Patents by Inventor Daniel Flitcroft

Daniel Flitcroft has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Business-to Business commerce using financial transaction numbers
    Publication number: 20080120238
    Abstract: Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.
    Type: Application
    Filed: January 18, 2008
    Publication date: May 22, 2008
    Inventors: Daniel Flitcroft, Graham O'Donnell, Conor Langford, James Carroll