Abstract: A method of integrating photographic imaging products and services functionality with non-imaging functionality using the automatic teller machine (ATM) functions for providing financial transactions as the preferred embodiment wherein a single kiosk is disclosed. This invention provides the consumer with the flexibility to generate imaging products and conduct imaging services or perform ATM-related transactions independent of one another; to incorporate images into producing customized financial instruments at the kiosk; to access financial institution services to store or retrieve images as part of providing either imaging products/services or ATM financial instruments; and to utilize the customer's financial accounts and/or financial instruments as a means for payment of imaging products/services rendered at the kiosk.