Patents by Inventor Cynthia S. MacDonald

Cynthia S. MacDonald has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Earnings at risk method and system
    Patent number: 8275637
    Abstract: A method and system for determining and optimizing an insurance company's asset-liability risk is disclosed. The method and system comprises determining numerous earnings at risk (EaR) estimates to assess risks associated with asset and liability portfolios. EaR estimates may be determined through modeling of various risk factors. The EaR calculations may be processed through a distributed processing infrastructure to maximize efficiency and cycle time.
    Type: Grant
    Filed: August 29, 2007
    Date of Patent: September 25, 2012
    Assignee: Allstate Insurance Company
    Inventors: Anson J. Glacy, Jr., Ronald C. Davidson, Cynthia S. MacDonald, Alan A. Schecher, Kurt J. Stump