Abstract: A method using a non-transitory processor for providing an application product including receiving an application profile, a key profile, a secure element (SE) profile, and a mobile terminal profile; establishing a link between the received profiles, in which the link is established for assembling the application product; and applying a limitation to the application product, in which the applied limitation determines whether the application product is accessible to a user. A method using a non-transitory processor for data preparation in a Trusted Service Manager (TSM) including receiving data from a service provider, in which the received data is in a Data Grouping Identifier (DGI) format or a raw data format; and processing the data using at least one of a logical data preparation and a physical data preparation.

Abstract: A method for over-the-air (OTA) provisioning a non-Universal Integrated Circuit Card (UICC) type secure element (SE) of a mobile device, including receiving a request to initialize an OTA proxy of a mobile device; initializing the OTA proxy; receiving provisioning data through the OTA proxy; and provisioning the received data into the SE, in which the SE is a non-UICC type SE. A mobile device to provision secure data OTA in a non-UICC type SE including an OTA proxy to connect to a Trusted Service Manager (TSM) system, and to receive provisioning data from the TSM system; a near-field-communication (NFC) enabled chip to conduct a contactless transaction; and a SE to store information provisioned through OTA proxy, in which the SE is a non-UICC type SE.

Abstract: A method using a non-transitory processor for providing an application product including receiving an application profile, a key profile, a secure element (SE) profile, and a mobile terminal profile; establishing a link between the received profiles, in which the link is established for assembling the application product; and applying a limitation to the application product, in which the applied limitation determines whether the application product is accessible to a user. A method using a non-transitory processor for data preparation in a Trusted Service Manager (TSM) including receiving data from a service provider, in which the received data is in a Data Grouping Identifier (DGI) format or a raw data format; and processing the data using at least one of a logical data preparation and a physical data preparation.

Abstract: A method for over-the-air (OTA) provisioning a non-Universal Integrated Circuit Card (UICC) type secure element (SE) of a mobile device, including receiving a request to initialize an OTA proxy of a mobile device; initializing the OTA proxy; receiving provisioning data through the OTA proxy; and provisioning the received data into the SE, in which the SE is a non-UICC type SE. A mobile device to provision secure data OTA in a non-UICC type SE including an OTA proxy to connect to a Trusted Service Manager (TSM) system, and to receive provisioning data from the TSM system; a near-field-communication (NFC) enabled chip to conduct a contactless transaction; and a SE to store information provisioned through OTA proxy, in which the SE is a non-UICC type SE.