Abstract: Systems, methods, and computer-readable storage media configured according to this disclosure provide money services on a money services device such as a kiosk device, tablet device, mobile device, virtual reality device, mixed reality device and the like. An application runs on the money services device and communicates with remote services to perform profile management functions such as facilitating account log-in and allowing users to log-in using mobile messaging. Other services such as verifying the user's ID via an account management service may also be provided.

Abstract: An apparatus for a heating device for a vehicle comprises a layer stack which, in a stacking direction, has a heating conductor layer, an electrically conductive layer which forms a contact region, wherein a contour in a projection in the stacking direction of the electrically conductive layer is prespecified, in order to prevent a hotspot on the electrically conductive layer, by at least one of a prespecified width of a front side of the electrically conductive layer which faces a central region of the heating conductor layer, a prespecified distance from a joint of the heating conductor layer, and a prespecified curvature of the contour.

Abstract: In a method for producing a vehicle heater (10), a main body (12) of the vehicle heater (10) is equipped with a non-intrinsically safe heat conductor layer (14), and a sensor device (16, 18, 20) for detecting exceedances of a temperature threshold value. To form the sensor device (16, 18, 20) a sensor layer (16) is sprayed on without the main body (12) being exposed to temperatures normal for baking processes. A vehicle heater (10) is equipped with a main body (12) carrying a non-intrinsically safe heat conductor layer (14), and with a sensor device (16, 18, 20) allocated to the heat conductor layer (14) and provided to detect the exceedance of a temperature threshold value. The sensor device (16, 18, 20) comprises a sprayed-on sensor layer (16) produced without the main body (12) assuming temperatures that are normal for baking processes.

Abstract: Provided are a re-using e-commerce payment instruments for in-store purchasing systems and methods. A customer enters a check out and a transaction at the point of sale is started. The system receives a pairing request at a wallet processor from a customer mobile device operating a mobile application. This pairing request is created and sent in response to scanning of a code having a transaction identification. The system associates a customer payment profile with the transaction identification and sends associated information to the point of sale. The point of sale sends an amount of sale to authorize to the wallet processor after completing scanning of items. The system creates an authorization for payment and sending the authorization for payment to an authorizer. The transaction may then be completed by processing payment.

Abstract: Provided is a merchant split tender system and method. A cashier completes a scan of merchandise and enters tendering phase. The point of sale sends a the request to authorize a total dollar amount to a wallet processor. The wallet processor accesses a customer payment profile to determine if there is a split tender configuration. If there is a split tender configuration, the wallet processor determines a first account and a second account to use for providing tender for the purchase. The first account and the second account to use is determined by the customer payment profile. The first account may be authorized first and then the second account may be authorized for the remaining amount. The system may also use more than two accounts. This process happens automatically based on the customer payment profile.

Abstract: The invention relates to an electric heating device (1) for mobile applications, comprising the following: a substrate and a heat conductor layer formed on the substrate (2). The heat conductor layer has at least one heat conductor track (5) which extends on a main plane on the substrate (2). The heat conductor track (5) is structured such that a plurality of track sections (6) are formed which run adjacently to one another and which are separated from one another by insulating interruptions (7). At least one reversal point (8) is provided at which the heat conductor track (5) is deflected such that inner track sections (6a) with opposite flow directions run adjacently and parallel to one another. The spacing between the adjacent inner track sections (6a) with opposite flow directions is formed in a locally expanded manner in the region of the reversal point (8) on the inner face.

Abstract: A computer system, computer program product, and method includes detecting a request for sensitive information to be input by a user, determining that a network is a non-secure network, disabling a sensitive user information input function to prevent the user from entering sensitive information over the unsecure network, generating a unique identifier to be displayed on the computer, wherein the user scans the unique identifier with a mobile device to initiate an automatic transaction over a secure network between the mobile device and the computing system, validating the user operating the mobile device and completing the automatic transaction over the secure network with the mobile device rather than over the unsecure network with the computer.

Abstract: A method for authenticating an online transaction on a first computing device using a second computing device including detecting a request to process sensitive payment information input on the first computing device to complete a transaction, determining that a condition is present associated with the transaction, disabling a payment processing function of the website to prevent a payment from being processed and completed, generating a unique identifier to be displayed on the first computing device, wherein the user scans the unique identifier with a second computing device to initiate an authentication function, authenticating the user operating the first computing device, and enabling, by the processor, the payment processing function of the website to allow the payment to process.

Abstract: A heating device for a vehicle and a method for operating the heating device includes a flow path for a heat transport medium and an electrical heating arrangement for heating the heat transport medium on a heating section of the flow path. The heating section has at least two channels running in a serpentine pattern, through which the heat transport medium can flow in parallel.

Abstract: A method for working a first component and a second component comprises the following steps: providing the first component, which comprises a thermally sprayed electrically conductive layer, providing the second component, which has a longitudinally extended strip of copper, which at least in a first region has a thickness transversely to the longitudinal direction of more than 0.1 millimeter, arranging the strip and the layer one on top of the other, so that the first region of the strip and the layer have a contact region in common with one another, emitting a laser beam onto the contact region and forming a welded connection, which connects the strip and the layer to one another.

Abstract: The present invention relates to a heating device (10), in particular to an electric heating device for a motor vehicle, having a heat exchanger housing (12), heat exchanger core (14) which absorbs heat at a heat input face, and a printed circuit board (20) having electronic components (16, 18) for controlling the heating device (10), wherein the printed circuit board (20) is arranged on an outer side (22) of the heat exchanger housing (12), wherein a temperature sensor (24) is arranged on a side (26) of the printed circuit board (20) which faces the outer side (22) of the heat exchanger housing (12), wherein connecting means (28) are provided which connect the temperature sensor (24) in a heat conducting fashion to the outer side (22) of the heat exchanger housing (12), and wherein the heat input face of the heat exchanger core (14) is connected in a heat-conducting fashion to the heat exchanger housing (12), with the result that a continuous short heat bridge, running through the interior of the heat exchan

Abstract: Provided are common user experience for a mobile wallet system and methods. The system may include generally a mobile application operated on a mobile device, a mobile backend, a wallet broker, a point of sale (“POS”), and authorizer(s). The system allows a customer to receive encoded/encrypted data by scanning a code, or by receiving a wireless message, such as a Bluetooth low energy transmission or a near field communication, regardless of the mobile application or operating system. Mobile backend systems translate the messages so the customer does not have to do something different for different mobile applications. The system may alternatively allow a cashier to scan a participating mobile application's code such as a QR code/barcode. Mobile backend systems determine which wallet to communicate with and does so on the POS behalf. The POS is isolated from complexities of integrating with different mobile applications and corresponding backend systems.

Abstract: Provided are check-in to checkout systems and methods. The system includes a point of sale, a display, a mobile device, and a backend system. When the POS starts a transaction, such as, but not limited to scanning an item, the POS generates a transaction/basket identification. In response to starting the transaction, the POS sends the transaction/basket ID to the display in the form of a QR code or one-dimensional barcode. The mobile device operating a mobile application scans and captures the displayed code and reports to the backend systems. The backend systems then send a check-in event, which includes gathered data by the backend systems, to the POS and the POS acknowledges receipt of the message. At this point, a notification may be sent to the mobile application that the check-in was successful and a link is established far flow of information.

Abstract: The invention relates to an electrical heating device (10) for a motor vehicle with a heating resistor designed as a conductor track (12) on a substrate (20), wherein the conductor track is at least partially arranged in a bifilar format. The invention further relates to a motor vehicle having such an electrical heating system.

Abstract: The invention relates to a heating device (10) for a vehicle, comprising:—a flow path (14, 16, 20, 22, 24) for a fluid heat transport means and—an electrical heating arrangement (25) for heating the heat transport means on a heating section of the flow path. According to the invention, the heating section has at least two channels (20) running in a serpentine pattern, through which the heat transport means can flow in parallel. The invention further relates to a method for operating a heating device (10).

Abstract: A vehicle heater (10) comprises a main body (12) carrying a non-intrinsically safe heat conductor layer (14), and a sensor device (16, 18, 20) allocated to the heat conductor layer (14) and provided to detect an exceedance of a temperature threshold value. The sensor device (16, 18, 20) comprises a sensor layer arranged on the side of the heat conductor layer (14) (16) facing away from the main body (12) which is monitored for current flows which may occur substantially in the direction of its surface normal (42). In a method for producing a vehicle heater (10) a main body (12) of the vehicle heater (10) is equipped with a non-intrinsically safe heat conductor layer (14), and a sensor device (16, 18, 20) for detecting exceedances of a temperature threshold value.

Abstract: In a method for producing a vehicle heater (10), a main body (12) of the vehicle heater (10) is equipped with a non-intrinsically safe heat conductor layer (14), and a sensor device (16, 18, 20) for detecting exceedances of a temperature threshold value. To form the sensor device (16, 18, 20) a sensor layer (16) is sprayed on without the main body (12) being exposed to temperatures normal for baking processes. A vehicle heater (10) is equipped with a main body (12) carrying a non-intrinsically safe heat conductor layer (14), and with a sensor device (16, 18, 20) allocated to the heat conductor layer (14) and provided to detect the exceedance of a temperature threshold value. The sensor device (16, 18, 20) comprises a sprayed-on sensor layer (16) produced without the main body (12) assuming temperatures that are normal for baking processes.

Abstract: A vehicle heater (10) comprises a main body (12) carrying a non-intrinsically safe heat conductor layer (14), and a temperature monitoring device (16, 18, 20, 44) assigned to the heat conductor layer (14). The temperature monitoring device (16, 18, 20, 44) is designed to distinguish and to report at least the three following states: normal operation, reversible malfunction and irreversible malfunction. Moreover, a method for monitoring a vehicle heater (10) is suggested in which the following states are distinguished and reported: normal operation, reversible malfunction and irreversible malfunction.

Abstract: An apparatus for DNP-NMR measurement on a sample, with a magnet configuration for producing a magnetic field in a first working volume and in, a second working volume with a magnetic field gradient in the direction of an axis (z) which extends through the second working volume, with a device for measuring MR signals, with a DNP excitation device, and with a positioning mechanism for transferring the sample, is characterized in that, near the second working volume, a compensation configuration made of magnetic material is mounted that, in the operating condition of the magnet configuration, produces a magnetic field gradient in the direction of the axis (z) in the second working volume that is between ?90% and ?110% of the magnetic field gradient of the same order of the stray field of the magnet configuration.