Abstract: A centrifugal parts cleaner having a housing, a hub disposed within the housing rotatable about a vertical axis, a driver to rotate the hub, at least two radial arms extending from the hub and a cradle pivotally connected to the at least two radial arms configured to receive a porous container for retaining parts to be cleaned. As the hub is rotated, the cradle pivots away from the hub to retain the parts in the porous container while allowing fluid on the parts to be extracted by centrifugal force.

Abstract: An integrated credit and loyalty offering to a retailer maximizes the effectiveness of both programs. The integrated system allows a retailer to enroll customers in a loyalty program, then solicit only pre-qualified customers immediately upon receipt of demographic information corresponding to the customer. The integrated system accepts transaction data from the retailer's loyalty program through the retailer's POS system to the credit prescreening program and awards appropriate loyalty rewards, as well as authorizing the retailer to offer credit to the pre-qualified customers. The credit prescreening process is done in real time as part of a retail transaction with the customer.

Abstract: An integrated credit and loyalty offering to a retailer maximizes the effectiveness of both programs. The integrated system allows a retailer to enroll customers in a loyalty program, then solicit only pre-qualified customers immediately upon receipt of demographic information corresponding to the customer. The integrated system accepts transaction data from the retailer's loyalty program through the retailer's POS system to the credit prescreening program and awards appropriate loyalty rewards, as well as authorizing the retailer to offer credit to the pre-qualified customers. The credit prescreening process is done in real time as part of a retail transaction with the customer.

Abstract: In a transactional credit system and method, a consumer makes a purchase on a merchant's website. Before the consumer can select a payment option, a webpage requests that the consumer enter her name and shipping or billing address. Using this information, the system determines first whether to make an offer for a transactional credit product to the consumer and second whether the consumer pre-qualifies for the transactional credit product if the offer is to be made. If the consumer pre-qualifies, an additional webpage is incorporated into the merchant's website that offers the transactional credit product to the consumer to pay for the web-based transaction before the consumer is directed to any order confirmation or payment webpage on the website. If the consumer accepts the offer, the system performs any necessary authorizations or instant credit applications and applies the transactional credit product to the web-based transaction.

Abstract: A system and method for applying for a credit card, preferably at a point of sale, is disclosed. The system employs an automated interactive voice response system preferably sponsored by a credit card issuer. The user calls into the system using a standard telephone, and enters credit assessment information about the customer using the key pad of the telephone in response to verbal questions posed by the system. In one embodiment, only numeric information concerning the customer is entered, such as the customer's social security number. This credit assessment information is used to retrieve a credit report or score from a credit bureau database, which is used by the system to electronically decide whether to issue credit and to what extent and to establish a customer account. The system verbally provides information to the user regarding the credit assessment so that the customer's credit purchase can be quickly consummated.

Abstract: A stable solution of an aromatic polyamic acid of controlled molecular weight, of the type capable of being converted to polyimides, which undergoes relatively little change in viscosity or gelling over extended periods of time at room temperature. Such solution may be prepared by reacting impure aromatic dianhydride with aromatic diamine in a suitable solvent where the ratio of active aromatic diamines is approximately equimolar. Such solution may also be prepared by a two step process which comprises:Step I-Reacting a dianhydride of high purity (99+%) with a diamine in a molar ratio of about 0.95/1 dianhydride/diamine to yield a viscosity below about 10,000 cps, for example from about 2,000 to 6,000 at about a 10-15% solution.Step II-Then adding to I about 0.05 mole of a less pure dianhydride such as from about 97-99% pure dianhydride to yield a 10-15% solution of polyamic acid having a viscosity of about 10,000 cps.

Abstract: This invention relates to polymers prepared by reacting cyanuric acid and ethylene carbonate in situ to form the corresponding Tris(2-hydroxyethyl)isocyanurate-containing polymers including polyesters, polyester-imides, polyester-amide-imides, oil-modified derivatives thereof, etc. This invention also relates to such products employed as electrical insulation.

Abstract: This invention relates to (1) water soluble and/or dispersible compositions characterized by the presence of oil modified imidized polyesters; and to (1) which also contains curable resins. This invention also relates to a wide variety of uses for such compositions, such as electrical insulations, for example as in insulation varnishes, and related uses.

Abstract: This invention relates to imino dicarboxylic acids (IDA) of the general formulae ##STR1## where Z is a moiety, preferably aromatic, R is a moiety, preferably aliphatic, and to resins derived from such acids. Such resins, which may vary widely, are illustrated by polyesters, poly(ester-amides), poly(ester-imides), poly(ester-imide-amides), etc. In the preferred embodiment such resins contain tris (hydroxyethyl) isocyanurate. The preferred IDA, which is derived from trimellitic anhydride (TMA) and glycine, has the following idealized formula ##STR2## IS THE PREDOMINANT DICARBOXYLIC ACID EMPLOYED IN SUCH RESINS. This invention also relates to aromatic IDA where R is aryl as illustrated by IDA derived from aminobenzoic acid and resins prepared therefrom.

Abstract: This invention relates to a process of reformulating a solvent polyester-type resin, such as employed in electrical insulation, for example in wire enamels, to a solventless polyester-type wire resin of similar properties which is characterized by increasing the relative hydroxy-functionality of said polyester-type resin as compared to the hydroxy-functionality of a corresponding solvent-type wire resin.In the preferred embodiment the increased hydroxy-functionality, in whole or in part, is derived from the use of, or the increased content, of tris(2-hydroxyethyl) isocyanurate. The polyester-type wire enamels include polyesters and polyesters containing other groups such as polyester-amides, polyester-imides, polyester-amide-imides, etc. By doing this, resins having the desired properties as well as viscosities suitable for wire insulation can be made and applied in solventless systems.

Abstract: This invention relates to imino dicarboxylic acids (IDA) of the general formulae ##STR1## and ##STR2## where IS A MOIETY, PREFERABLY AROMATIC, R is a moiety, preferably aliphatic, and to resins derived from such acids. Such resins, which may vary widely, are illustrated by polyesters, poly(ester-amides), poly (ester-imides), poly(ester-imide-amides), etc. In the preferred embodiment such resins contain tris (hydroxyethyl) isocyanurate. The preferred IDA, which is derived from trimellitic anhydride (TMA) and glycine, has the following idealized formula ##STR3## and IS THE PREDOMINANT DICARBOXYLIC ACID EMPLOYED IN SUCH RESINS.

Abstract: This invention relates to oil modified imidized polyester resins containing isocyanurates of the formula ##EQU1## where A is alkylene and preferably ethylene (THIC); and to electrical insulating compositions derived therefrom, particularly those electrical varnishes containing oil soluble resins, such as phenol-aldehyde resins, which possess improved thermal stability.