Patents by Inventor Craig Vallorano

Craig Vallorano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and Systems for Managing Transaction Card Accounts
    Publication number: 20120089505
    Abstract: Methods and systems for managing transaction card accounts in which cardholders are permitted to incur transaction charge balances on existing transaction card accounts and substituting the existing transaction card for each of at least a portion of the plurality of cardholders with a different transaction card product upon an occurrence of one of termination of a private label or co-branded agreement and a predetermined level of inactivity on the transaction card account which has significant additional features and benefits absent from the existing transaction card product.
    Type: Application
    Filed: December 16, 2011
    Publication date: April 12, 2012
    Applicant: Citicorp Credit Services, Inc.
    Inventors: William Johnson, Craig Vallorano
  • Methods and systems for managing transaction card accounts
    Patent number: 8117122
    Abstract: Methods and systems for managing transaction card accounts in which cardholders are permitted to incur transaction charge balances on existing transaction card accounts and substituting the existing transaction card for each of at least a portion of the plurality of cardholders with a different transaction card product upon an occurrence of one of termination of a private label or co-branded agreement and a predetermined level of inactivity on the transaction card account which has significant additional features and benefits absent from the existing transaction card product.
    Type: Grant
    Filed: June 6, 2007
    Date of Patent: February 14, 2012
    Assignee: Citicorp Credit Services, Inc.
    Inventors: William Johnson, Craig Vallorano