Abstract: The invention comprises a system and method for storing consumers' data and automatically filling out forms by sending this information to merchants, allowing users to complete forms and exchange information much faster than could be done by hand. The invention includes an online repository of personal information, and a method to provide easily accessible, secure, sharable data. The invention includes a central repository for forms data, through which merchants can build their own applications, interact with other users, and avoid the inconvenience of filling out forms. The invention will only release the data, to a merchant, that is needed to complete a specific form. A user can send and receive form-related data during different transactions. Consumers will create and maintain a web-based Online Profile (OP) with data that merchants can access, after authentication, via a device with web access. The invention reduces identity theft, via a record of all a consumer's transactions.

Abstract: The invention comprises a system and method for storing consumers' data and automatically filling out forms by sending this information to merchants, allowing users to complete forms and exchange information much faster than could be done by hand. The invention includes an online repository of personal information, and a method to provide easily accessible, secure, sharable data. The invention includes a central repository for forms data, through which merchants can build their own applications, interact with other users, and avoid the inconvenience of filling out forms. The invention will only release the data, to a merchant, that is needed to complete a specific form. A user can send and receive form-related data during different transactions. Consumers will create and maintain a web-based Online Profile (OP) with data that merchants can access, after authentication, via a device with web access. The invention reduces identity theft, via a record of all a consumer's transactions.