Patents by Inventor Daniel Mule

Daniel Mule has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for determination of long term care benefits
    Patent number: 8554583
    Abstract: In one aspect, the invention comprises a computer implemented method comprising: (a) determining an average monthly cost of long term care for a consumer; (b) determining an estimated total cost of long term care for the consumer; (c) receiving and storing in a computer readable medium data describing the consumer's preferences regarding long term care resources; (d) calculating with a processor an initial benefit amount for the consumer; (e) adjusting with a processor the initial benefit amount based on the data describing the consumer's preferences to determine a total benefit amount; and (f) recommending a long term care policy providing the total benefit amount to the consumer, wherein the processors may the same processor or different processors. Other aspects of the invention comprise related method, computer system, and software embodiments.
    Type: Grant
    Filed: April 13, 2009
    Date of Patent: October 8, 2013
    Assignee: Metropolitan Life Insurance Co.
    Inventors: Daniel Mule, Barry Lewis Higgins, David Dutille, Terri Hoffman
  • Systems and Methods for Determination of Long Term Care Benefits
    Publication number: 20100076792
    Abstract: In one aspect, the invention comprises a computer implemented method comprising: (a) determining an average monthly cost of long term care for a consumer; (b) determining an estimated total cost of long term care for the consumer; (c) receiving and storing in a computer readable medium data describing the consumer's preferences regarding long term care resources; (d) calculating with a processor an initial benefit amount for the consumer; (e) adjusting with a processor the initial benefit amount based on the data describing the consumer's preferences to determine a total benefit amount; and (f) recommending a long term care policy providing the total benefit amount to the consumer, wherein the processors may the same processor or different processors. Other aspects of the invention comprise related method, computer system, and software embodiments.
    Type: Application
    Filed: April 13, 2009
    Publication date: March 25, 2010
    Applicant: Metropolitan Life Insurance Co.
    Inventors: Daniel Mule, Barry Lewis Higgins, David Dutille, Terri Hoffman