Abstract: A method for providing goal-based portfolio management with a server is provided. User input is received at the server. The user input includes investment goals and portfolio information. An asset allocation and investment strategy based on the received user input is automatically determined with the server by assigning the user to a target portfolio asset allocation, a glide path, and a set of specific recommendations. The glide path is dependent upon at least one of the investment goals received from the user. The glide path includes at least one shift from a first portfolio to a second portfolio different from the first portfolio as a user encounters risk exposure changes while moving towards at least one of the investment goals. The asset allocation and investment strategy are provided from the server to a user interface of the user.