Abstract: A preprocessor for use with a machine learning system for control of computerized avatars provides for an embedding of avatar control information in a speech response file machine learning system for improved perception of emotional intelligence.

Abstract: A preprocessor for use with natural language processors for control of computerized avatars provides for an embedding of avatar control information in a speech response file of the natural language processor providing avatars with improved perception of emotional intelligence. Rapid avatar response is provided by independent end of speech detection and a response cache bypassing text-to-speech conversion times. The preprocessor may be shared among multiple websites to provide a shared analysis of query optimization.

Abstract: A preprocessor for use with natural language processors for control of computerized avatars provides for an embedding of avatar control information in a speech response file of the natural language processor providing avatars with improved perception of emotional intelligence. Rapid avatar response is provided by independent end of speech detection and a response cache bypassing text-to-speech conversion times. The preprocessor may be shared among multiple websites to provide a shared analysis of query optimization.

Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.

Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.

Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.