Patents by Inventor Daniel E. Miller
Daniel E. Miller has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250139187Abstract: In some implementations, a style system may receive, from a repository, a plurality of files associated with an entity. The style system may apply a machine learning model to the plurality of files to determine a set of rules associated with images or text included in the plurality of files. The style system may generate a document that indicates the set of rules and may output, to a user device, the document.Type: ApplicationFiled: October 27, 2023Publication date: May 1, 2025Inventors: Leeyat Bracha TESSLER, Claire M. ROWLETT, Robert MAYS, Daniel E. MILLER, Youbing YIN
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Publication number: 20250139678Abstract: A computer-implemented method for recordation of interaction data is disclosed. The method may include causing, via a remote device, a first electronic application operating on a user device to: monitor activity of a second electronic application operating on the user device; detect, based on the monitoring, an interaction between a user of the user device and an entity via the second electronic application; extract interaction data associated with the detected interaction from the second electronic application; and transmit the extracted interaction data to the remote device.Type: ApplicationFiled: October 31, 2023Publication date: May 1, 2025Applicant: Capital One Services, LLCInventors: Shabnam KOUSHA, Claire M. ROWLETT, Leeyat Bracha TESSLER, Alexander CHASE, Daniel E. MILLER, Dennis DOUGHTY
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Patent number: 12286751Abstract: Recycle fiber bleaching includes an oxygen pre-treatment to activate the fiber for further bleaching. A preferred method of making a high brightness papermaking pulp from recycled cellulose fiber includes: (a) pre-treating a first recycled cellulosic fiber mix with oxygen, said first recycled cellulosic fiber mix having a first high Kappa number prior to pre-treatment and a reduced Kappa number after pre-treatment that is lower than said first high Kappa number; and (b) blending the pre-treated first recycled cellulosic fiber mix with the reduced Kappa number with a second recycled cellulosic fiber mix having a second Kappa number lower than the first high Kappa number of the first recycled cellulosic fiber mix; and (c) oxidatively bleaching the blended recycled cellulosic fiber mix of step (b); and optionally (d) reductively bleaching the blended recycled cellulosic fiber mix of step (c).Type: GrantFiled: December 11, 2021Date of Patent: April 29, 2025Inventors: Kevin M. Holtman, Jeffrey A. Lee, Daniel W. Sumnicht, Daniel E. Miller
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Publication number: 20250117453Abstract: A method may include receiving, using a computing device, a video from an application server. The video may include an image frame representing a first color, and may be associated with a digital rights management technology and a resolution of one pixel by one pixel. The method may include forming, using a browser module of the computing device, an HTML element including the video received from the application server. The method may include outputting, using the computing device, the video of the HTML element to a pixel of a display screen associated with the computing device. The method may include detecting, using the browser module, that the pixel is presenting the first color. The detection may represent that the digital rights management technology is disabled on the computing device; and. The method may further include transmitting, using the computing device, a notification based on the detection to the application server.Type: ApplicationFiled: October 3, 2024Publication date: April 10, 2025Applicant: Capital One Services, LLCInventors: Jackson WESTWOOD, Daniel E. MILLER, Shahalam BAIG, Shasanka BHANDARI, Matthew HUNSBERGER
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Publication number: 20250117460Abstract: Systems and methods for decrypting a HyperText Markup Language (“HTML”) are described. The method may include obtaining, via a browser module associated with a first user device, an encrypted HTML element; generating, via the browser module associated with the first user device, a first request to decrypt the encrypted HTML element; transmitting, via a processor, the first request and session data; obtaining, via the processor, a license for the encrypted HTML element, wherein the license include a decryption key and at least one rule; determining, via the processor, whether the encrypted HTML element satisfies the at least one rule of the license; upon determining the encrypted HTML element satisfies the at least one rule of the license, decrypting, via the processor, the encrypted HTML element using the decryption key; and causing to output, via a graphical user interface (GUI) associated with the first user device, the decrypted HTML element.Type: ApplicationFiled: October 3, 2024Publication date: April 10, 2025Applicant: Capital One Services, LLCInventors: Shahalam BAIG, Anoop GOPI, Julian DUQUE, Daniel E. MILLER
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Publication number: 20250064752Abstract: In some aspects, the present disclosure provides a nanoparticle composition comprising tRNA and an aminolipid delivery compound. The aminolipid delivery compound may be a dendrimer, dendron, or dendritic lipid, a polymer such as a polyamide or polyester, or a lipid with one or more hydrophobic components. In some embodiments, these compositions may be administered to a patient to treat a genetic disease or disorder such as cystic fibrosis, Duchene muscular dystrophy, or cancer.Type: ApplicationFiled: October 29, 2024Publication date: February 27, 2025Applicant: The Board of Regents of The University of Texas SystemInventors: Daniel J. SIEGWART, Philip J. THOMAS, Arthur E. JOHNSON, Michael J. TORRES, Jason B. MILLER
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Patent number: 12212716Abstract: Disclosed embodiments may include a method for authenticating calls for a call center where the user can authenticate before or after starting a call to a call center using an application on a user device. The system determines what level of authentication is necessary depending on the task the user wants to accomplish during the call. The system may direct the user to provide credentials, such as a username and password, for some tasks. Other tasks may require the user to verify their financial card by taking a photo of their financial card or tapping their financial card to their device and allow the device to interact with the financial card using NFC technology. Once appropriately authenticated, the system then allows the user to make a call to the call center and also sends a signal to the call center that the user has been previously authenticated.Type: GrantFiled: April 19, 2022Date of Patent: January 28, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Jenny Melendez, Samuel Rapowitz, Daniel E. Miller, Tyler Maiman, Viraj Chaudhary, Joshua Edwards, David Septimus
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Publication number: 20240396981Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: ApplicationFiled: June 7, 2024Publication date: November 28, 2024Applicant: Capital One Services, LLCInventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER
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Publication number: 20240330937Abstract: A computer-implemented method for transmitting electronic data. The method may include receiving a user data set for a user, wherein the user data set includes a user identifier and one or more user authentications for one or more entities, each entity of the one or more entities having an entity eco-friendly score, determining a user eco-friendly score for the user based on the one or more user authentications and a respective one or more entity eco-friendly scores, modifying a data store server to store the user identifier and the eco-friendly score for the user, generating a targeted event associated with a user medium, based on the user eco-friendly score, and transmitting, to a user device of the user, the targeted event via the user medium.Type: ApplicationFiled: March 31, 2023Publication date: October 3, 2024Applicant: Capital One Services, LLCInventors: Leeyat Bracha TESSLER, Shaun Kieran WEBB, Dan LIN, Apurv BAICHWAL, Daniel E. MILLER
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Patent number: 12056221Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through excluding fraudulent transactions in transaction-based authentication. A computing device may receive a request for access to an account from a user. The computing device may provide transaction data to a machine learning model. The computing device may receive data indicating a confidence threshold associated with the user from the machine learning model. The computing device may generate a modified set of merchant choices for the user by excluding merchants related to potentially fraudulent transactions within a predetermined time period. An authentication question may be generated, and access to the account may be provided based on a response to the authentication question.Type: GrantFiled: February 28, 2022Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Samuel Rapowitz, Viraj Chaudhary, Joshua Edwards, David Septimus, Tyler Maiman, Daniel E. Miller
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Patent number: 12028325Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through the exclusion of certain merchants that may cause confusion. Indications of a plurality of different merchants, including merchant logos may be received. The indications may be processed to identify at least one similarity between a first merchant and a second merchant. A request for access to an account associated with a user and transaction data corresponding to the account may be received. Based on the similarity between the first merchant and the second merchant, at least one transaction corresponding to the first merchant may be removed to generate processed transaction record. An authentication question may be generated and a candidate response to the authentication question may be received. Based on the candidate response, access to the account may be provided.Type: GrantFiled: August 30, 2021Date of Patent: July 2, 2024Assignee: Capital One Services, LLCInventors: Tyler Maiman, Viraj Chaudhary, Joshua Edwards, Jenny Melendez, Samuel Rapowitz, Daniel E. Miller, David Septimus
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Patent number: 12010194Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: GrantFiled: April 5, 2023Date of Patent: June 11, 2024Assignee: Capital One Services, LLCInventors: Joshua Edwards, Shabnam Kousha, Daniel E. Miller
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Publication number: 20240111961Abstract: A system and method employs a chatbot into which a user can input an inquiry/question regarding a risk related topic is disclosed. The user can obtain an answer to the inquiry. The system and method can receive, via a chatbot interface, an inquiry. An intent of the inquiry can be determined using a natural language processing (NLP) model. The inquiry can be matched, using a classifier, to a related data set based on the determined intent. An output can be generated based on the related data set in response to the inquiry. The output can be transmitted for display on the chatbot interface.Type: ApplicationFiled: May 19, 2023Publication date: April 4, 2024Applicant: Capital One Services, LLCInventors: Jennifer KWOK, Casey HAN, Daniel E. MILLER, Dan LIN, Esther Uhri CHO, Alexander MIRELES, Phoebe ATKINS
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Publication number: 20240064213Abstract: Methods and systems for generating real-time location-based notifications comprising: receiving information regarding a first activity and a first location for a first user, the first location being a location where the first activity was executed by the first user; in response to detecting a second location of a second user being in proximity of the first location, processing the first activity and the first location using a machine learning model to determine a second activity to be executed by the second user, the second user being authorized to access the first activity and the first location for the first user, the second activity being a type of activity that addresses a consequence of the first activity; and generating for display to the second user a notification indicating the second activity for execution.Type: ApplicationFiled: August 19, 2022Publication date: February 22, 2024Applicant: Capital One Services, LLCInventors: Apurv BAICHWAL, Shaun Kieran WEBB, Dan LIN, Leeyat Bracha TESSLER, Daniel E. MILLER
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Publication number: 20230336662Abstract: Disclosed embodiments may include a method for authenticating calls for a call center where the user can authenticate before or after starting a call to a call center using an application on a user device. The system determines what level of authentication is necessary depending on the task the user wants to accomplish during the call. The system may direct the user to provide credentials, such as a username and password, for some tasks. Other tasks may require the user to verify their financial card by taking a photo of their financial card or tapping their financial card to their device and allow the device to interact with the financial card using NFC technology. Once appropriately authenticated, the system then allows the user to make a call to the call center and also sends a signal to the call center that the user has been previously authenticated.Type: ApplicationFiled: April 19, 2022Publication date: October 19, 2023Inventors: Jenny Melendez, Samuel Rapowitz, Daniel E. Miller, Tyler Maiman, Viraj Chaudhary, Joshua Edwards, David Septimus
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Publication number: 20230273981Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through excluding fraudulent transactions in transaction-based authentication. A computing device may receive a request for access to an account from a user. The computing device may provide transaction data to a machine learning model. The computing device may receive data indicating a confidence threshold associated with the user from the machine learning model. The computing device may generate a modified set of merchant choices for the user by excluding merchants related to potentially fraudulent transactions within a predetermined time period. An authentication question may be generated, and access to the account may be provided based on a response to the authentication question.Type: ApplicationFiled: February 28, 2022Publication date: August 31, 2023Inventors: Samuel Rapowitz, Viraj Chaudhary, Joshua Edwards, David Septimus, Tyler Maiman, Daniel E. Miller
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Publication number: 20230239371Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: ApplicationFiled: April 5, 2023Publication date: July 27, 2023Applicant: Capital One Services, LLCInventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER
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Patent number: 11647094Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: GrantFiled: May 11, 2022Date of Patent: May 9, 2023Assignee: Capital One Services, LLCInventors: Joshua Edwards, Shabnam Kousha, Daniel E. Miller
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Publication number: 20230063562Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through the exclusion of certain merchants that may cause confusion. Indications of a plurality of different merchants, including merchant logos may be received. The indications may be processed to identify at least one similarity between a first merchant and a second merchant. A request for access to an account associated with a user and transaction data corresponding to the account may be received. Based on the similarity between the first merchant and the second merchant, at least one transaction corresponding to the first merchant may be removed to generate processed transaction record. An authentication question may be generated and a candidate response to the authentication question may be received. Based on the candidate response, access to the account may be provided.Type: ApplicationFiled: August 30, 2021Publication date: March 2, 2023Inventors: Tyler Maiman, Viraj Chaudhary, Joshua Edwards, Jenny Melendez, Samuel Rapowitz, Daniel E. Miller, David Septimus
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Publication number: 20220272173Abstract: Disclosed are techniques and apparatuses that are configured to receive an indication that a web browsing session executing on an enterprise server needs additional information based on a request for additional information being sent to a client device. The request may include an identifier of the web browsing session and an identifier of an enterprise server that initiated the web browsing session. A globally unique identifier related to the web browsing session and an identifier of the enterprise server is stored in a common data store. The web browsing session may be paused when the web browsing session requests additional information from a client device. The client device may respond with the additional information. The system may provide the identifier of the enterprise server to a load balancing component so the identified web browsing session executing on the enterprise server may continue to be used.Type: ApplicationFiled: May 11, 2022Publication date: August 25, 2022Applicant: Capital One Services, LLCInventors: Joshua EDWARDS, Shabnam KOUSHA, Daniel E. MILLER