Patents by Inventor Dan MAKOSKI
Dan MAKOSKI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11972459Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: GrantFiled: March 15, 2021Date of Patent: April 30, 2024Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski, Makiko Taniguchi
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Publication number: 20240119442Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.Type: ApplicationFiled: December 19, 2023Publication date: April 11, 2024Applicant: Capital One Services, LLCInventors: Matthew STERN, Jason DEPERRO, Dan MAKOSKI
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Patent number: 11887100Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.Type: GrantFiled: October 22, 2022Date of Patent: January 30, 2024Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski
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Publication number: 20230274120Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: May 9, 2023Publication date: August 31, 2023Applicant: Capital One Services, LLCInventors: Matthew STERN, Makiko TANIGUCHI, Dan MAKOSKI, Lin YANG, Carl CEPRESS, Austin ANDERSON, Jason DEPERRO, Elwin Ching Yee ONG
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Patent number: 11687758Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: June 27, 2022Date of Patent: June 27, 2023Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Publication number: 20230042466Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.Type: ApplicationFiled: October 22, 2022Publication date: February 9, 2023Applicant: Capital One Services, LLCInventors: Matthew STERN, Jason DEPERRO, Dan MAKOSKI
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Patent number: 11514426Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.Type: GrantFiled: January 22, 2019Date of Patent: November 29, 2022Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski
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Publication number: 20220327346Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: June 27, 2022Publication date: October 13, 2022Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 11403504Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: December 31, 2020Date of Patent: August 2, 2022Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 11200560Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system.Type: GrantFiled: December 17, 2015Date of Patent: December 14, 2021Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski
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Publication number: 20210201362Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: ApplicationFiled: March 15, 2021Publication date: July 1, 2021Applicant: Capital One Services, LLCInventors: Matthew STERN, Jason DEPERRO, Dan MAKOSKI, Makiko TANIGUCHI
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Publication number: 20210125020Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: December 31, 2020Publication date: April 29, 2021Applicant: Capital One Services, LLC.Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 10949835Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: GrantFiled: May 29, 2020Date of Patent: March 16, 2021Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Patent number: 10949890Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: GrantFiled: February 20, 2018Date of Patent: March 16, 2021Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski, Makiko Taniguchi
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Patent number: 10896362Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: March 31, 2020Date of Patent: January 19, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Publication number: 20200294030Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: ApplicationFiled: May 29, 2020Publication date: September 17, 2020Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Patent number: 10748191Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: GrantFiled: December 17, 2015Date of Patent: August 18, 2020Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski, Makiko Taniguchi
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Publication number: 20200226441Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: March 31, 2020Publication date: July 16, 2020Applicant: Capital One Services, LLC.Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 10706409Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: GrantFiled: February 6, 2020Date of Patent: July 7, 2020Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Publication number: 20200175499Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: ApplicationFiled: February 6, 2020Publication date: June 4, 2020Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro