Patents by Inventor Dan Givol

Dan Givol has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11966942
    Abstract: A device may process a message associated with an account to identify a first identifier that identifies a third party. The device may identify a match between the first identifier and transaction information related to an individual associated with the account. The transaction information may include a set of first identifiers that identify a respective set of third parties. The transaction information may facilitate identification of one or more messages that is likely to include account information. The device may tag the message with a second identifier based on the match. The device may receive, from another device, the message based on the message being tagged with the second identifier. The device may process the message to identify the account information related to another account. The device may extract identified account information from the message. The device may perform an action related to extracted account information or the message.
    Type: Grant
    Filed: March 13, 2023
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Victor Mayaki, Zviad Aznaurashvili
  • Publication number: 20230376992
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Application
    Filed: July 31, 2023
    Publication date: November 23, 2023
    Applicant: Capital One Services, LLC
    Inventors: Dan GIVOL, Saumya SINGH, Anand KUMAR, Michelle S. OLENOSKI
  • Patent number: 11776002
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Grant
    Filed: May 6, 2022
    Date of Patent: October 3, 2023
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Saumya Singh, Anand Kumar, Michelle S. Olenoski
  • Publication number: 20230275864
    Abstract: A device may receive transaction information that identifies a set of third parties. The device may process messages in an electronic messaging account using a set of processing techniques after receiving the transaction information. The device may identify, in the electronic messaging account, a first set of messages associated with the set of third parties. The device may determine a manner in which to configure a user interface of an application associated with a user device to display the first set of messages based on the transaction information. The device may provide a set of instructions to the user device to configure the user interface of the application to display the first set of messages.
    Type: Application
    Filed: May 5, 2023
    Publication date: August 31, 2023
    Inventors: Dan GIVOL, Benjamin LINDQUIST, Victor MAYAKI, Zviad AZNAURASHVILI
  • Publication number: 20230214873
    Abstract: A device may process a message associated with an account to identify a first identifier that identifies a third party. The device may identify a match between the first identifier and transaction information related to an individual associated with the account. The transaction information may include a set of first identifiers that identify a respective set of third parties. The transaction information may facilitate identification of one or more messages that is likely to include account information. The device may tag the message with a second identifier based on the match. The device may receive, from another device, the message based on the message being tagged with the second identifier. The device may process the message to identify the account information related to another account. The device may extract identified account information from the message. The device may perform an action related to extracted account information or the message.
    Type: Application
    Filed: March 13, 2023
    Publication date: July 6, 2023
    Inventors: Dan GIVOL, Victor MAYAKI, Zviad AZNAURASHVILI
  • Patent number: 11671393
    Abstract: A device may receive transaction information that identifies a set of third parties. The device may process messages in an electronic messaging account using a set of processing techniques after receiving the transaction information. The device may identify, in the electronic messaging account, a first set of messages associated with the set of third parties. The device may determine a manner in which to configure a user interface of an application associated with a user device to display the first set of messages based on the transaction information. The device may provide a set of instructions to the user device to configure the user interface of the application to display the first set of messages.
    Type: Grant
    Filed: January 22, 2021
    Date of Patent: June 6, 2023
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Benjamin Lindquist, Victor Mayaki, Zviad Aznaurashvili
  • Publication number: 20230131759
    Abstract: A device may receive access information that permits access to messages associated with an electronic messaging account. The device may process the messages associated with the electronic messaging account to identify one or more of the messages that include at least one coupon after receiving the access information. The one or more of the messages may be identified using at least two of an image processing technique, a text processing technique, or a code processing technique. The device may store information identifying the one or more of the messages that include the at least one coupon after processing the messages. The device may perform one or more actions to facilitate use of the at least one coupon in association with completing a transaction.
    Type: Application
    Filed: December 22, 2022
    Publication date: April 27, 2023
    Inventors: Dan GIVOL, Benjamin LINDQUIST, Victor MAYAKI, Zviad AZNAURASHVILI
  • Patent number: 11605104
    Abstract: A device may process a message associated with an account to identify a first identifier that identifies a third party. The device may identify a match between the first identifier and transaction information related to an individual associated with the account. The transaction information may include a set of first identifiers that identify a respective set of third parties. The transaction information may facilitate identification of one or more messages that is likely to include account information. The device may tag the message with a second identifier based on the match. The device may receive, from another device, the message based on the message being tagged with the second identifier. The device may process the message to identify the account information related to another account. The device may extract identified account information from the message. The device may perform an action related to extracted account information or the message.
    Type: Grant
    Filed: January 27, 2021
    Date of Patent: March 14, 2023
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Victor Mayaki, Zviad Aznaurashvili
  • Publication number: 20220261839
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Application
    Filed: May 6, 2022
    Publication date: August 18, 2022
    Applicant: Capital One Services, LLC
    Inventors: Dan GIVOL, Saumya SINGH, Anand KUMAR, Michelle S. Olenoski
  • Patent number: 11354697
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: June 7, 2022
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Saumya Singh, Anand Kumar, Michelle S. Olenoski
  • Patent number: 11113711
    Abstract: A device may receive transaction information related to a transaction that an individual is completing. The transaction information may identify a location of the transaction and the individual that is completing the transaction. The device may determine, prior to completing the transaction and based on data from a sensor of a transaction terminal or from a user device associated with the individual, that the individual did not use a benefit account associated with the location in association with completing the transaction. The benefit account may be a rewards account, a loyalty account, or a discount account. The device may perform an action to facilitate use of the benefit account in association with completing the transaction. The action may be performed prior to completing the transaction. The device may perform another action to complete the transaction after performing the action to facilitate use of the benefit account.
    Type: Grant
    Filed: November 5, 2019
    Date of Patent: September 7, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Lukiih Cuan, Michelle Olenoski
  • Publication number: 20210150528
    Abstract: A device may process a message associated with an account to identify a first identifier that identifies a third party. The device may identify a match between the first identifier and transaction information related to an individual associated with the account. The transaction information may include a set of first identifiers that identify a respective set of third parties. The transaction information may facilitate identification of one or more messages that is likely to include account information. The device may tag the message with a second identifier based on the match. The device may receive, from another device, the message based on the message being tagged with the second identifier. The device may process the message to identify the account information related to another account. The device may extract identified account information from the message. The device may perform an action related to extracted account information or the message.
    Type: Application
    Filed: January 27, 2021
    Publication date: May 20, 2021
    Inventors: Dan GIVOL, Victor MAYAKI, Zviad AZNAURASHVILI
  • Publication number: 20210152511
    Abstract: A device may receive transaction information that identifies a set of third parties. The device may process messages in an electronic messaging account using a set of processing techniques after receiving the transaction information. The device may identify, in the electronic messaging account, a first set of messages associated with the set of third parties. The device may determine a manner in which to configure a user interface of an application associated with a user device to display the first set of messages based on the transaction information. The device may provide a set of instructions to the user device to configure the user interface of the application to display the first set of messages.
    Type: Application
    Filed: January 22, 2021
    Publication date: May 20, 2021
    Inventors: Dan GIVOL, Benjamin LINDQUIST, Victor MAYAKI, Zviad AZNAURASHVILI
  • Patent number: 10943226
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: March 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Anand Kumar, Patrick Zearfoss
  • Patent number: 10909536
    Abstract: A device may process a message associated with an account to identify a first identifier that identifies a third party. The device may identify a match between the first identifier and transaction information related to an individual associated with the account. The transaction information may include a set of first identifiers that identify a respective set of third parties. The transaction information may facilitate identification of one or more messages that is likely to include account information. The device may tag the message with a second identifier based on the match. The device may receive, from another device, the message based on the message being tagged with the second identifier. The device may process the message to identify the account information related to another account. The device may extract identified account information from the message. The device may perform an action related to extracted account information or the message.
    Type: Grant
    Filed: September 14, 2018
    Date of Patent: February 2, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Victor Mayaki, Zviad Aznaurashvili
  • Patent number: 10904195
    Abstract: A device may receive transaction information that identifies a set of third parties. The device may process messages in an electronic messaging account using a set of processing techniques after receiving the transaction information. The device may identify, in the electronic messaging account, a first set of messages associated with the set of third parties. The device may determine a manner in which to configure a user interface of an application associated with a user device to display the first set of messages based on the transaction information. The device may provide a set of instructions to the user device to configure the user interface of the application to display the first set of messages.
    Type: Grant
    Filed: November 7, 2018
    Date of Patent: January 26, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Benjamin Lindquist, Victor Mayaki, Zviad Aznaurashvili
  • Publication number: 20200380484
    Abstract: In one aspect, the present disclosure relates to a method for crowdfunding credit card payments. The method can include: analyzing a plurality of credit card accounts to determine a first account that is eligible for crowdfunding; transmitting a notification to a user device associated with an account holder of the first account, the notification prompting the account holder to authorize enabling receipt of crowdfunded payments for the first account; receiving, from the user device, authorization to enable receipt of crowdfund payments for the first account; providing, to one or more donors, electronic access to recent transaction information for the first account; receiving a payment from a first one of the donors; and applying the payment to the first account.
    Type: Application
    Filed: August 21, 2020
    Publication date: December 3, 2020
    Applicant: Capital One Services, LLC
    Inventors: Michelle S. Olenoski, Dan Givol, Lukiih Cuan
  • Publication number: 20200279286
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Application
    Filed: May 18, 2020
    Publication date: September 3, 2020
    Applicant: Capital One Services, LLC
    Inventors: Dan GIVOL, Saumya SINGH, Anand KUMAR, Michelle S. Olenoski
  • Patent number: 10755247
    Abstract: In one aspect, the present disclosure relates to a method for crowdfunding credit card payments. The method can include: analyzing a plurality of credit card accounts to determine a first account that is eligible for crowdfunding; transmitting a notification to a user device associated with an account holder of the first account, the notification prompting the account holder to authorize enabling receipt of crowdfunded payments for the first account; receiving, from the user device, authorization to enable receipt of crowdfund payments for the first account; providing, to one or more donors, electronic access to recent transaction information for the first account; receiving a payment from a first one of the donors; and applying the payment to the first account.
    Type: Grant
    Filed: December 5, 2018
    Date of Patent: August 25, 2020
    Assignee: Capital One Services, LLC
    Inventors: Michelle S. Olenoski, Dan Givol, Lukiih Cuan
  • Publication number: 20200219082
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Application
    Filed: December 20, 2019
    Publication date: July 9, 2020
    Applicant: Capital One Services, LLC
    Inventors: Dan GIVOL, Anand KUMAR, Patrick ZEARFOSS