Patents by Inventor Daniel BERNHOLC

Daniel BERNHOLC has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11763290
    Abstract: The present disclosure relates to a point of sale [POS] system (1) for contactless payment of products, comprising a payment processing unit (10) for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device (30), such as a contactless card. The payment processing unit (10) is connected to a plurality of antennas (20a-20d), each associated with a respective product and each configured to read payment-facilitating information from a portable payment device (30) when the portable payment device is brought in the vicinity of the antenna.
    Type: Grant
    Filed: November 30, 2020
    Date of Patent: September 19, 2023
    Assignee: PayPal, Inc.
    Inventor: Daniel Bernholc
  • Publication number: 20230214816
    Abstract: Techniques for performing secure contactless payments are disclosed. An example apparatus includes an external contactless card reader, including a first short-distance communication antenna, connected to a card reader terminal using a feed line. The first short-distance communication antenna is configured to convert an electromagnetic signal including data received from a contactless payment card into an analog signal and is not configured to digitize the analog signal. The card reader terminal includes a short-distance receiver circuit and a secure controller, both located within a secure area, and a second short-distance communication antenna, wherein the first and second short-distance communication antennas are connected via separate paths to the short-distance receiver circuit.
    Type: Application
    Filed: March 16, 2023
    Publication date: July 6, 2023
    Inventor: Daniel Bernholc
  • Patent number: 11636461
    Abstract: A secure arrangement for performing secure contactless payments includes an external contactless card reader comprising a short-distance communication antenna. The secure arrangement comprises a card reader terminal comprising a secure controller configured for performing financial transactions, wherein the secure controller is located in a secure area within the card reader terminal, an external contactless card reader comprising a short-distance communication antenna configured for converting an electromagnetic signal comprising card data, received from a contactless payment card, into an analogue signal and a feed line configured for transferring the analogue signal between the external contactless card reader and the card reader terminal. The secure area in the card reader terminal comprises an A/D converter for digitizing the analogue signal to a digital signal that can be processed by the secure controller, within the secure area.
    Type: Grant
    Filed: January 27, 2017
    Date of Patent: April 25, 2023
    Assignee: PayPal, Inc.
    Inventor: Daniel Bernholc
  • Publication number: 20210103916
    Abstract: The present disclosure relates to a point of sale [POS] system (1) for contactless payment of products, comprising a payment processing unit (10) for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device (30), such as a contactless card. The payment processing unit (10) is connected to a plurality of antennas (20a-20d), each associated with a respective product and each configured to read payment-facilitating information from a portable payment device (30) when the portable payment device is brought in the vicinity of the antenna.
    Type: Application
    Filed: November 30, 2020
    Publication date: April 8, 2021
    Inventor: Daniel Bernholc
  • Patent number: 10853793
    Abstract: A point of sale [POS] system for contactless payment of products, including a payment processing unit for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device, such as a contactless card is provided. The payment processing unit is connected to a plurality of antennas, each associated with a respective product and each configured to read payment-facilitating information from a portable payment device when the portable payment device is brought in the vicinity of the antenna. The payment processing unit is configured to, upon reading of payment-facilitating information by any of the antennas, receive the payment-facilitating information and identify a product to be paid for based on which of the plurality of antennas read the payment-facilitating information, and to facilitate a financial transaction comprising payment of the identified product using the payment-facilitating information.
    Type: Grant
    Filed: February 20, 2018
    Date of Patent: December 1, 2020
    Assignee: PayPal, Inc.
    Inventor: Daniel Bernholc
  • Publication number: 20200210991
    Abstract: A point of sale system for contactless payment of products, including a payment processing unit for facilitating electronic payment of products based on payment-facilitating information received from a portable payment device, such as a contactless card is provided. The payment processing unit is connected to a plurality of antennas, each associated with a respective product and each configured to read payment-facilitating information from a portable payment device when the portable payment device is brought in the vicinity of the antenna. The payment processing unit is configured to, upon reading of payment-facilitating information by any of the antennas, receive the payment-facilitating information and identify a product to be paid for based on which of the plurality of antennas read the payment-facilitating information, and to facilitate a financial transaction comprising payment of the identified product using the payment-facilitating information.
    Type: Application
    Filed: February 20, 2018
    Publication date: July 2, 2020
    Inventor: Daniel BERNHOLC
  • Publication number: 20190392416
    Abstract: A secure arrangement for performing secure contactless payments includes an external contactless card reader comprising a short-distance communication antenna. The secure arrangement comprises a card reader terminal comprising a secure controller configured for performing financial transactions, wherein the secure controller is located in a secure area within the card reader terminal, an external contactless card reader comprising a short-distance communication antenna configured for converting an electromagnetic signal comprising card data, received from a contactless payment card, into an analogue signal and a feed line configured for transferring the analogue signal between the external contactless card reader and the card reader terminal. The secure area in the card reader terminal comprises an A/D converter for digitizing the analogue signal to a digital signal that can be processed by the secure controller, within the secure area.
    Type: Application
    Filed: January 27, 2017
    Publication date: December 26, 2019
    Inventor: Daniel BERNHOLC