Abstract: A system for communicating information among participants in a distributed application having peripheral communications devices comprises a central agent having two-way links to the peripheral devices, a notice generator triggered by an information input from one participant directed to at least one other participant, the notice generator generating a notice for the other participant(s) and pushing the notice to the peripheral device of the other participant(s) only if the information input was directed to the other participant(s), a central storage medium storing the information input, and an access channel by which the other participant(s) may receive the information input only if the other participant(s) responds to the notice. The links may form a computer network, cable network, telecommunications network, wireless network, or other network, or a combination. Additional information inputs may be associated with the first information input or may modify or delete it.

Abstract: A method of processing financial data may include determining if a relationship exists between a particular item of said financial data and a quantifiable quality-related characteristic. It may further include generating data quantifying usage of the quality-related characteristic based on a particular item of financial data.