Patents by Inventor Daniel D. Wasil
Daniel D. Wasil has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9679278Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: December 17, 2013Date of Patent: June 13, 2017Assignee: Diebold Self-Service SystemsInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 9262785Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine is operative to communicate with at least one remote computer that generates an alert message when a calculated number of transactions on a particular account exceeds a threshold.Type: GrantFiled: May 9, 2014Date of Patent: February 16, 2016Inventors: Ralph E. Jocke, Patricia A. Walker, Daniel D. Wasil
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Patent number: 9117327Abstract: An ATM is configured to dispense both used currency bills that have been in public circulation and clean, new, uncirculated currency bills. The ATM provides users an option to receive the uncirculated currency bills in exchange for a clean cash surcharge fee.Type: GrantFiled: May 20, 2014Date of Patent: August 25, 2015Inventors: Daniel D. Wasil, Patricia A. Walker, Ralph E. Jocke
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Publication number: 20140108245Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: ApplicationFiled: December 17, 2013Publication date: April 17, 2014Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Jay Paul DRUMMOND, Mark D. SMITH, Michael A. MEFFIE, Daniel D. WASIL
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Patent number: 8608058Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: May 14, 2012Date of Patent: December 17, 2013Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8474702Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: GrantFiled: July 23, 2012Date of Patent: July 2, 2013Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20120286034Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: ApplicationFiled: July 23, 2012Publication date: November 15, 2012Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20120223136Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: ApplicationFiled: May 14, 2012Publication date: September 6, 2012Applicant: Diebold Self-Service Systems division of Diebold IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8225991Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: GrantFiled: February 9, 2011Date of Patent: July 24, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8186576Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: May 2, 2011Date of Patent: May 29, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8172130Abstract: A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.Type: GrantFiled: February 29, 2008Date of Patent: May 8, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8132717Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine is operative to present an interface or other method for a user to sign the check. The user's banking account is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine provides the user with cash dispensed from the automated banking machine.Type: GrantFiled: November 18, 2010Date of Patent: March 13, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8104674Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine may be operative to present an interface or other method for a user to sign the check. The banking account corresponding to the user of the banking machine is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine is operative to provide the user with cash dispensed from the automated banking machine.Type: GrantFiled: February 22, 2008Date of Patent: January 31, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20110272460Abstract: A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.Type: ApplicationFiled: February 29, 2008Publication date: November 10, 2011Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20110213705Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: ApplicationFiled: May 2, 2011Publication date: September 1, 2011Applicant: Diebold self-Service Systems division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20110132981Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: ApplicationFiled: February 9, 2011Publication date: June 9, 2011Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20110062232Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine is operative to present an interface or other method for a user to sign the check. The user's banking account is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine provides the user with cash dispensed from the automated banking machine.Type: ApplicationFiled: November 18, 2010Publication date: March 17, 2011Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Patent number: 7657473Abstract: A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address of record corresponds to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction. The system may also operate to image deposited checks deposited at an the banking machine. Copies of the imaged checks and other information can be electronically sent to a maker, payee, a clearinghouse or banks involved with the transaction. The automated banking machine may also operate to provide the user with blank checks for transactions.Type: GrantFiled: May 6, 2003Date of Patent: February 2, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorportedInventors: Michael A. Meffie, Mark D. Smith, Jay Paul Drummond, Daniel D. Wasil
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Publication number: 20090218394Abstract: A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.Type: ApplicationFiled: February 29, 2008Publication date: September 3, 2009Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20090212104Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine may be operative to present an interface or other method for a user to sign the check. The banking account corresponding to the user of the banking machine is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine is operative to provide the user with cash dispensed from the automated banking machine.Type: ApplicationFiled: February 22, 2008Publication date: August 27, 2009Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil