Abstract: Time record entries are automatically constructed using software modules and methods for presentation in response to prescribed interactions with email and other electronic messages in which there is a basis for recording a time-record. Heuristics are applied to parsed electronic messages to construct proposed time-record entries. The timekeeper has discretion whether to approve any proposed entries. Software tools are also disclosed to present and manage the automatically constructed time-record entries. The invention eliminates reliance upon the timekeeper to capture such activities as billable events in the first instance, and thereby can increase revenue opportunities. The same heuristics used to identify the entity to be charged for the activity can also be used to identify a logical path for storage of incoming and outgoing messages in a record management system.

Abstract: Time record entries are automatically constructed using software modules and methods for presentation in response to telephone calls, whether made or received. Telephone call information is included in a memory and heuristics are applied to telephone call information to identify a billing reference for inclusion in the time record. The timekeeper has discretion whether to approve any proposed entries. Software tools are also disclosed to present and manage the automatically constructed time-record entries. The invention eliminates reliance upon the timekeeper to capture such activities as billable events in the first instance, and thereby can increase revenue opportunities.

Abstract: Gateway for contactless purchase transactions identifies plural transaction cards held by a customer at a point of sale terminal and loads account information into a memory. The customer's payment options are presented and a selection is received through a user interface. Account information associated with the selected card is forwarded to the point of sale terminal for use in the purchase transaction. The memory is cleared of the account data in advance of a next purchase transaction. Optionally, payment options can be displayed concurrently for selection, and one or more of the payment options can be highlighted to encourage its selection, and other messages, offers, and incentives can be displayed to the customer.