Patents by Inventor Daniel D. Wasil

Daniel D. Wasil has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9679278
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Grant
    Filed: December 17, 2013
    Date of Patent: June 13, 2017
    Assignee: Diebold Self-Service Systems
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 9262785
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine is operative to communicate with at least one remote computer that generates an alert message when a calculated number of transactions on a particular account exceeds a threshold.
    Type: Grant
    Filed: May 9, 2014
    Date of Patent: February 16, 2016
    Inventors: Ralph E. Jocke, Patricia A. Walker, Daniel D. Wasil
  • Patent number: 9117327
    Abstract: An ATM is configured to dispense both used currency bills that have been in public circulation and clean, new, uncirculated currency bills. The ATM provides users an option to receive the uncirculated currency bills in exchange for a clean cash surcharge fee.
    Type: Grant
    Filed: May 20, 2014
    Date of Patent: August 25, 2015
    Inventors: Daniel D. Wasil, Patricia A. Walker, Ralph E. Jocke
  • Publication number: 20140108245
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Application
    Filed: December 17, 2013
    Publication date: April 17, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Jay Paul DRUMMOND, Mark D. SMITH, Michael A. MEFFIE, Daniel D. WASIL
  • Patent number: 8608058
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Grant
    Filed: May 14, 2012
    Date of Patent: December 17, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 8474702
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20120286034
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.
    Type: Application
    Filed: July 23, 2012
    Publication date: November 15, 2012
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20120223136
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Application
    Filed: May 14, 2012
    Publication date: September 6, 2012
    Applicant: Diebold Self-Service Systems division of Diebold Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 8225991
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.
    Type: Grant
    Filed: February 9, 2011
    Date of Patent: July 24, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 8186576
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Grant
    Filed: May 2, 2011
    Date of Patent: May 29, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 8172130
    Abstract: A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.
    Type: Grant
    Filed: February 29, 2008
    Date of Patent: May 8, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 8132717
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine is operative to present an interface or other method for a user to sign the check. The user's banking account is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine provides the user with cash dispensed from the automated banking machine.
    Type: Grant
    Filed: November 18, 2010
    Date of Patent: March 13, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 8104674
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine may be operative to present an interface or other method for a user to sign the check. The banking account corresponding to the user of the banking machine is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine is operative to provide the user with cash dispensed from the automated banking machine.
    Type: Grant
    Filed: February 22, 2008
    Date of Patent: January 31, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20110272460
    Abstract: A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.
    Type: Application
    Filed: February 29, 2008
    Publication date: November 10, 2011
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20110213705
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Application
    Filed: May 2, 2011
    Publication date: September 1, 2011
    Applicant: Diebold self-Service Systems division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20110132981
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.
    Type: Application
    Filed: February 9, 2011
    Publication date: June 9, 2011
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20110062232
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine is operative to present an interface or other method for a user to sign the check. The user's banking account is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine provides the user with cash dispensed from the automated banking machine.
    Type: Application
    Filed: November 18, 2010
    Publication date: March 17, 2011
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
  • Patent number: 7657473
    Abstract: A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address of record corresponds to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction. The system may also operate to image deposited checks deposited at an the banking machine. Copies of the imaged checks and other information can be electronically sent to a maker, payee, a clearinghouse or banks involved with the transaction. The automated banking machine may also operate to provide the user with blank checks for transactions.
    Type: Grant
    Filed: May 6, 2003
    Date of Patent: February 2, 2010
    Assignee: Diebold Self-Service Systems division of Diebold, Incorported
    Inventors: Michael A. Meffie, Mark D. Smith, Jay Paul Drummond, Daniel D. Wasil
  • Publication number: 20090218394
    Abstract: A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.
    Type: Application
    Filed: February 29, 2008
    Publication date: September 3, 2009
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Publication number: 20090212104
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine may be operative to present an interface or other method for a user to sign the check. The banking account corresponding to the user of the banking machine is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine is operative to provide the user with cash dispensed from the automated banking machine.
    Type: Application
    Filed: February 22, 2008
    Publication date: August 27, 2009
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil