Abstract: A data processing system for creating and administering a bond issue by a bond manager for a municipal taxing authority of a community. The apparatus includes a database configured to store for retrieval selected information regarding creation and administration of the bond issue, an element for storing and processing data representing information needed to determine bond utilization in the community governed by the municipal taxing authority, and an element for storing and processing data representing information about a specific real estate purchaser, the real estate to be purchased, the use to which the real estate will be put, and projected purchaser income and income growth to predict whether participation in a primary bond issue would be financially beneficial to the purchaser.

Abstract: A data processing system for creating and administering a bond issue by a bond manager for a municipal taxing authority of a community. The apparatus includes a database configured to store for retrieval selected information regarding creation and administration of the bond issue, an element for storing and processing data representing information needed to determine bond utilization in the community governed by the municipal taxing authority, and an element for storing and processing data representing information about a specific real estate purchaser, the real estate to be purchased, the use to which the real estate will be put, and projected purchaser income and income growth to predict whether participation in a primary bond issue would be financially beneficial to the purchaser.

Abstract: A data processing system for creating and administering a bond issue by a bond manager for a municipal taxing authority of a community. The apparatus includes a database configured to store for retrieval selected information regarding creation and administration ofthe bond issue, an element for storing and processing data representing information needed to determine bond utilization in the community governed by the municipal taxing authority, and an element for storing and processing data representing information about a specific real estate purchaser, the real estate to be purchased, the use to which the real estate will be put, and projected purchaser income and income growth to predict whether participation in a primary bond issue would be financially beneficial to the purchaser.

Abstract: The invention is a combination moisture management panty and panty hose system for women. The moisture management system includes both a panty and panty hose. The panty includes a moisture management panty shield for being positioned in the crotch area of the wearer during garment wear. The panty shield has a first fabric layer with a skin side surface including moisture wicking fibers for residing next to the skin during garment wear. These such fibers wick moisture outwardly away from the skin towards drier areas of the garment for evaporation. The pair of panty hose is worn in combination with the panty, and includes a moisture management crotch gusset for being position adjacent to the panty shield in the crotch area of the wearer. The crotch gusset is constructed of an open mesh fabric for receiving moisture from the panty shield, and for facilitating the flow of air through the gusset into the panty shield. The open mesh fabric promotes moisture evaporation from the panty shield and the gusset.

Abstract: A moisture management hat is constructed of a shell fabric and includes a moisture management band. The moisture management band is located along an inside perimeter of the hat for residing next to at least the forehead of the wearer during garment wear. The moisture management band includes a first, moisture wicking fabric layer having a skin-side surface and a shell-side surface. The first fabric layer is constructed of hydrophobic fibers for residing nearest the head of the wearer for moving moisture outwardly away from the head. A second, moisture dispersal fabric layer having a skin-side surface and a shell-side surface resides adjacent to the shell-side surface of the first fabric layer. The second fabric layer is constructed of hydrophilic fibers for receiving and dispersing moisture wicked outwardly by the first fabric layer.

Abstract: A moisture managing brassiere for sports wear and general wear includes a front portion, a back portion connected to the front portion, and a pair of shoulder straps connected respectively at one end to the front portion and at respective opposite ends to the back portion. The brassiere is constructed of a composite stretch fabric including an inner fabric layer, and intermediate fabric layer, and an outer shell fabric layer. The inner fabric layer is constructed of hydrophobic moisture wicking fibers for residing in skin contact during garment wear. The intermediate fabric layer resides adjacent to the inner fabric layer for receiving, dispersing, and transporting moisture outwardly away from the inner fabric layer. The outer fabric layer resides adjacent to the intermediate fabric layer for receiving and dispersing moisture wicked outwardly from the inner and intermediate fabric layers.

Abstract: A garment having a moisture management suspended panel attached at one end thereof to a front waist area of the garment, and attached at a second end thereof to a back seat area of the garment. The suspended panel includes inner, intermediate, and outer fabric layers. The inner fabric layer is constructed of moisture wicking fibers for residing in skin contact during garment wear. The intermediate fabric layer resides adjacent to the inner fabric layer, and is formed of one or more fabrics for receiving and dispersing moisture wicked outwardly by the inner fabric layer. The intermediate fabric layer transports the moisture upwardly away from a lower crotch area of the garment and outwardly away from the skin of the wearer. The outer fabric layer includes a liquid impermeable, vapor permeable shield for providing a leak-proof barrier which prevents passage of liquid but permits dissipation of moisture in vapor form through the fabric.

Abstract: A moisture management component incorporated in a garment for moving moisture away from the skin of a wearer. The moisture management component includes a first and second fabric. The first fabric comprises a moisture wicking panel carried by the garment for moving moisture away from the skin. The moisture wicking panel has a skin-side surface and an obverse surface, and an opening therethrough from the skin-side surface to the obverse surface. The second fabric comprises a moisture transport insert extending through the opening in the moisture wicking panel to move moisture from the skin of the wearer to the outer fabric layers of the garment for dispersal and evaporation.

Abstract: A moisture-management garment and support garment including a moisture-management panel which extends from an upper crotch area of the garment to a lower crotch area of the garment. The panel includes an inner fabric layer, intermediate fabric layer, and an outer fabric layer. The inner fabric layer is constructed of wicking yarns for residing in skin contact during garment wear. The intermediate fabric layer comprises one or more moisture transport inserts which reside adjacent to the inner fabric layer for transporting moisture away from the inner fabric layer and away from the skin of the wearer. An outer fabric layer resides adjacent the intermediate fabric layer for receiving and dispersing moisture wicked outwardly from the inner and intermediate fabric layers.

Abstract: A moisture managing brassiere for sports wear and general wear includes a front portion, a back portion connected to the front portion, and a pair of shoulder straps connected respectively at one end to the front portion and at respective opposite ends to the back portion. The brassiere is constructed of a composite stretch fabric including an inner fabric layer, and intermediate fabric layer, and an outer shell fabric layer. The inner fabric layer is constructed of hydrophobic moisture wicking fibers for residing in skin contact during garment wear. The intermediate fabric layer resides adjacent to the inner fabric layer for receiving, dispersing, and transporting moisture outwardly away from the inner fabric layer. The outer fabric layer resides adjacent to the intermediate fabric layer for receiving and dispersing moisture wicked outwardly from the inner and intermediate fabric layers.

Abstract: The invention relates to a moisture management sock and shoe. The sock includes a multi-layer moisture-wicking panel extending from a front ankle portion of the sock to a front toe portion of the sock. The moisture wicking panel is generally co-extensive with an area of the foot covered by the tongue of a shoe. First and second single layer air circulation channels are formed in the sock, and extend along opposing sides of the moisture-wicking panel from the front ankle portion to the front toe portion of the sock. A moisture-management shoe includes a shoe tongue, a toe box area, and a moisture wicking inner liner residing adjacent the tongue and the toe box area for moving moisture from the foot and through the shoe for evaporation.

Abstract: The invention relates to a moisture management sock and shoe. The sock includes a multi-layer moisture-wicking panel extending from a front ankle portion of the sock to a front toe portion of the sock. The moisture wicking panel is generally coextensive with an area of the foot covered by the tongue of a shoe. First and second single layer air circulation channels are formed in the sock, and extend along opposing sides of the moisture-wicking panel from the front ankle portion to the front toe portion of the sock. A moisture-management shoe includes a shoe tongue, a toe box area, and a moisture wicking inner liner residing adjacent the tongue and the toe box area for moving moisture from the foot and through the shoe for evaporation.

Abstract: A multi-layer moisture management fabric for being placed in garments. The multi-layer fabric includes a relatively thick inner moisture permeable hydrophobic fabric layer having for being positioned next to the skin of the wearer of the garment, a first, relatively thin intermediate hydrophilic fabric layer positioned adjacent the hydrophobic fabric layer on the side thereof away from the skin of the wearer, and a second, relatively thick outer hydrophilic fabric layer positioned adjacent the first hydrophilic fabric layer on the opposite side thereof from the hydrophobic fabric layer.

Abstract: A multi-layer moisture management fabric for being placed in garments. The multi-layer fabric includes a relatively thick inner moisture permeable hydrophobic fabric layer having for being positioned next to the skin of the wearer of the garment, a first, relatively thin intermediate hydrophilic fabric layer positioned adjacent the hydrophobic fabric layer on the side thereof away from the skin of the wearer, and a second, relatively thick outer hydrophilic fabric layer positioned adjacent the first hydrophilic fabric layer on the opposite side thereof from the hydrophobic fabric layer.

Abstract: A multi-layer moisture management elastic fabric including a moisture transport fabric layer constructed of hydrophobic yarns and defining a first fabric face for residing in skin contact during garment wear and for wicking moisture away from the skin. A moisture dispersal fabric layer is constructed of hydrophilic yarns and defines a second fabric face for residing in spaced-apart relation from the skin during garment wear and for receiving moisture from the hydrophobic moisture transport layer. Elastic yarns are integrated with the yarns of the moisture transport fabric layer and the yarns of the moisture dispersal fabric layer to form a single, integrated fabric which is highly elastic. The fabric is useful as waistband material and as athletic headbands, wristbands and as medical bandages and braces.

Abstract: A moisture-management garment having a moisture management panel constructed of a moisture management fabric which extends generally between a crotch area of the garment and a waist area of the garment. The moisture management panel includes a first fabric having an inner moisture transport fabric layer constructed of hydrophobic yarns for residing in skin contact during garment wear and an inner dispersal fabric layer constructed of hydrophilic yarns and positioned adjacent to the inner moisture transport layer to receive and disperse moisture transported to it by the inner moisture transport layer. A second fabric is provided having an outer moisture vaporization fabric layer constructed of hydrophobic yarns which is the outermost surface of the moisture management fabric during wear, and an outer moisture dispersal fabric layer constructed of hydrophilic yarns and positioned adjacent to the outer moisture vaporization layer.

Abstract: A moisture management brassiere which includes a brassiere body, including a body and back strap. The body and back strap are formed of a stretch fabric having a moisture transport fabric layer constructed of hydrophobic yarns which define a first fabric face for residing in skin contact and for wicking moisture away from the skin. A moisture dispersal fabric layer is provided, and is constructed of hydrophilic yarns and defines a second fabric face for residing in spaced-apart relation from the skin during garment wear. The moisture dispersal fabric layer receives moisture from the hydrophobic moisture transport layer. Stretch yarns provide stretch to the back strap. A pair of breast enclosing and supporting cups are attached to the back strap of the brassiere. Each of the cups is constructed of a moisture transport fabric layer constructed of hydrophobic yarns which define a first fabric face for residing in skin contact during garment wear and for wicking moisture away from the skin.

Abstract: A moisture-managing bed pad and bed sheet are provided for being positioned between a patient and a supporting surface. The bed sheet includes a moisture-managing bed pad. The bed pad includes a moisture transport top fabric layer for residing in patient contact and for wicking moisture away from the body of the patient. A moisture dispersal intermediate fabric layer resides adjacent the top fabric layer for receiving and dispersing moisture from the top fabric layer, and for providing a reservoir for moisture wicked inwardly from the top fabric layer. A liquid impermeable, vapor permeable bottom fabric layer resides adjacent to the intermediate fabric layer for providing a leak-proof barrier. The barrier permits dissipation of moisture in vapor form. The top, intermediate, and bottom fabric layers of the bed pad are attached by spot welds to form a unitary structure. One or more sheet sections reside adjacent to the bed pad for defining the bed sheet.

Abstract: A multi-layer moisture management fabric for being placed in garments. The multi-layer fabric includes a relatively thick inner moisture permeable hydrophobic fabric layer having for being positioned next to the skin of the wearer of the garment, a first, relatively thin intermediate hydrophilic fabric layer positioned adjacent the hydrophobic fabric layer on the side thereof away from the skin of the wearer, and a second, relatively thick outer hydrophilic fabric layer positioned adjacent the first hydrophilic fabric layer on the opposite side thereof from the hydrophobic fabric layer.

Abstract: An undergarment characterized by a loose comfortable fit in the seat, upper abdomen and leg areas and by a snug, supporting fit in the crotch area. The undergarment includes a relatively narrow expansible waistband component for encircling the waist of the wearer, a relatively loose, woven non-stretch fabric seat, upper abdomen and leg component attached to and carried by the waistband component for providing a loose, comfortable fit in the seat, upper abdomen and leg areas of the wearer and a relatively stretchable crotch component attached to and positioned in relation to the leg, upper abdomen and seat component to snugly support the crotch of the wearer. Embodiments are disclosed which include a multi-layer crotch with enhanced moisture management capacity and a crotch which includes a pouch for holding a separate moisture absorbing pouch.