Abstract: Systems and methods for optimizing inventory assignment amongst a plurality of Producers to achieve maximum revenue from a given inventory are provided. The system employs historical analysis of each producer's relative liquidation rate at a given percentage of capacity. The inventory is then assigned to the producers such that the anticipated relative liquidation rate for each producer working the inventory is substantially equal to a target relative liquidation rate.

Abstract: Systems and methods for optimizing inventory assignment amongst a plurality of Producers to achieve maximum revenue from a given inventory are provided. The system employs historical analysis of each producer's relative liquidation rate at a given percentage of capacity. The inventory is then assigned to the producers such that the anticipated relative liquidation rate for each producer working the inventory is substantially equal to a target relative liquidation rate.

Abstract: An automated system evaluates the creditworthiness of organization using a predictive model that utilizes the responses of organization managers to psychometric interview questions. The system also administers automated interview via paper, computer, telephone, or Internet protocol. The system also monitors its own performance and regularly retrains its predictive model.

Abstract: A method of constructing in-situ cast concrete, internally insulated building walls, comprises the steps of erecting a wall mold having a pair of vertical, spaced, mold plates, introducing between, distanced from, and extending from bottom to top of the mold plates, an assembly comprising a rigid back-up panel and at least one board of insulating material releasably attached to one side of the panel, filling with poured concrete the spaces formed between the mold plates and the assembly, and before the concrete hardens, extracting the panel from the cast wall so that the board remains and becomes embedded in the concrete.Two such insulating boards may be releasably attached to both sides of the panel, so that upon the extraction of the panel, the boards will gradually approach each other under the hydrostatic pressure of the concrete in which they are submerged, thus forming a substantially unified insulation layer.