Patents by Inventor Daniel Beck

Daniel Beck has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12355758
    Abstract: In some embodiments, a request to execute, via a first user device, a secure operation with a computing system may be detected (e.g., where the first user device satisfies a proximity condition with respect to a second user device). Authentication data corresponding to a single use token may be retrieved from the second user device based on (i) the request and (ii) the proximity condition being satisfied (e.g., where the single use token corresponds to static information associated with an account used to perform secure operations). The authentication data corresponding to the single use token may be provided to the computing system. An indication that the secure operation has been authorized may be received based on a verification of the authentication data corresponding to the single use token. The secure operation with the computing system may be executed based on the indication being received.
    Type: Grant
    Filed: September 17, 2024
    Date of Patent: July 8, 2025
    Assignee: Capital One Services, LLC
    Inventors: Drew Jacobs, Daniel Beck, Hannes Jouhikainen
  • Patent number: 12093918
    Abstract: Methods and systems are provided for secure payment using tokens. Consistent with disclosed embodiments, a token may be used to authenticate a transaction. The token may include token information configured to replace at least a portion of static information required to authenticate a transaction. A financial services system may provide the token to a digital wallet. The digital wallet may communicate the token to a payment application. A user-associated device may implement the digital wallet and a payment device may implement the payment application. The payment application may provide the token information to a merchant system. The merchant system may provide the token information to the financial services system. The financial services system may authenticate the transaction using the token information received from the merchant system. The disclosed methods may further include determining the proximity of the user-associated device and the payment device to authenticate the request for secure payment.
    Type: Grant
    Filed: April 12, 2021
    Date of Patent: September 17, 2024
    Assignee: Capital One Services, LLC
    Inventors: Drew Jacobs, Daniel Beck, Hannes Jouhikainen
  • Publication number: 20240169340
    Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.
    Type: Application
    Filed: January 29, 2024
    Publication date: May 23, 2024
    Inventors: Christopher M. Wetzel, Daniel Beck, Paul Young Moreton
  • Publication number: 20240062215
    Abstract: In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.
    Type: Application
    Filed: October 31, 2023
    Publication date: February 22, 2024
    Applicant: Capital One Services, LLC
    Inventors: Daniel BECK, Lawrence DOUGLAS, Jeffrey SAMITT
  • Patent number: 11887097
    Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.
    Type: Grant
    Filed: February 4, 2022
    Date of Patent: January 30, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Christopher M. Wetzel, Daniel Beck, Paul Young Moreton
  • Patent number: 11842297
    Abstract: In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.
    Type: Grant
    Filed: April 25, 2022
    Date of Patent: December 12, 2023
    Assignee: Capital One Services, LLC
    Inventors: Daniel Beck, Lawrence Douglas, Jeffrey Samitt
  • Publication number: 20230168659
    Abstract: The invention relates to a method for electronically monitoring production by means of at least one production device, at least one enabling data set being provided for the production device and the production device being able to be operated depending on the enabling data set in order to manufacture a product on the basis of a production data set.
    Type: Application
    Filed: April 11, 2022
    Publication date: June 1, 2023
    Applicant: Bionic Production GmbH
    Inventors: Daniel BECK, Léon KLICK
  • Patent number: 11629977
    Abstract: A water utility meter configured for dynamic throttling and arranged to register and manage the amount of water delivered to a consumption site from a distribution network is disclosed. The water utility meter comprises a flow sensor for measuring a flow rate through the water utility meter, a valve for limiting the flow rate from the distribution network to the consumption site, an actuator for changing a valve position so that the valve may be in an open position or a closed position or a variable throttling position and a controller unit arranged to control the actuator. The controller unit is further configured to monitor the flow rate using the flow sensor, to verify if the flow rate exceeds a maximum flow rate limit or does not exceed a minimum flow rate limit and if the limits are exceeded adjust the valve position to change the maximum flowrate.
    Type: Grant
    Filed: July 3, 2019
    Date of Patent: April 18, 2023
    Assignee: Kamstrup A/S
    Inventor: Daniel Beck Rømer
  • Patent number: 11592048
    Abstract: The invention relates to an anchor for arrangement in lightweight building boards, wherein a lightweight building board has a first covering layer and a second covering layer made from compact material that is stiff in compression, and a core layer, which is arranged between the covering layers and is made from material with a low density in comparison with the covering layers, in particular paper honeycomb, foam or solid wood of low density, having a first anchor part and a second anchor part, wherein the first and the second anchor part are designed to be movable relative to one another, in which a travel between a first end position and a second end position is limited, wherein the first end position is defined by means of first stop means on the first and the second anchor part, and the second end position is defined by means of second stop means on the first and the second anchor part.
    Type: Grant
    Filed: December 15, 2020
    Date of Patent: February 28, 2023
    Assignee: Würth International AG
    Inventors: Daniel Beck, Thorsten Schulze Niehues
  • Patent number: 11473956
    Abstract: Integrated flow meter and control valve (1) including a flow tube (11); a substantially watertight meter housing (12) providing a compartment (121), extending from the flow tube; a metering unit (139 arranged inside the compartment for measuring the flow of a medium flowing though the flow channel, and an electrical valve actuator (18) arranged inside the compartment and adapted to control a flow control element (19) arranged inside the flow channel, wherein that meter housing is formed as an integrated part of the flow tube with the compartment having a primary opening (124) for insertion of the metering unit and a secondary sealable opening (125) for insertion of the electrical valve actuator.
    Type: Grant
    Filed: July 4, 2019
    Date of Patent: October 18, 2022
    Assignee: Kamstrup A/S
    Inventors: Daniel Beck Rømer, Bjarke Fisker Brogaard
  • Patent number: 11449081
    Abstract: A water utility meter arranged to register the volume of water delivered to a consumption site through a distribution network and connect or disconnect the consumption site from the utility distribution network is disclosed. The water utility meter comprises: a flow sensor arranged to measure a flow rate and/or a volume of water delivered to the consumption site; a valve for connecting and disconnecting the consumption site from the distribution network; an actuator for opening and closing the valve; and a controller unit arranged to control the actuator. The controller unit is configured to connect the consumption site to the distribution network by operating the actuator to open the valve. After opening the valve the controller unit analyses flow rate and/or volume measurements from the flow sensor to determine if a reference profile is violated. If the reference profile is violated the controller unit will disconnect the consumption site from the distribution network by closing the valve.
    Type: Grant
    Filed: July 3, 2019
    Date of Patent: September 20, 2022
    Assignee: Kamstrup A/S
    Inventor: Daniel Beck Rømer
  • Publication number: 20220253859
    Abstract: In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.
    Type: Application
    Filed: April 25, 2022
    Publication date: August 11, 2022
    Applicant: Capital One Services, LLC
    Inventors: Daniel BECK, Lawrence DOUGLAS, Jeffrey SAMITT
  • Patent number: 11348111
    Abstract: In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.
    Type: Grant
    Filed: November 9, 2018
    Date of Patent: May 31, 2022
    Assignee: Capital One Services, LLC
    Inventors: Daniel Beck, Lawrence Douglas, Jeffrey Samitt
  • Publication number: 20220156715
    Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.
    Type: Application
    Filed: February 4, 2022
    Publication date: May 19, 2022
    Inventors: Christopher M. Wetzel, Daniel Beck, Paul Young Moreton
  • Patent number: 11270286
    Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.
    Type: Grant
    Filed: January 25, 2021
    Date of Patent: March 8, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Christopher M. Wetzel, Daniel Beck, Paul Young Moreton
  • Patent number: 11199208
    Abstract: The invention relates to a dowel for arranging in lightweight building boards, wherein a lightweight building board has a first cover layer and a second cover layer made of compact, pressure-resistant material and, arranged between the cover layers, a core layer made of material having a lower density than the cover layers, comprising a first dowel part and a second dowel part, wherein the first and the second dowel part are designed to be displaceable relative to one another, in which dowel the first dowel part and the second dowel part each have at least two fingers which extend parallel to a longitudinal direction of the dowel, wherein, in the plugged-together state of the first and second dowel part, the fingers of the first dowel part and the fingers of the second dowel part inter-engage at least in certain portions.
    Type: Grant
    Filed: November 14, 2019
    Date of Patent: December 14, 2021
    Inventors: Daniel Beck, Thorsten Schulze Niehues
  • Publication number: 20210304184
    Abstract: Methods and systems are provided for secure payment using tokens. Consistent with disclosed embodiments, a token may be used to authenticate a transaction. The token may include token information configured to replace at least a portion of static information required to authenticate a transaction. A financial services system may provide the token to a digital wallet. The digital wallet may communicate the token to a payment application. A user-associated device may implement the digital wallet and a payment device may implement the payment application. The payment application may provide the token information to a merchant system. The merchant system may provide the token information to the financial services system. The financial services system may authenticate the transaction using the token information received from the merchant system. The disclosed methods may further include determining the proximity of the user-associated device and the payment device to authenticate the request for secure payment.
    Type: Application
    Filed: April 12, 2021
    Publication date: September 30, 2021
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Drew Jacobs, Daniel Beck, Hannes Jouhikainen
  • Publication number: 20210278266
    Abstract: Integrated flow meter and control valve (1) including a flow tube (11); a substantially watertight meter housing (12) providing a compartment (121), extending from the flow tube; a metering unit (139 arranged inside the compartment for measuring the flow of a medium flowing though the flow channel, and an electrical valve actuator (18) arranged inside the compartment and adapted to control a flow control element (19) arranged inside the flow channel, wherein that meter housing is formed as an integrated part of the flow tube with the compartment having a primary opening (124) for insertion of the metering unit and a secondary sealable opening (125) for insertion of the electrical valve actuator.
    Type: Application
    Filed: July 4, 2019
    Publication date: September 9, 2021
    Inventors: Daniel Beck RØMER, Bjarke Fisker BROGAARD
  • Publication number: 20210192489
    Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.
    Type: Application
    Filed: January 25, 2021
    Publication date: June 24, 2021
    Inventors: Christopher M. Wetzel, Daniel Beck, Paul Young Moreton
  • Publication number: 20210180633
    Abstract: The invention relates to an anchor for arrangement in lightweight building boards, wherein a lightweight building board has a first covering layer and a second covering layer made from compact material that is stiff in compression, and a core layer, which is arranged between the covering layers and is made from material with a low density in comparison with the covering layers, in particular paper honeycomb, foam or solid wood of low density, having a first anchor part and a second anchor part, wherein the first and the second anchor part are designed to be movable relative to one another, in which a travel between a first end position and a second end position is limited, wherein the first end position is defined by means of first stop means on the first and the second anchor part, and the second end position is defined by means of second stop means on the first and the second anchor part.
    Type: Application
    Filed: December 15, 2020
    Publication date: June 17, 2021
    Inventors: Daniel Beck, Thorsten Schulze Niehues