Abstract: An apparatus is provided for conducting electrical signals at the skin of a user. In a given embodiment, the apparatus includes a fabric layer, an electrically insulating coating, and an electrical contact element. The fabric layer has an interior surface and an exterior surface. The coating has an exterior surface overlying the interior surface of the fabric layer, and has an interior surface exposed for contact with the skin of the user. The contact element includes a body of polymeric material with an electrically conductive additive dispersed in the polymeric material. The body of polymeric material reaches through the fabric layer and the coating, has an interior electrical contact surface exposed at the interior surface of the coating, and further has an exterior electrical contact surface exposed at the exterior surface of the fabric layer.