Patents by Inventor Damien D. Balazs

Damien D. Balazs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140114704
    Abstract: According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer. Moreover, supplemental bundled insurance premiums may be calculated for each employee to provide individual, supplemental bundled insurance policies. The supplemental bundled insurance premiums may be contingent upon the employer's agreement to pay the workers' compensation insurance premium. By way of examples, the supplemental bundled insurance policies might be associated with one or more of short term disability insurance, long term disability insurance, accidental death insurance, accidental disability insurance and/or hospital accident insurance.
    Type: Application
    Filed: December 31, 2013
    Publication date: April 24, 2014
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Bradley D. Molinsky, Damien D. Balazs, Gordon Hui, Carmen L. Sharp
  • Patent number: 8655686
    Abstract: According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer. Moreover, supplemental bundled insurance premiums may be calculated for each employee to provide individual, supplemental bundled insurance policies. The supplemental bundled insurance premiums may be contingent upon the employer's agreement to pay the workers' compensation insurance premium. By way of examples, the supplemental bundled insurance policies might be associated with one or more of short term disability insurance, long term disability insurance, accidental death insurance, accidental disability insurance and/or hospital accident insurance.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: February 18, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: Bradley D. Molinsky, Damien D. Balazs, Gordon Hui, Carmen L. Sharp
  • Publication number: 20130103428
    Abstract: According to some embodiments, a workers' compensation insurance premium may be calculated for a workers' compensation insurance policy covering a group of employees employed by an employer. Moreover, supplemental bundled insurance premiums may be calculated for each employee to provide individual, supplemental bundled insurance policies. The supplemental bundled insurance premiums may be contingent upon the employer's agreement to pay the workers' compensation insurance premium. By way of examples, the supplemental bundled insurance policies might be associated with one or more of short term disability insurance, long term disability insurance, accidental death insurance, accidental disability insurance and/or hospital accident insurance.
    Type: Application
    Filed: October 24, 2011
    Publication date: April 25, 2013
    Inventors: Bradley D. Molinsky, Damien D. Balazs, Gordon Hui, Carmen L. Sharp