Abstract: An apparatus for securing an electronic device to a cover. The apparatus is in the form of a clip that uses a 3-point system to provide a secure hold on a device without requiring any holes in the device. Three contact points radiate from a main body in a triangular fashion in plan view. Two of the contact points are formed as cups that couple with two respective corners of the electronic device. The third contact point is an elastically deformable clip that engages a side or top of the electronic device.

Abstract: An on-online payment system with real-time account validation is provided. The present invention provides consumers to ability to enroll in the payment system, to add payees, and to manage payees (including editing and deletion of payees). Consumers may also view payment histories, and make new payments (either one time or recurring). Before provide payment to a payee, a real-time call is placed into a Bill Payment Processor's Account Validation System in order to validate the Biller information that has been entered by a consumer. If the Biller information is incorrect, the consumer is prompted to correct it. As a result, the information collected from the consumer is more accurate, and payments are less likely to be rejected.