Patents by Inventor Daniel J. August
Daniel J. August has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12273338Abstract: An apparatus includes a memory and a processor. The memory stores biometric data obtained from an account holder at a first location and identification information provided by the account holder that was used to open an existing account at the first location. The processor receives, from a device, data corresponding to an applicant that includes biometric data obtained from the applicant at a second location and identification information provided by the applicant at the second location. The applicant is requesting to open a new account using the identification information at the second location. In response to receiving the applicant's data, the processor determines that the applicant's biometric data matches the account holder's biometric data. The processor also determines that the applicant's identification information does not match the account holder's identification information. In response, the processor transmits an alert to the device indicating that the applicant's identity could not be verified.Type: GrantFiled: October 20, 2020Date of Patent: April 8, 2025Assignee: Bank of America CorporationInventors: Neal Slensker, Joel R. Townsend, Daniel J. August, Kevin P. Thomsen
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Patent number: 11645427Abstract: A system includes a device including one or more sensors that generate one or more signals used to detect whether an unauthorized activity has occurred at the device. The device is configured to transmit the one or more signals generated by the one or more sensors. The central monitoring device is configured to receive the one or more signals and compare the one or more signals with a baseline signal for the device. The baseline signal includes an expected signal for each of the one or more sensors when the unauthorized activity has not occurred. The monitoring device determines whether the unauthorized activity has occurred based on a result of the comparison.Type: GrantFiled: November 29, 2020Date of Patent: May 9, 2023Assignee: Bank of America CorporationInventors: Michael R. Young, Daniel J August, Tomas M. Castrejon, III, Richard Martin Seymour Scot, Neal Aaron Slensker
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Publication number: 20220321558Abstract: A device that is configured to capture biometric information for a user using a first biometric sensor that is configured to capture biometric information that identifies physical characteristics of the user. The device is further configured to capture device information for a user device that is associated with the user. The device is further configured to generate an authentication fingerprint for the user based on a combination of the biometric information and the device information. The device is further configured to obtain vital sign information using a second biometric sensor that is configured to capture vital sign information that identifies a physical state of the user. The device is further configured to generate an authentication request that includes the authentication fingerprint and the vital sign information and to send the authentication request to a network device.Type: ApplicationFiled: April 6, 2021Publication date: October 6, 2022Inventors: Neal Aaron Slensker, Michael Robert Young, Carmel Marie Blaney, Geoffrey George Aslaksen, Jada S. Sifford-Logan, Daniel J. August
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Publication number: 20220321557Abstract: A device that is configured to receive an authentication request for a first user. The authentication request includes a first authentication fingerprint and a first vital sign information. The device is further configured to identify a second authentication fingerprint from a memory that matches the first authentication fingerprint and to identify a second vital sign information that is associated with the second authentication fingerprint. The device is further configured to compare the first vital sign information from the authentication request to a tolerance threshold value. The device is further configured to generate an authentication response based on the comparison and to send the authentication response to a network device.Type: ApplicationFiled: April 6, 2021Publication date: October 6, 2022Inventors: Neal Aaron Slensker, Michael Robert Young, Carmel Marie Blaney, Geoffrey George Aslaksen, Jada S. Sifford-Logan, Daniel J. August
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Patent number: 11463438Abstract: An authentication device that is configured to receive an authentication request that includes a device identifier from a user device. The authentication device is further configured to identify a first device that is associated with the device identifier and to send a device fingerprint request to the first device. The authentication device is further configured to receive a first device fingerprint for the first device. The first device fingerprint is uniquely associated with the first device and includes a unique bit string that is generated based on a configuration of the first device. The authentication device is further configured to identify a second device fingerprint that is associated with the first device from among a plurality of device fingerprints stored in a memory, to compare the first device fingerprint to the second device fingerprint, and to send an authentication response to the user device based on the comparison.Type: GrantFiled: November 11, 2020Date of Patent: October 4, 2022Assignee: Bank of America CorporationInventors: Daniel J. August, Neal Aaron Slensker, Michael R. Young
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Patent number: 11379765Abstract: An occupancy tracking device configured to receive an occupancy status request from a user device that includes a location identifier for a first physical location. The device is further configured to identify a local management system that is associated with the first physical location. The device is further configured to receive one or more images of an interior space of the first physical location in response to sending an occupancy information request. The device is further configured to determine a current occupancy level for the first physical location based at least in part on the number of people present in the images of the first physical location. The device is further configured to determine an occupancy status for the first physical location based on a comparison between the current occupancy level and an occupancy threshold value and to send the occupancy status to the user device.Type: GrantFiled: November 25, 2020Date of Patent: July 5, 2022Assignee: Bank of America CorporationInventors: Rita Jean Winborne, Melissa Gordon Glenn, Daniel J. August
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Publication number: 20220171882Abstract: A system includes a device including one or more sensors that generate one or more signals used to detect whether an unauthorized activity has occurred at the device. The device is configured to transmit the one or more signals generated by the one or more sensors. The central monitoring device is configured to receive the one or more signals and compare the one or more signals with a baseline signal for the device. The baseline signal includes an expected signal for each of the one or more sensors when the unauthorized activity has not occurred. The monitoring device determines whether the unauthorized activity has occurred based on a result of the comparison.Type: ApplicationFiled: November 29, 2020Publication date: June 2, 2022Inventors: Michael R. Young, Daniel J. August, Tomas M. Castrejon, III, Richard Martin Seymour Scot, Neal Aaron Slensker
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Publication number: 20220164740Abstract: An occupancy tracking device configured to receive an occupancy status request from a user device that includes a location identifier for a first physical location. The device is further configured to identify a local management system that is associated with the first physical location. The device is further configured to receive one or more images of an interior space of the first physical location in response to sending an occupancy information request. The device is further configured to determine a current occupancy level for the first physical location based at least in part on the number of people present in the images of the first physical location. The device is further configured to determine an occupancy status for the first physical location based on a comparison between the current occupancy level and an occupancy threshold value and to send the occupancy status to the user device.Type: ApplicationFiled: November 25, 2020Publication date: May 26, 2022Inventors: Rita Jean Winborne, Melissa Gordon Glenn, Daniel J. August
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Publication number: 20220150245Abstract: An authentication device that is configured to receive an authentication request that includes a device identifier from a user device. The authentication device is further configured to identify a first device that is associated with the device identifier and to send a device fingerprint request to the first device. The authentication device is further configured to receive a first device fingerprint for the first device. The first device fingerprint is uniquely associated with the first device and includes a unique bit string that is generated based on a configuration of the first device. The authentication device is further configured to identify a second device fingerprint that is associated with the first device from among a plurality of device fingerprints stored in a memory, to compare the first device fingerprint to the second device fingerprint, and to send an authentication response to the user device based on the comparison.Type: ApplicationFiled: November 11, 2020Publication date: May 12, 2022Inventors: Daniel J. August, Neal Aaron Slensker, Michael R. Young
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Publication number: 20220124090Abstract: An apparatus includes a memory and a processor. The memory stores biometric data obtained from an account holder at a first location and identification information provided by the account holder that was used to open an existing account at the first location. The processor receives, from a device, data corresponding to an applicant that includes biometric data obtained from the applicant at a second location and identification information provided by the applicant at the second location. The applicant is requesting to open a new account using the identification information at the second location. In response to receiving the applicant's data, the processor determines that the applicant's biometric data matches the account holder's biometric data. The processor also determines that the applicant's identification information does not match the account holder's identification information. In response, the processor transmits an alert to the device indicating that the applicant's identity could not be verified.Type: ApplicationFiled: October 20, 2020Publication date: April 21, 2022Inventors: Neal Slensker, Joel R. Townsend, Daniel J. August, Kevin P. Thomsen