Patents by Inventor Dan H. Toraason

Dan H. Toraason has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230237491
    Abstract: Systems and methods for the calculation of a dynamic trust score are disclosed. The dynamic trust score may indicate a likelihood that the consumer will complete the transaction in a positive manner. The system may calculate the dynamic trust score based on various static and dynamic variables including digital identity data, internal data, third-party data, private data, and/or data from the transaction initiated by the consumer.
    Type: Application
    Filed: January 24, 2022
    Publication date: July 27, 2023
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Upendra MARDIKAR, Brian CARINI, Royal HANSEN, Dan H. TORAASON, Maria WASHBURN
  • Publication number: 20200311734
    Abstract: Systems and methods for the calculation of a dynamic trust score are disclosed. The dynamic trust score may indicate a likelihood that the consumer will complete the transaction in a positive manner. The system may calculate the dynamic trust score based on various static and dynamic variables including digital identity data, internal data, third-party data, private data, and/or data from the transaction initiated by the consumer.
    Type: Application
    Filed: March 26, 2019
    Publication date: October 1, 2020
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Upendra Mardikar, Brian Carini, Royal Hansen, Dan H. Toraason, Maria Washburn
  • Patent number: 7047525
    Abstract: An embodiment of the present invention is a consolidated package for diverse platforms to interoperate and transfer data. It allows otherwise incompatible systems to communicate with each other, exchange information, and otherwise interact. An embodiment of the present invention translates requests for information into a predetermined format that can be transmitted from a first platform to a second platform. One embodiment may transfer the information in an XML format over the Internet using HTTP or HTTPS. The receiving computer translates the XML stream into a properly formatted request and finds the requested information. The requested information is translated into an XML stream and transmitted over the Internet using HTTPS. The information is then translated into a format that the requesting computer can use. The system and method described herein can be used to exchange data between two computing systems.
    Type: Grant
    Filed: November 13, 2001
    Date of Patent: May 16, 2006
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Anna M. Prunty, Dan H. Toraason, Adesh H. Gokhale, Neeraj Sharma, Harish Bharti, Linda Hiles, Supratim Banerjee, Ana M. Muniz, Blake A. Benson
  • Publication number: 20040015891
    Abstract: An embodiment of the present invention is a consolidated package for diverse platforms to interoperate and transfer data. It allows otherwise incompatible systems to communicate with each other, exchange information, and otherwise interact. An embodiment of the present invention translates requests for information into a predetermined format that can be transmitted from a first platform to a second platform. One embodiment may transfer the information in an XML format over the Internet using HTTP or HTTPS. The receiving computer translates the XML stream into a properly formatted request and finds the requested information. The requested information is translated into an XML stream and transmitted over the Internet using HTTPS. The information is then translated into a format that the requesting computer can use. The system and method described herein can be used to exchange data between two computing systems.
    Type: Application
    Filed: November 13, 2001
    Publication date: January 22, 2004
    Inventors: Anna M. Arellano-Payne, Dan H. Toraason, Adesh H. Gokhale, Neeraj Sharma, Harish Bharti, Linda Hiles, Supratim Banerjee, Ana M. Muniz, Blake A. Benson