Patents by Inventor Daniel Makoski
Daniel Makoski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10943426Abstract: Methods, systems, and articles of manufacture for providing user participatory design as a process to generate unique patterns on transaction cards are disclosed. For example, a system for providing an interactive design environment for designing a transaction card is disclosed. Accordingly, the system may provide for deeper customization of transaction cards through generative patterns curated by designers and informed by end-users. As a result, the patterns on transaction cards may be unique to every user, and these unique patterns may provide additional security functions to cardholders.Type: GrantFiled: June 25, 2019Date of Patent: March 9, 2021Assignee: Capital One Services, LLCInventors: Cheng Xu, Andrew Viny, Janak Dadhaniya, Carl Cepress, Elwin Ong, Daniel Makoski, Michael Philetus Weller
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Patent number: 10783582Abstract: In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.Type: GrantFiled: December 18, 2015Date of Patent: September 22, 2020Assignee: Capital One Services, LLCInventors: Jason Deperro, Matthew Stern, Daniel Makoski, Makiko Taniguchi, Austin Anderson, Carl Cepress
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Publication number: 20190362584Abstract: Methods, systems, and articles of manufacture for providing user participatory design as a process to generate unique patterns on transaction cards are disclosed. For example, a system for providing an interactive design environment for designing a transaction card is disclosed. Accordingly, the system may provide for deeper customization of transaction cards through generative patterns curated by designers and informed by end-users. As a result, the patterns on transaction cards may be unique to every user, and these unique patterns may provide additional security functions to cardholders.Type: ApplicationFiled: June 25, 2019Publication date: November 28, 2019Inventors: Cheng Xu, Andrew Viny, Janak Dadhaniya, Carl Cepress, Elwin Ong, Daniel Makoski, Michael Philetus Weller
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Patent number: 10360750Abstract: Methods, systems, and articles of manufacture for providing user participatory design as a process to generate unique patterns on transaction cards are disclosed. For example, a system for providing an interactive design environment for designing a transaction card is disclosed. Accordingly, the system may provide for deeper customization of transaction cards through generative patterns curated by designers and informed by end-users. As a result, the patterns on transaction cards may be unique to every user, and these unique patterns may provide additional security functions to cardholders.Type: GrantFiled: November 3, 2016Date of Patent: July 23, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Cheng Xu, Andrew Viny, Janak Dadhaniya, Carl Cepress, Elwin Ong, Daniel Makoski, Michael Philetus Weller
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Publication number: 20190073674Abstract: Disclosed embodiments include methods, systems, and computer-readable media configured to, for example, authenticate a transaction using an item at a mobile device. An example method comprises receiving an indication to start an application on the mobile device, displaying a user interface, by the application, a request for a capture of a pattern on an item, receiving, by the application, a pattern capture from the item, determining whether the pattern capture is complete, and sending the pattern capture to a first remote system for authenticating a transaction. Disclosed embodiments also include a card comprising visible first information about an account associated with the card, a machine-readable item comprising second information (which may have information in common with the first information), and a pattern comprising at least one marking including at least one of invisible ink or capacitive ink, that does not include the first information or the second information.Type: ApplicationFiled: November 1, 2018Publication date: March 7, 2019Applicant: CAPITAL ONE SERVICES, LLCInventors: Matthew B. Stern, Makiko Taniguchi, Daniel Makoski, Lin Yang, Carl A. Cepress, Austin Anderson, Jason DePerro
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Publication number: 20180189888Abstract: In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.Type: ApplicationFiled: February 27, 2018Publication date: July 5, 2018Applicant: Capital One Services, LLCInventors: Jason DEPERRO, Matthew STERN, Daniel MAKOSKI, Makiko Taniguchi, Austin ANDERSON, Carl CEPRESS
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Publication number: 20170124796Abstract: Methods, systems, and articles of manufacture for providing user participatory design as a process to generate unique patterns on transaction cards are disclosed. For example, a system for providing an interactive design environment for designing a transaction card is disclosed. Accordingly, the system may provide for deeper customization of transaction cards through generative patterns curated by designers and informed by end-users. As a result, the patterns on transaction cards may be unique to every user, and these unique patterns may provide additional security functions to cardholders.Type: ApplicationFiled: November 3, 2016Publication date: May 4, 2017Inventors: Cheng Xu, Andrew Viny, Janak Dadhaniya, Carl Cepress, Elwin Ong, Daniel Makoski, Michael Philetus Weller
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Publication number: 20170039567Abstract: Disclosed embodiments include methods, systems, and computer-readable media configured to, for example, authenticate a transaction using an item at a mobile device. An example method comprises receiving an indication to start an application on the mobile device, displaying a user interface, by the application, a request for a capture of a pattern on an item, receiving, by the application, a pattern capture from the item, determining whether the pattern capture is complete, and sending the pattern capture to a first remote system for authenticating a transaction. Disclosed embodiments also include a card comprising visible first information about an account associated with the card, a machine-readable item comprising second information (which may have information in common with the first information), and a pattern comprising at least one marking including at least one of invisible ink or capacitive ink, that does not include the first information or the second information.Type: ApplicationFiled: August 2, 2016Publication date: February 9, 2017Inventors: Matthew B. Stern, Makiko Taniguchi, Daniel Makoski, Lin Yang, Carl A. Cepress, Austin Anderson, Jason DePerro
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Publication number: 20160180465Abstract: In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.Type: ApplicationFiled: December 18, 2015Publication date: June 23, 2016Inventors: Jason DEPERRO, Matthew Stern, Daniel Makoski, Makiko Taniguchi, Austin Anderson, Carl Cepress
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Patent number: 8191004Abstract: A user interface display for software has a user satisfaction portion displayed on each page. The user satisfaction portion includes a user selectable element which allows a user to provide a user satisfaction score (or level) with a single mouse click. In response to receiving the user satisfaction level, the context of the software which the user is using is recorded, and the user satisfaction level is correlated to that context. The captured data can be provided to application designers and developers directly or via computed metrics.Type: GrantFiled: August 6, 2008Date of Patent: May 29, 2012Assignee: Microsoft CorporationInventors: Raman Chandrasekar, Dean A. Slawson, Matthew R. Scott, Dharmarajan Ratnagiri Ayakkad, Daniel Makoski
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Patent number: 7979806Abstract: A method and user interface permits the display of objects in a portion of a display. The objects may initial be a first size, then shrink to a smaller size after a period of time. The objects may stack on top of each other. In addition, the objects may disappear all together after a further amount of time.Type: GrantFiled: December 15, 2006Date of Patent: July 12, 2011Assignee: Microsoft CorporationInventors: Krista L. Johnson, Garrett R. Vargas, Robert Ian Oliver, Bradley L. Carpenter, Daniel Makoski
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Patent number: 7730425Abstract: A function-oriented user interface presents users with selections related to what they want to do, rather than selections related to what tool they want to use. Functions may be dragged onto elements (data objects) or elements may be dragged onto functions to initiate activity. The elements themselves may present icons representing functions that are available such as adding a voice note or addressing to another person.Type: GrantFiled: November 30, 2005Date of Patent: June 1, 2010Inventors: Isabelo de los Reyes, Nathanael Roberton, Brian Calvery, Timothy J. E. Turner, Adrian Chandley, Daniel Makoski, Paul Henderson, Egor Nikitin, Tarek Elabbady, Phillip Joe
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Publication number: 20100037166Abstract: A user interface display for software has a user satisfaction portion displayed on each page. The user satisfaction portion includes a user selectable element which allows a user to provide a user satisfaction score (or level) with a single mouse click. In response to receiving the user satisfaction level, the context of the software which the user is using is recorded, and the user satisfaction level is correlated to that context. The captured data can be provided to application designers and developers directly or via computed metrics.Type: ApplicationFiled: August 6, 2008Publication date: February 11, 2010Applicant: MICROSOFT CORPORATIONInventors: Raman Chandrasekar, Dean A. Slawson, Matthew R. Scott, Dharmarajan Ratnagiri Ayakkad, Daniel Makoski
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Patent number: 7523226Abstract: An auxiliary computing device normally used for remotely controlling a primary device may change its functionality and extend its usefulness based on a usage context. An auxiliary device may change its usage context by connecting differently to a primary device depending on any number of parameters including distance from the device, battery life, connection method, and proximity to other devices. The device may change its usage context by interfacing with a primary device service that communicates with various applications to feed the auxiliary device different information in different usage contexts. Further, the device may control different functions of the primary device based on the usage context.Type: GrantFiled: March 9, 2006Date of Patent: April 21, 2009Assignee: Microsoft CorporationInventors: Jason M. Anderson, Andrew Fuller, Daniel Makoski, William J. Westerinen, Matthew P. Rhoten
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Publication number: 20080319925Abstract: A computer or other electronic device may be used in one of several selectable modes of operation. Computer resources, such as a processor, memory, or a graphics controller, are individually settable for operation at different levels of performance. A mode of operation or performance level is determined by the combination of individual settings for the various resources. Pay-per-use operation is charged at a rate determined by the mode of operation or performance level. Operation in a gaming mode may be charged at a higher rate than operation in web-browsing mode. A metering agent may be associated with each scalable use resource to securely set the performance level and to securely report on metered operation of the resource.Type: ApplicationFiled: June 21, 2007Publication date: December 25, 2008Applicant: MICROSOFT CORPORATIONInventors: Jeffrey Alan Herold, James S. Duffus, Curt Andrew Steeb, Thomas G. Phillips, William J. Westerinen, Martin H. Hall, Todd L. Carpenter, Daniel Makoski, Shon Schmidt
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Publication number: 20080319910Abstract: A computer with scalable performance level components and selectable software and service options has a user interface that allows individual performance levels to be selected. The scalable performance level components may include a processor, memory, graphics controller, etc. Software and services may include word processing, email, browsing, database access, etc. To support a pay-per-use business model, each selectable item may have a cost associated with it, allowing a user to pay for the services actually selected and that presumably correspond to the task or tasks being performed. An administrator may use a similar user interface to set performance levels for each computer in a network, allowing performance and cost to be set according to a user's requirements.Type: ApplicationFiled: June 21, 2007Publication date: December 25, 2008Applicant: MICROSOFT CORPORATIONInventors: James S. Duffus, Curt Andrew Steeb, Thomas G. Phillips, Todd L. Carpenter, Martin H. Hall, Ricardo Lopez-Barquilla, Judy Tandog, Katie Ann Aldrich, Daniel Makoski, David James Foster, Krista L. Johnson
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Publication number: 20080148173Abstract: A method and user interface permits the display of objects in a portion of a display. The objects may initial be a first size, then shrink to a smaller size after a period of time. The objects may stack on top of each other. In addition, the objects may disappear all together after a further amount of time.Type: ApplicationFiled: December 15, 2006Publication date: June 19, 2008Inventors: Krista L. Johnson, Garrett R. Vargas, Robert Ian Oliver, Bradley L. Carpenter, Daniel Makoski
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Publication number: 20070130399Abstract: An auxiliary computing device normally used for remotely controlling a primary device may change its functionality and extend its usefulness based on a usage context. An auxiliary device may change its usage context by connecting differently to a primary device depending on any number of parameters including distance from the device, battery life, connection method, and proximity to other devices. The device may change its usage context by interfacing with a primary device service that communicates with various applications to feed the auxiliary device different information in different usage contexts. Further, the device may control different functions of the primary device based on the usage context.Type: ApplicationFiled: March 9, 2006Publication date: June 7, 2007Inventors: Jason Anderson, Andrew Fuller, Daniel Makoski, William Westerinen, Matthew Rhoten
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Publication number: 20070124677Abstract: A function-oriented user interface presents users with selections related to what they want to do, rather than selections related to what tool they want to use. Functions may be dragged onto elements (data objects) or elements may be dragged onto functions to initiate activity. The elements themselves may present icons representing functions that are available such as adding a voice note or addressing to another person.Type: ApplicationFiled: November 30, 2005Publication date: May 31, 2007Applicant: MICROSOFT CORPORATIONInventors: Isabelo de los Reyes, Nathanael Roberton, Brian Calvery, Timothy Turner, Adrian Chandley, Daniel Makoski, Paul Henderson, Egor Nikitin, Tarek Elabbady, Phillip Joe
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Publication number: 20060224469Abstract: In-line secondary transaction is described. In an embodiment, an on-line shopping interface is displayed via which an item can be selected for purchase. When a selection is received to initiate a purchase of the item, a determination is made that a secondary transaction is needed to complete the purchase of the item. An in-line secondary transaction user interface is displayed over a portion of the on-line shopping interface to facilitate the secondary transaction where the in-line secondary transaction user interface is displayed to maintain a context of the purchase on the on-line shopping interface. An input of transaction information is received via the in-line secondary transaction user interface to complete the secondary transaction such that the purchase of the item can be completed via the on-line shopping interface.Type: ApplicationFiled: March 31, 2005Publication date: October 5, 2006Applicant: Microsoft CorporationInventors: Michael Kunz, Austina De Bonte, Aly Valli, Daniel Makoski, Daniel Welsh, Dennis Harding, Oliver Roup, Jerry Hook