Abstract: A method for method for networking users for submission and processing of referrals uses multiple user accounts and a remote server. Each user account is associated to a user PC device. Additionally, the method differentiates business user accounts from gen personal user accounts. Each business account is associated with a service identifier that denotes what services the business account can provide. To begin, the user submits raw referral data. The raw data is then analyzed to determine who the referralee is and the type of service that the referralee desires. Once this analysis is complete, the raw data is formatted and then routed to the business accounts that are capable of providing the desired service. The business account arranges a service contract with the referralee and the user who submitted the referral is provided with some form of compensation.