Abstract: Systems and methods automate evaluation of loans and mortgages by leveraging smart contracts, control object algorithms, sliding window algorithms, and artificial neural networks. The invention addresses challenges in traditional property evaluations, which are often prone to human error, bias, and inefficiencies due to manual processes. By utilizing smart contracts, the system automates the secure exchange of data between various financial modules and machine learning algorithms to evaluate properties based on environmental factors such as temp, humidity, rainfall, and wind speeds. The sliding window algorithm optimizes the data processing efficiency, reducing computational complexity. The system also incorporates a generative adversarial neural network to simulate secure network configurations for enhanced performance and security.

Abstract: An electrical line selection system comprising a circuit module configured to connect energy sources with multiple line outputs. The circuit module has a number of inputs configured to connect to energy sources, including rechargeable battery systems, and a number of outputs configured to connect with other electrical systems such as other battery systems, loads, charging sources, and various AC or DC power supplies. A switching circuit is contained by the circuit module and a controller manages the switching circuit based on desired connections and strategies for managing power supplies and current sinks.

Abstract: Circuit module for coupling a plurality of battery cell units. The circuit module includes a first set of terminals having a positive terminal and a negative terminal for coupling to a first battery cell unit, and a second set of terminals having a positive terminal and a negative terminal for coupling to a second battery cell unit. The positive terminal of the first set of terminals is coupled to the negative terminal of the second set of terminals either directly or via one or more passive components, and the negative terminal of the first set of terminals and the positive terminal of the second set of terminals each is coupled to a switching assembly. The switching assembly is operatively configured to selectively connect or bypass each one of the battery cell units. The invention is also directed to a battery system including the circuit module and a plurality of battery cell units.

Abstract: Circuit module for coupling a plurality of battery cell units. The circuit module includes a first set of terminals having a positive terminal and a negative terminal for coupling to a first battery cell unit, and a second set of terminals having a positive terminal and a negative terminal for coupling to a second battery cell unit. The positive terminal of the first set of terminals is coupled to the negative terminal of the second set of terminals either directly or via one or more passive components, and the negative terminal of the first set of terminals and the positive terminal of the second set of terminals each is coupled to a switching assembly. The switching assembly is operatively configured to selectively connect or bypass each one of the battery cell units. The invention is also directed to a battery system including the circuit module and a plurality of battery cell units.

Abstract: Circuit module for coupling a plurality of battery cell units. The circuit module includes a first set of terminals having a positive terminal and a negative terminal for coupling to a first battery cell unit, and a second set of terminals having a positive terminal and a negative terminal for coupling to a second battery cell unit. The positive terminal of the first set of terminals is coupled to the negative terminal of the second set of terminals either directly or via one or more passive components, and the negative terminal of the first set of terminals and the positive terminal of the second set of terminals each is coupled to a switching assembly. The switching assembly is operatively configured to selectively connect or bypass each one of the battery cell units. The invention is also directed to a battery system including the circuit module and a plurality of battery cell units.

Abstract: The invention is directed to a battery system. The battery system includes a plurality of battery cell units, one or more switching assemblies operatively configured to selectively electrically connect any one of the battery cell units from the plurality of battery cell units in series with any other battery cell unit from the plurality of battery cell units, and disconnect any one of the battery cell units from being connected with any other battery cell units from the plurality of battery cell units, wherein the switching assemblies are configured to selectively connect and disconnect the battery cell units based on a set of control parameters. The battery system further includes two or more controllers for determining the set of control parameters and controlling the switching assemblies so as to provide a system output having a controllable voltage profile. The two or more controllers are configured for synchronised operation.

Abstract: Circuit module for coupling a plurality of battery cell units. The circuit module includes a first set of terminals having a positive terminal and a negative terminal for coupling to a first battery cell unit, and a second set of terminals having a positive terminal and a negative terminal for coupling to a second battery cell unit. The positive terminal of the first set of terminals is coupled to the negative terminal of the second set of terminals either directly or via one or more passive components, and the negative terminal of the first set of terminals and the positive terminal of the second set of terminals each is coupled to a switching assembly. The switching assembly is operatively configured to selectively connect or bypass each one of the battery cell units. The invention is also directed to a battery system including the circuit module and a plurality of battery cell units.

Abstract: The present invention is directed to a circuit module for coupling a plurality of battery cell units. The circuit module includes a first set of terminals having a positive terminal and a negative terminal for coupling to a first battery cell unit, and a second set of terminals having a positive terminal and a negative terminal for coupling to a second battery cell unit. The positive terminal of the first set of terminals is coupled to the negative terminal of the second set of terminals either directly or via one or more passive components, and the negative terminal of the first set of terminals and the positive terminal of the second set of terminals each is coupled to a switching assembly. The switching assembly is operatively configured to selectively connect or bypass each one of the battery cell units. The invention is also directed to a battery system including the circuit module and a plurality of battery cell units.

Abstract: The invention is directed to a battery system. The battery system includes a plurality of battery cell units, one or more switching assemblies operatively configured to selectively electrically connect any one of the battery cell units from the plurality of battery cell units in series with any other battery cell unit from the plurality of battery cell units, and disconnect any one of the battery cell units from being connected with any other battery cell units from the plurality of battery cell units, wherein the switching assemblies are configured to selectively connect and disconnect the battery cell units based on a set of control parameters. The battery system further includes two or more controllers for determining the set of control parameters and controlling the switching assemblies so as to provide a system output having a controllable voltage profile. The two or more controllers are configured for synchronised operation.

Abstract: The present invention is directed to a circuit module for coupling a plurality of battery cell units. The circuit module includes a first set of terminals having a positive terminal and a negative terminal for coupling to a first battery cell unit, and a second set of terminals having a positive terminal and a negative terminal for coupling to a second battery cell unit. The positive terminal of the first set of terminals is coupled to the negative terminal of the second set of terminals either directly or via one or more passive components, and the negative terminal of the first set of terminals and the positive terminal of the second set of terminals each is coupled to a switching assembly. The switching assembly is operatively configured to selectively connect or bypass each one of the battery cell units. The invention is also directed to a battery system including the circuit module and a plurality of battery cell units.

Abstract: A charged particle beam system for processing substrates is disclosed, comprising a charged particle column, combination infrared radiation and visible light illumination and imaging subsystems, in-vacuum optics, and a precision stage for supporting and positioning the substrate alternately under the charged particle column and the imaging system. The axes of the charged particle column and imaging system are offset to enable much closer working distances for both imaging and beam processing than would be possible in a single integrated assembly. A method for extremely accurately calibrating the offset between the column and imaging system is disclosed, enabling beam processing at precisely-determined locations on the substrate. The imaging system is capable of locating sub-surface features on the substrate which cannot be seen using the charged particle beam. Two illumination modes are disclosed, enabling both bright-field and dark-field imaging in infrared radiation and visible light.

Abstract: In one aspect, the invention comprises a method comprising the steps of: (a) specifying a reference entity which is an obligor with respect to preferred securities; (b) defining a credit event to include deferral of dividend or coupon on the preferred securities; (c) specifying a payoff to include the preferred securities, the payoff to be made following the credit event; (d) specifying a premium; (e) executing an agreement with a protection buyer, wherein the agreement comprises terms based on the reference entity, the credit event, and the payoff, and wherein the protection buyer agrees to pay the premium in return for a promise to provide the payoff to the protection buyer upon occurrence of the credit event; and (f) receiving the premium from the protection buyer.

Abstract: A charged particle beam system for processing substrates is disclosed, comprising a charged particle column, combination infrared radiation and visible light illumination and imaging subsystems, in-vacuum optics, and a precision stage for supporting and positioning the substrate alternately under the charged particle column and the imaging system. The axes of the charged particle column and imaging system are offset to enable much closer working distances for both imaging and beam processing than would be possible in a single integrated assembly. A method for extremely accurately calibrating the offset between the column and imaging system is disclosed, enabling beam processing at precisely-determined locations on the substrate. The imaging system is capable of locating sub-surface features on the substrate which cannot be seen using the charged particle beam. Two illumination modes are disclosed, enabling both bright-field and dark-field imaging in infrared radiation and visible light.

Abstract: In one aspect, the invention comprises a method comprising the steps of: (a) specifying a reference entity which is an obligor with respect to preferred securities; (b) defining a credit event to include deferral of dividend or coupon on the preferred securities; (c) specifying a payoff to include the preferred securities, the payoff to be made following the credit event; (d) specifying a premium; (e) executing an agreement with a protection buyer, wherein the agreement comprises terms based on the reference entity, the credit event, and the payoff, and wherein the protection buyer agrees to pay the premium in return for a promise to provide the payoff to the protection buyer upon occurrence of the credit event; and (f) receiving the premium from the protection buyer.