Abstract: A system and method of manufacturing and/or assembling packaged electronic modules for use with smart cards is disclosed. The packaged electronic modules may include contact plate(s), printed circuit(s) and/or value add components such as displays.

Abstract: A system and method of manufacturing and/or assembling packaged electronic modules for use with smart cards is disclosed. The packaged electronic modules may include contact plate(s), printed circuit(s) and/or value add components such as displays.

Abstract: The present invention is a packaged electronic module with embedded electronics for use in smart cards. This invention assembles a plurality of electronics components on a flexible printed circuit, together with an integrated circuit chip and a contact plate, into a module. This module can then be embedded into a plastic card, using regular milling techniques, by a card manufacturer. This method packages the plurality of electronics components into a module. The present invention provides a business with the capability to avoid additional capital expenditure required for special equipment and enables all existing card manufacturers to manufacture smart cards with embedded electronics.

Abstract: The present invention is a packaged electronic module with embedded electronics for use in smart cards. This invention assembles a plurality of electronics components on a flexible printed circuit, together with an integrated circuit chip and a contact plate, into a module. This module can then be embedded into a plastic card, using regular milling techniques, by a card manufacturer. This method packages the plurality of electronics components into a module. The present invention provides a business with the capability to avoid additional capital expenditure required for special equipment and enables all existing card manufacturers to manufacture smart cards with embedded electronics.

Abstract: The present invention is a packaged electronic module with embedded electronics for use in smart cards. This invention assembles a plurality of electronics components on a flexible printed circuit, together with an integrated circuit chip and a contact plate, into a module. This module can then be embedded into a plastic card, using regular milling techniques, by a card manufacturer. This method packages the plurality of electronics components into a module. The present invention provides a business with the capability to avoid additional capital expenditure required for special equipment and enables all existing card manufacturers to manufacture smart cards with embedded electronics.

Abstract: This invention is a comprehensive “Dynamic Security Code” (“DSC”) System (“DSC System”) that can change the security code of a prepaid, debit, or credit card (“Payment Card”). In an effort to thwart Card-Not-Present (“CNP”) fraud, the DSC System provides dynamic security code values (“DSC Values”) that have a limited use. The DSC Values provided by this DSC System can be calculated by various methodologies and can be used within existing standard payment card infrastructures. The DSC System can also be used with other form factors and in other environments not related to payments such as balance inquiries. The DSC Values can be calculated by a DSC Generator Server or on the card itself.

Abstract: The present invention is a packaged electronic module with embedded electronics for use in smart cards. This invention assembles a plurality of electronics components on a flexible printed circuit, together with an integrated circuit chip and a contact plate, into a module. This module can then be embedded into a plastic card, using regular milling techniques, by a card manufacturer. This method packages the plurality of electronics components into a module. The present invention provides a business with the capability to avoid additional capital expenditure required for special equipment and enables all existing card manufacturers to manufacture smart cards with embedded electronics.

Abstract: This invention is a comprehensive “Dynamic Security Code” (“DSC”) System (“DSC System”) that can change the security code of a prepaid, debit, or credit card (“Payment Card”). In an effort to thwart Card-Not-Present (“CNP”) fraud, the DSC System provides dynamic security code values (“DSC Values”) that have a limited use. The DSC Values provided by this DSC System can be calculated by various methodologies and can be used within existing standard payment card infrastructures. The DSC System can also be used with other form factors and in other environments not related to payments such as balance inquiries. The DSC Values can be calculated by a DSC Generator Server or on the card itself.

Abstract: This invention is a comprehensive “Dynamic Security Code” (“DSC”) System (“DSC System”) that can change the security code of a prepaid, debit, or credit card (“Payment Card”). In an effort to thwart Card-Not-Present (“CNP”) fraud, the DSC System provides dynamic security code values (“DSC Values”) that have a limited use. The DSC Values provided by this DSC System can be calculated by various methodologies and can be used within existing standard payment card infrastructures. The DSC System can also be used with other form factors and in other environments not related to payments such as balance inquiries. The DSC Values can be calculated by a DSC Generator Server or on the card itself.

Abstract: This invention provides an embedded light sensor in the card that controls whether the card can transmit card data when energized by an RF energy source. Certain smart, debit or credit cards energize internal component within the card when entering into certain RF energy fields. The use of a light sensor detects whether a predetermined light level exists. If the predetermined light level is reached, the card's logic assumes that the transaction is authorized and allows for transmission of the card's data to a card reader. If the predetermined light level is not reached, the card's logic assumes that the card is still in a purse or wallet and that the RF energy field is not related to card transactions or the RF energy field belongs to fraudulent parties who seek to capture the card's data in an unauthorized manner.

Abstract: A portable electronic device, for example an electronic card, includes at least one electronic unit associated to an optical switch which can be actuated by a user and which includes two photo-detectors arranged sufficiently far from each other in the electronic device to enable the user to cover only one of the two photo-detectors with one finger. The switch includes a logical circuit to which are provided a first and a second light reception signal respectively coming from the two photo-detectors. The logical circuit is arranged to supply a signal which only indicates actuation of the optical switch when the first and second light reception signals correspond to two different logical states for the logic circuit.

Abstract: An electronic tip calculator for providing an instant tip calculation to a user is disclosed. The electronic tip calculator comprises a touch keypad located on a front surface, a display screen located on the front surface and a power button located on the front surface. The touch keypad includes a plurality of touch buttons. The display screen is configured to display a tip amount and a total bill amount to the user and the power button is configured to activate the electronic tip calculator. The display screen allows the user to instantly retrieve the tip amount by navigating through the touch keypad. The touch keypad and the display screen are configured to provide a simple and convenient means of tip calculation to the user. The electronic tip calculator can be easily configured to calculate any tip rate as desired by the user.

Abstract: An electronic information card for retrieving information pertaining to a banking account of a user is disclosed. The electronic information card comprises a casing having a front surface and a rear surface, a payment chip and a memory chip located inside the casing, a touch keypad located on the front surface, a display screen located on the front surface and an activate button located on the front surface. The payment chip initiates transaction between the user and the transaction terminal. The memory chip allows the user to access financial services such as checking account balance, checking monthly expenses, checking transaction information in an offline mode by navigating through the touch keypad. The display screen displays information pertaining to the banking account when a user navigates through the touch keypad. The electronic information card provides an enhanced security to the user while making online transactions.

Abstract: A portable electronic device, for example an electronic card, includes at least one electronic unit associated to an optical switch which can be actuated by a user and which includes two photo-detectors arranged sufficiently far from each other in the electronic device to enable the user to cover only one of the two photo-detectors with one finger. The switch includes a logical circuit to which are provided a first and a second light reception signal respectively coming from the two photo-detectors. The logical circuit is arranged to supply a signal which only indicates actuation of the optical switch when the first and second light reception signals correspond to two different logical states for the logic circuit.

Abstract: An electronic card includes an element for transmitting a signal to a user of the electronic card, an electronic unit, an electric energy source, a switch actuatable by a user of the electronic card and an application introduced into the electronic unit. The electronic unit includes an element for detecting actuation of the switch, arranged for determining whether the actuation ends within a first time interval from the start of actuation (t0), the end of the first time interval occurring after transmission (t1) of a signal perceptible to the card user, or for determining whether the switch actuation ends within a second time interval (T2max) from the start of transmission (t1) of the user perceptible signal, the application being actuated or the actuation thereof being validated when the detection element has detected the end (t2) of the switch actuation within the first time interval or the second time interval.

Abstract: The invention concerns an electronic card including means for transmitting a signal to a user of said electronic card, an electronic unit, an electric energy source, a switch that can be actuated by a user of the electronic card and an application introduced into said electronic unit. The card further includes means for detecting actuation of said switch, arranged so as to determine whether said actuation ends within a first time interval from the start of actuation (t0), the end of said first time interval occurring after transmission (t1) of a signal perceptible to the card user, or for determining whether said switch actuation ends within a second time interval (T2max) from the start of transmission (t1) of said user perceptible signal, said application being actuated or the actuation thereof validated when said detection means have detected the end (t2) of said switch actuation within said first interval or said second time interval.

Abstract: The electronic card (2) includes an electronic unit (6), an electric energy source (10), a switch (12) that can be actuated by a user of the electronic card and an application introduced into said electronic unit. It further includes means for detecting actuation of said switch, which determine whether said actuation corresponds to a pulse whose duration is comprised within a certain predetermined time range or to a series of pulses defining a digital signal with a time profile wherein at least one given parameter has a value comprised within a certain predetermined time range, said application being actuated or the actuation thereof validated when said detection means have detected said pulse or said series of pulses. In particular, the switch is associated with a push-button or an elastically deformable zone (14) of the electronic card.

Abstract: The invention relates to a method of securing operations carried out in a network between a user (1) and a service provider (2) and to the associated devices. For the user (1), the inventive method comprises the following steps, namely: a step (33) in which a dynamic encryption key is generated, a step (33) in which an authentication datum (15) received from the service provider (2) is encrypted with the aid of the dynamic encryption key, and step (35) in which the encrypted authentication datum (4) is sent to the service provider (2). For the service provider (2), the method comprises the following steps, namely: a step comprising the dynamic decryption (5) of the encrypted authentication datum (4) and a step comprising the verification (5) of the decrypted authentication datum, in order to authorise the operation in secure mode (13).

Abstract: The invention relates to a self-powered card of standardized format including keys (201) placed on at least one zone not allocated by the standardized format, a functional module (203) and an activation module (202) designed to activate the functional module (203) when a correct code is entered by means of the keys (201). The invention secures the use of such cards.