Abstract: A method of targeting commercial entities for transaction-card usage revenue enhancement. The method includes functionally combining electronically searchable data sources concerning actual or potential commercial transaction-card using entities. The electronically searchable data sources include data concerning the commercial transaction card-using entities, relating to its relationship with a transaction-card issuer, firmographic data, and transaction record data concerning transaction card usage by commercial transaction card-using entities. The first plurality of electronically searchable data sources is electronically searched to identify one or more model-performance actual or potential commercial transaction-card using entities. A set of key metric categories is identified among the electronically searchable data sources, in which the model-performance card-using entities exceed their peers.