Abstract: Systems, apparatus, and methods for providing a consumer device presence-based transaction sessions are discussed herein. Some embodiments may provide for an apparatus configured to establish consumer device presence-based transaction sessions. The apparatus and consumer device may wirelessly communicate for a variety interactions within the transaction session. For example, consumers may be allowed to provide one or more instances of consumer approval data for payment. The transaction session may be closed upon receipt of consumer approval data or may be kept open based on wirelessly polling for consumer device presence. Based on the lack of consumer device presence, the apparatus may be configured to close the transaction session and subsequently facilitate a transaction. In various embodiments, the apparatus may be a merchant device or a server. For example, the apparatus may be a server of a central system configured to facilitate transaction sessions between merchant devices and consumer devices.

Abstract: Various systems, apparatuses, and methods are described herein for enabling secure communication protocols for proximity-based validation in distributed multi-device frameworks. Distributed multi-device frameworks present unique challenges when it comes to ensuring that user communications between various devices and over variable-security communication mediums remain secure. To address the noted challenges, some embodiments of the present invention provide for an apparatus configured to establish secure communications with a central system using wallet identifying data that is configured to secure data transfers between the apparatus and the central system. In accordance with some embodiments, devices communicating on proposed networks are arranged in a manner and using a network architecture that is configured to optimize overall network security and system integrity.

Abstract: Various systems, apparatuses, and methods are described herein for enabling secure communication protocols for proximity-based validation in distributed multi-device frameworks. Distributed multi-device frameworks present unique challenges when it comes to ensuring that user communications between various devices and over variable-security communication mediums remain secure. To address the noted challenges, some embodiments of the present invention provide for an apparatus configured to establish secure communications with a central system using wallet identifying data that is configured to secure data transfers between the apparatus and the central system. In accordance with some embodiments, devices communicating on proposed networks are arranged in a manner and using a network architecture that is configured to optimize overall network security and system integrity.

Abstract: Systems, apparatus, and methods for providing a consumer device presence-based transaction sessions are discussed herein. Some embodiments may provide for an apparatus configured to establish consumer device presence-based transaction sessions. The apparatus and consumer device may wirelessly communicate for a variety interactions within the transaction session. For example, consumers may be allowed to provide one or more instances of consumer approval data for payment. The transaction session may be closed upon receipt of consumer approval data or may be kept open based on wirelessly polling for consumer device presence. Based on the lack of consumer device presence, the apparatus may be configured to close the transaction session and subsequently facilitate a transaction. In various embodiments, the apparatus may be a merchant device or a server. For example, the apparatus may be a server of a central system configured to facilitate transaction sessions between merchant devices and consumer devices.