Patents by Inventor D. Kenneth Hobday
D. Kenneth Hobday has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8620782Abstract: Systems and methods for electronic billing activation are provided. A request on behalf of a payer to activate electronic billing from a biller for the payer is received by a first electronic financial service provider (EFSP) that supports a first of a plurality of electronic financial service networks (EFSNs) from a second EFSP that supports a second of the plurality of EFSNs. Each of the plurality of EFSNs includes a respective plurality of billers or payers, and the biller is associated with the first EFSN and not associated with the second EFSN, while the payer is not associated with the first EFSN. In response to the received request, activation confirmation information is transmitted by the first EFSP to the second EFSP. The electronic billing activation enables subsequent electronic transmission of a bill from the biller for the payer.Type: GrantFiled: August 31, 2009Date of Patent: December 31, 2013Assignee: Checkfree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Jr., Hans Daniel Dreyer
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Patent number: 8595100Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: GrantFiled: August 31, 2009Date of Patent: November 26, 2013Assignee: Checkfree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Jr., Hans Daniel Dreyer
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Publication number: 20120271761Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: ApplicationFiled: June 29, 2012Publication date: October 25, 2012Applicant: CHECKFREE SERVICES CORPORATIONInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, JR., Hans Dreyer
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Patent number: 7788172Abstract: A method and system for electronic billing across unassociated electronic bill presentment networks is provided. Each network includes a billing service provider. A request to receive an electronic bill from a biller not associated with a first network is received by a first billing service provider. A request to determine a network with which the biller is associated is transmitted by the first billing service provider. In response to this determination request, information indicating that the biller is associated with a second network is received. An activation instruction to receive electronic bills is transmitted from the first billing service provider to a second billing service provider which is a part of the network with which the biller is associated.Type: GrantFiled: October 30, 2001Date of Patent: August 31, 2010Assignee: CheckFree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Jr., Hans Dreyer
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Publication number: 20100017332Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: ApplicationFiled: August 31, 2009Publication date: January 21, 2010Applicant: CHECKFREE SERVICES CORPORATIONInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, JR., Hans Dreyer
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Publication number: 20090319410Abstract: Systems and methods for electronic billing activation are provided. A request on behalf of a payer to activate electronic billing from a biller for the payer is received by a first electronic financial service provider (EFSP) that supports a first of a plurality of electronic financial service networks (EFSNs) from a second EFSP that supports a second of the plurality of EFSNs. Each of the plurality of EFSNs includes a respective plurality of billers or payers, and the biller is associated with the first EFSN and not associated with the second EFSN, while the payer is not associated with the first EFSN. In response to the received request, activation confirmation information is transmitted by the first EFSP to the second EFSP. The electronic billing activation enables subsequent electronic transmission of a bill from the biller for the payer.Type: ApplicationFiled: August 31, 2009Publication date: December 24, 2009Applicant: CHECKFREE CORPORATIONInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, JR., Hans Dreyer
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Publication number: 20030069842Abstract: The present invention provides a method and system for making inter-network payments. A payment request to make a payment on behalf of a payer to a payee is received. A first payment service provider receives this request. The payment is directed to a payee that is associated with a second payment service provider. The first payment service provider determines the identity of the second payment service provider and transmits a payment instruction to the second payment service provider to complete the payment.Type: ApplicationFiled: October 30, 2001Publication date: April 10, 2003Inventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Hans Dreyer
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Publication number: 20030004867Abstract: The present invention provides a method and system for making inter-network payments. A payment request to make a payment on behalf of a payer to a payee is received. A first payment service provider receives this request. The payment is directed to a payee that is associated with a second payment service provider. The first payment service provider determines the identity of the second payment service provider and transmits a payment instruction to the second payment service provider to complete the payment.Type: ApplicationFiled: June 28, 2001Publication date: January 2, 2003Inventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Hans Dreyer