Assignee: Allstate Insurance CompanyInventors: Craig Oldham, Michael Frederick Hobart, Dean Krieter, Javier Porras, Jeffrey Robert Herrmann, John Paul Wojcik
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Patent number: D587725Type: GrantFiled: February 19, 2008Date of Patent: March 3, 2009Assignee: Allstate Insurance CompanyInventors: Dean Krieter, Craig Oldham, Roberta H. Borst, Sandra Lynne Downer, Brent Brooks
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Patent number: D607463Type: GrantFiled: February 19, 2008Date of Patent: January 5, 2010Assignee: Allstate Insurance CompanyInventors: Dean Krieter, Craig Oldham, Roberta H. Borst, Sandra Lynne Downer, Brent Brooks