Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.

Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.

Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.

Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.

Abstract: A driver circuit for powering a load is disclosed. The driver circuit includes a self-oscillating half-bridge circuit, a resonant driver in electrical communication with the self-oscillating half-bridge circuit, and a DC voltage supply in electrical communication with the resonant driver. The self-oscillating half-bridge circuit is configured to generate a high-frequency AC signal. The resonant driver is configured to limit a current of the high-frequency AC signal and produce a limited output voltage based on the high-frequency AC signal. The DC voltage supply is configured to rectify the limited output voltage into a DC output voltage including a substantially constant current for powering the load.

Abstract: A driver circuit for powering a load is disclosed. The driver circuit includes a self-oscillating half-bridge circuit, a resonant driver in electrical communication with the self-oscillating half-bridge circuit, and a DC voltage supply in electrical communication with the resonant driver. The self-oscillating half-bridge circuit is configured to generate a high-frequency AC signal. The resonant driver is configured to limit a current of the high-frequency AC signal and produce a limited output voltage based on the high-frequency AC signal. The DC voltage supply is configured to rectify the limited output voltage into a DC output voltage including a substantially constant current for powering the load.

Abstract: A strobing control adapter (10) includes first electrical connectors (52, 54), for connecting the adapter (10) to a power supply (12), and second electrical connectors (56, 58), for connecting the adapter (10) to a light source (14). A strobing circuit (50) is electrically connected to the first and second electrical connectors (52, 54, 56, 58). The strobing circuit (62) includes a first circuit (62) and a second circuit (64). The first circuit (62) generates a strobe signal delivered to the light source (14) via the second electrical connectors (56, 58). The second circuit (64) generates a modulation signal introduced into the first circuit (62) for causing the light source (14) to strobe aperiodically.