Patents by Inventor Dalumuzi Happy Mhlanga

Dalumuzi Happy Mhlanga has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS OF TRANSACTION TRACKING AND ANALYSIS FOR NEAR REAL-TIME INDIVIDUALIZED CREDIT SCORING
    Publication number: 20210398210
    Abstract: Systems and methods are provided for analyzing user transactions in near-real time to determine a credit score that can be used to indicate the credit worthiness of a user. The system may be capable of communicating with one or more third party systems for obtaining and verifying financial transactions performed by the user. In some implementations, the system may make recommendations for financial products that may be used to improve the services provided to the user.
    Type: Application
    Filed: June 16, 2021
    Publication date: December 23, 2021
    Applicant: Notto Intellectual Property Holdings
    Inventors: Dalumuzi Happy Mhlanga, Bhekani Khumalo