Patents by Inventor Dale Steven Howard

Dale Steven Howard has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PROPERTY ENHANCEMENT ANALYSIS
    Publication number: 20240005424
    Abstract: An example system is configured for displaying enhancement options and financial analysis. The system may include a server, third party data sources and an augmented reality computing device that includes a processing unit and system memory. The augmented reality computing device is configured to obtain user input regarding a property enhancement option; render the property enhancement options in augmented reality; obtain financial data from the server and the third party data sources; responsive to the obtained user input, automatically generate a financial analysis of the property enhancement option, wherein the financial analysis is based on the obtained financial data; and render the financial analysis with the obtained property enhancement option in augmented reality.
    Type: Application
    Filed: September 14, 2023
    Publication date: January 4, 2024
    Inventors: Ankush BHATIA, Ricky Alan BRAME, Wesley Damon BROWN, Jan M. EMTER, Paul FERGUSON, Scott Curtis GRENGS, Dan R. GRIZZLE, Dale Steven HOWARD, Basil F. NIMRY, Suhas Dattatreya SANKOLLI
  • Property enhancement analysis
    Patent number: 11798109
    Abstract: An example system is configured for displaying enhancement options and financial analysis. The system may include a server, third party data sources and an augmented reality computing device that includes a processing unit and system memory. The augmented reality computing device is configured to obtain user input regarding a property enhancement option; render the property enhancement options in augmented reality; obtain financial data from the server and the third party data sources; responsive to the obtained user input, automatically generate a financial analysis of the property enhancement option, wherein the financial analysis is based on the obtained financial data; and render the financial analysis with the obtained property enhancement option in augmented reality.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: October 24, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ankush Bhatia, Ricky Alan Brame, Wesley Damon Brown, Jan M. Emter, Paul Ferguson, Scott Curtis Grengs, Dan R. Grizzle, Dale Steven Howard, Basil F. Nimry, Suhas Dattatreya Sankolli
  • Property Inventory Tracking
    Publication number: 20220138683
    Abstract: A method implemented on an electronic computing device includes obtaining an inventory of items in a property. Financial information is associated with one or more of the items. A status is monitored regarding maintenance and recalls of one or more of the items. Based on the status and using the financial information, at least one recommendation is provided for maintenance or replacement of one or more of the items.
    Type: Application
    Filed: November 28, 2017
    Publication date: May 5, 2022
    Inventors: Basil F. Nimry, Ankush Bhatia, Dale Steven Howard, Jan M. Emter, Wesley Damon Brown
  • Property enhancement analysis
    Patent number: 11120515
    Abstract: An example system is configured for displaying enhancement options and financial analysis. The system may include a server, third party data sources and an augmented reality computing device that includes a processing unit and system memory. The augmented reality computing device is configured to obtain user input regarding a property enhancement option; render the property enhancement options in augmented reality; obtain financial data from the server and the third party data sources; responsive to the obtained user input, automatically generate a financial analysis of the property enhancement option, wherein the financial analysis is based on the obtained financial data; and render the financial analysis with the obtained property enhancement option in augmented reality.
    Type: Grant
    Filed: November 3, 2017
    Date of Patent: September 14, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ankush Bhatia, Ricky Alan Brame, Wesley Damon Brown, Jan M. Emter, Paul Ferguson, Scott Curtis Grengs, Dan R. Grizzle, Dale Steven Howard, Basil F. Nimry, Suhas Dattatreya Sankolli
  • Collaborative document creation
    Patent number: 10719660
    Abstract: A method implemented on an electronic computing device includes displaying a document. An image of a person is received. The image of the person is overlaid onto at least a portion of the image of the document. One or more movements are received from the person. The image of the person is moved to indicate a specific area of the document. The movement of the image of the person to the specific area of the document is based on the one or more movements from the person.
    Type: Grant
    Filed: March 15, 2017
    Date of Patent: July 21, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Dale Steven Howard, Danny Ray Grizzle, Timothy Alan Wagoner
  • Collaborative document creation
    Patent number: 9632686
    Abstract: A method implemented on an electronic computing device includes displaying a document. An image of a person is received. The image of the person is overlaid onto at least a portion of the image of the document. One or more movements are received from the person. The image of the person is moved to indicate a specific area of the document. The movement of the image of the person to the specific area of the document is based on the one or more movements from the person.
    Type: Grant
    Filed: July 24, 2014
    Date of Patent: April 25, 2017
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Dale Steven Howard, Danny Ray Grizzle, Timothy Alan Wagoner