Patents by Inventor Daniel BERNHOLC
Daniel BERNHOLC has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12499431Abstract: Techniques for performing secure contactless payments are disclosed. An example apparatus includes an external contactless card reader, including a first short-distance communication antenna, connected to a card reader terminal using a feed line. The first short-distance communication antenna is configured to convert an electromagnetic signal including data received from a contactless payment card into an analog signal. The card reader terminal includes a short-distance receiver circuit and a secure controller, both located within a secure area, and a second short-distance communication antenna, wherein the first and second short-distance communication antennas are connected via separate paths to the short-distance receiver circuit.Type: GrantFiled: July 10, 2024Date of Patent: December 16, 2025Assignee: PayPal, Inc.Inventor: Daniel Bernholc
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Publication number: 20250014013Abstract: Techniques for performing secure contactless payments are disclosed. An example apparatus includes an external contactless card reader, including a first short-distance communication antenna, connected to a card reader terminal using a feed line. The first short-distance communication antenna is configured to convert an electromagnetic signal including data received from a contactless payment card into an analog signal. The card reader terminal includes a short-distance receiver circuit and a secure controller, both located within a secure area, and a second short-distance communication antenna, wherein the first and second short-distance communication antennas are connected via separate paths to the short-distance receiver circuit.Type: ApplicationFiled: July 10, 2024Publication date: January 9, 2025Inventor: Daniel Bernholc
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Patent number: 12045801Abstract: Techniques for performing secure contactless payments are disclosed. An example apparatus includes an external contactless card reader, including a first short-distance communication antenna, connected to a card reader terminal using a feed line. The first short-distance communication antenna is configured to convert an electromagnetic signal including data received from a contactless payment card into an analog signal and is not configured to digitize the analog signal. The card reader terminal includes a short-distance receiver circuit and a secure controller, both located within a secure area, and a second short-distance communication antenna, wherein the first and second short-distance communication antennas are connected via separate paths to the short-distance receiver circuit.Type: GrantFiled: March 16, 2023Date of Patent: July 23, 2024Assignee: PayPal, Inc.Inventor: Daniel Bernholc
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Patent number: 11763290Abstract: The present disclosure relates to a point of sale [POS] system (1) for contactless payment of products, comprising a payment processing unit (10) for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device (30), such as a contactless card. The payment processing unit (10) is connected to a plurality of antennas (20a-20d), each associated with a respective product and each configured to read payment-facilitating information from a portable payment device (30) when the portable payment device is brought in the vicinity of the antenna.Type: GrantFiled: November 30, 2020Date of Patent: September 19, 2023Assignee: PayPal, Inc.Inventor: Daniel Bernholc
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Publication number: 20230214816Abstract: Techniques for performing secure contactless payments are disclosed. An example apparatus includes an external contactless card reader, including a first short-distance communication antenna, connected to a card reader terminal using a feed line. The first short-distance communication antenna is configured to convert an electromagnetic signal including data received from a contactless payment card into an analog signal and is not configured to digitize the analog signal. The card reader terminal includes a short-distance receiver circuit and a secure controller, both located within a secure area, and a second short-distance communication antenna, wherein the first and second short-distance communication antennas are connected via separate paths to the short-distance receiver circuit.Type: ApplicationFiled: March 16, 2023Publication date: July 6, 2023Inventor: Daniel Bernholc
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Patent number: 11636461Abstract: A secure arrangement for performing secure contactless payments includes an external contactless card reader comprising a short-distance communication antenna. The secure arrangement comprises a card reader terminal comprising a secure controller configured for performing financial transactions, wherein the secure controller is located in a secure area within the card reader terminal, an external contactless card reader comprising a short-distance communication antenna configured for converting an electromagnetic signal comprising card data, received from a contactless payment card, into an analogue signal and a feed line configured for transferring the analogue signal between the external contactless card reader and the card reader terminal. The secure area in the card reader terminal comprises an A/D converter for digitizing the analogue signal to a digital signal that can be processed by the secure controller, within the secure area.Type: GrantFiled: January 27, 2017Date of Patent: April 25, 2023Assignee: PayPal, Inc.Inventor: Daniel Bernholc
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Publication number: 20210103916Abstract: The present disclosure relates to a point of sale [POS] system (1) for contactless payment of products, comprising a payment processing unit (10) for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device (30), such as a contactless card. The payment processing unit (10) is connected to a plurality of antennas (20a-20d), each associated with a respective product and each configured to read payment-facilitating information from a portable payment device (30) when the portable payment device is brought in the vicinity of the antenna.Type: ApplicationFiled: November 30, 2020Publication date: April 8, 2021Inventor: Daniel Bernholc
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Patent number: 10853793Abstract: A point of sale [POS] system for contactless payment of products, including a payment processing unit for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device, such as a contactless card is provided. The payment processing unit is connected to a plurality of antennas, each associated with a respective product and each configured to read payment-facilitating information from a portable payment device when the portable payment device is brought in the vicinity of the antenna. The payment processing unit is configured to, upon reading of payment-facilitating information by any of the antennas, receive the payment-facilitating information and identify a product to be paid for based on which of the plurality of antennas read the payment-facilitating information, and to facilitate a financial transaction comprising payment of the identified product using the payment-facilitating information.Type: GrantFiled: February 20, 2018Date of Patent: December 1, 2020Assignee: PayPal, Inc.Inventor: Daniel Bernholc
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Publication number: 20200210991Abstract: A point of sale system for contactless payment of products, including a payment processing unit for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device, such as a contactless card is provided. The payment processing unit is connected to a plurality of antennas, each associated with a respective product and each configured to read payment-facilitating information from a portable payment device when the portable payment device is brought in the vicinity of the antenna. The payment processing unit is configured to, upon reading of payment-facilitating information by any of the antennas, receive the payment-facilitating information and identify a product to be paid for based on which of the plurality of antennas read the payment-facilitating information, and to facilitate a financial transaction comprising payment of the identified product using the payment-facilitating information.Type: ApplicationFiled: February 20, 2018Publication date: July 2, 2020Inventor: Daniel BERNHOLC
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Publication number: 20190392416Abstract: A secure arrangement for performing secure contactless payments includes an external contactless card reader comprising a short-distance communication antenna. The secure arrangement comprises a card reader terminal comprising a secure controller configured for performing financial transactions, wherein the secure controller is located in a secure area within the card reader terminal, an external contactless card reader comprising a short-distance communication antenna configured for converting an electromagnetic signal comprising card data, received from a contactless payment card, into an analogue signal and a feed line configured for transferring the analogue signal between the external contactless card reader and the card reader terminal. The secure area in the card reader terminal comprises an A/D converter for digitizing the analogue signal to a digital signal that can be processed by the secure controller, within the secure area.Type: ApplicationFiled: January 27, 2017Publication date: December 26, 2019Inventor: Daniel BERNHOLC