Patents by Inventor Daniel P. Shnowske

Daniel P. Shnowske has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150221172
    Abstract: Online banking using a gaming console may provide added security due to the hardened nature of gaming consoles. Additionally, console specific credentials may be used to verify that a user or console is authorized to access a requested financial account. The console specific credentials may be hardcoded in one or more hardware components of the gaming console so that the risks of exposure through tampering or hacking is reduced. User specific credentials and/or other information may also be used to further verify that a user or console is authorized to access a financial account. An integrity of the console may also be validated using console specific information. In one example, console integrity may be verified by a gaming service provider.
    Type: Application
    Filed: April 15, 2015
    Publication date: August 6, 2015
    Inventors: Daniel P. Shnowske, William Scott Treadwell
  • Patent number: 8973140
    Abstract: Methods, systems, computer-readable media, and apparatuses for handling information security incidents are presented. In some embodiments, a computing device may receive information indicating that a network address is associated with an information security incident. Subsequently, the computing device may monitor activity associated with the network address. Based on the monitoring, the computing device may determine whether the network address represents an information security threat. In response to determining that the network address represents an information security threat, the computing device may cause one or more remediation actions to be performed. In some arrangements, the information security incident may be a denial of service attack.
    Type: Grant
    Filed: March 14, 2013
    Date of Patent: March 3, 2015
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, Okan Demirmen, Ronald Ramcharran, Timothy C. Metzger
  • Patent number: 8874706
    Abstract: Described herein are apparatuses, methods, and computer program products for quarantining an out of compliance client device from other client devices on a network. Quarantining the out of compliance client device prevents the out of compliance device from corrupting other client devices on the network. For example, in operation, embodiments of the present invention involve: (1) receiving identification and location information for an out of compliance client device; (2) running a tool that utilizes the identification and location information to access the out of compliance device; (3) using the tool to modify the out of compliance device such that the out of compliance client device broadcasts a request for configuration information to which a network server is programmed to respond with configuration information associated with an isolated network; and (4) using the tool to cause the out of compliance client device to logout of the network.
    Type: Grant
    Filed: July 30, 2010
    Date of Patent: October 28, 2014
    Assignee: Bank of America Corporation
    Inventors: William Scott Treadwell, Daniel P. Shnowske, Kenneth Kaye
  • Patent number: 8868693
    Abstract: Described herein are apparatuses, methods, and computer program products for changing an out of compliance client device into a client device that is in compliance utilizing a compliance tool. In some embodiments of the invention the compliance tool identifies the location of the out of compliance client device, determines why the client device is out of compliance, brings the client device into compliance, and modifies the client device to allow it to access the network. In other embodiments of the invention the compliance tool is a compliance agent, wherein at a least a part of the compliance agent is uploaded on the client device. The compliance agent periodically checks the client device to determine if the client device has been brought into compliance, and when it is brought into compliance the compliance agent modifies the client device to allow it to access the network, and is then uninstalled from the client device.
    Type: Grant
    Filed: July 30, 2010
    Date of Patent: October 21, 2014
    Assignee: Bank of America Corporation
    Inventors: Kenneth Kaye, Daniel P. Shnowske, William Scott Treadwell
  • Publication number: 20140283049
    Abstract: Methods, systems, computer-readable media, and apparatuses for handling information security incidents are presented. In some embodiments, a computing device may receive information indicating that a network address is associated with an information security incident. Subsequently, the computing device may monitor activity associated with the network address. Based on the monitoring, the computing device may determine whether the network address represents an information security threat. In response to determining that the network address represents an information security threat, the computing device may cause one or more remediation actions to be performed. In some arrangements, the information security incident may be a denial of service attack.
    Type: Application
    Filed: March 14, 2013
    Publication date: September 18, 2014
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel P. Shnowske, Okan Demirmen, Ronald Ramcharran, Timothy C. Metzger
  • Patent number: 8676659
    Abstract: Embodiments of the present invention relate to methods and apparatuses for performing financial transaction using gamer tag information. For example, in one embodiment, a method is provided to: (1) receive information associated with a first gamer tag and information associated with a proposed financial transaction; (2) determine that the first gamer tag is associated with a first financial account; and (3) facilitate the proposed financial transaction, wherein the proposed financial transaction involves the first financial account.
    Type: Grant
    Filed: July 23, 2009
    Date of Patent: March 18, 2014
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, William Treadwell
  • Patent number: 8522037
    Abstract: Systems, methods, and computer program products are provided for user authentication required for conducting online financial institution transactions. The disclosed embodiments leverage the capabilities of platforms other than conventional personal computers and laptops, such as gaming consoles and wireless devices. Unique intrinsic user activities, such as controller motions or activities, built-in hardware signatures or other input data are used as the authentication mechanism, so as to provide a higher degree of security in the overall authentication process by lessening the likelihood of password replication or interception during network communication.
    Type: Grant
    Filed: January 6, 2012
    Date of Patent: August 27, 2013
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, William Treadwell, Todd Keith Inskeep, Helene Urban Mele
  • Patent number: 8364567
    Abstract: Systems, methods, and computer program products are provided for a secure platform for conducting financial institution transactions. A game console platform is defined that provides for both individual customers and business customers to conduct financial transactions while ensuring higher integrity and confidentiality of the customer's transactions. Additionally, the platform provides for greater user-interface functionality and a heightened user experience.
    Type: Grant
    Filed: December 29, 2008
    Date of Patent: January 29, 2013
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, William Treadwell, Todd Keith Inskeep, Helene Urban Mele, Ketil Bjugan
  • Patent number: 8156323
    Abstract: Systems, methods, and computer program products are defined that provide for secure online financial transaction voice chat. According to present embodiments, the security provided to the voice chat stream is less likely to be intercepted by a network attacker during communication. In addition to providing heightened security to voice chat transmissions, methods, systems and computer program products provide for an alternate platform for delivering the voice chat application in the form of a game console. In this regard, the methods, systems and the like provide for voice chat/calls on platforms other than personal computers, laptops and/or telephones.
    Type: Grant
    Filed: December 29, 2008
    Date of Patent: April 10, 2012
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, William Treadwell
  • Patent number: 8156324
    Abstract: Systems, methods, and computer program products are defined that provide for secure online financial transaction text chat. According to present embodiments, the security provided to the text chat stream is less likely to be intercepted by a network attacker during communication. In addition to providing heightened security to text chat transmissions, methods, systems and computer program products provide for an alternate platform for delivering the text chat application in the form of a game console. In this regard, the methods, systems and the like provide for text chat on platforms other than personal computers, laptops and/or telephones.
    Type: Grant
    Filed: December 29, 2008
    Date of Patent: April 10, 2012
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, William Treadwell
  • Patent number: 8116453
    Abstract: Systems, methods, and computer program products are provided for user authentication required for conducting online financial institution transactions. The disclosed embodiments leverage the capabilities of platforms other than conventional personal computers and laptops, such as gaming consoles and wireless devices. Unique intrinsic user activities, such as controller motions or activities, built-in hardware signatures or other input data associated with a gaming console are used as the authentication mechanism, so as to provide a higher degree of security in the overall authentication process by lessening the likelihood of password replication or interception during network communication.
    Type: Grant
    Filed: December 29, 2008
    Date of Patent: February 14, 2012
    Assignee: Bank of America Corporation
    Inventors: Daniel P. Shnowske, William Treadwell, Todd Keith Inskeep, Helene Urban Mele
  • Publication number: 20110219059
    Abstract: Described herein are apparatuses, methods, and computer program products for changing an out of compliance client device into a client device that is in compliance utilizing a compliance tool. In some embodiments of the invention the compliance tool identifies the location of the out of compliance client device, determines why the client device is out of compliance, brings the client device into compliance, and modifies the client device to allow it to access the network. In other embodiments of the invention the compliance tool is a compliance agent, wherein at a least a part of the compliance agent is uploaded on the client device. The compliance agent periodically checks the client device to determine if the client device has been brought into compliance, and when it is brought into compliance the compliance agent modifies the client device to allow it to access the network, and is then uninstalled from the client device.
    Type: Application
    Filed: July 30, 2010
    Publication date: September 8, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kenneth Kaye, Daniel P. Shnowske, William Scott Treadwell
  • Publication number: 20110219103
    Abstract: Described herein are apparatuses, methods, and computer program products for quarantining an out of compliance client device from other client devices on a network. Quarantining the out of compliance client device prevents the out of compliance device from corrupting other client devices on the network. For example, in operation, embodiments of the present invention involve: (1) receiving identification and location information for an out of compliance client device; (2) running a tool that utilizes the identification and location information to access the out of compliance device; (3) using the tool to modify the out of compliance device such that the out of compliance client device broadcasts a request for configuration information to which a network server is programmed to respond with configuration information associated with an isolated network; and (4) using the tool to cause the out of compliance client device to logout of the network.
    Type: Application
    Filed: July 30, 2010
    Publication date: September 8, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: William Scott Treadwell, Daniel P. Shnowske, Kenneth Kaye
  • Patent number: 7980464
    Abstract: Systems and methods are provided for protecting against bank card fraud and related crimes by providing a distress/fraud trigger at bank card machines, such as automated teller machines and point-of-sale terminals. The trigger initiates certain heightened-security processes designed to stop the crime, control damage, and help apprehend the criminal. For example, in one embodiment, the trigger involves the cardholder inputting a “panic” personal identification code into the bank card machine. The panic personal identification code indicates to a party involved in the bank card transaction that a fraudulent transaction may be taking place.
    Type: Grant
    Filed: December 23, 2008
    Date of Patent: July 19, 2011
    Assignee: Bank of America Corporation
    Inventors: Helen Sarris, Timothy B. Byrd, Rhonna J. Clark, Chuan Bin Lin, Daniel P. Shnowske, William Treadwell, Mian Zhou
  • Publication number: 20100169659
    Abstract: Systems, methods, and computer program products are provided for user authentication required for conducting online financial institution transactions. The disclosed embodiments leverage the capabilities of platforms other than conventional personal computers and laptops, such as gaming consoles and wireless devices. Unique intrinsic user activities, such as controller motions or activities, built-in hardware signatures or other input data associated with a gaming console are used as the authentication mechanism, so as to provide a higher degree of security in the overall authentication process by lessening the likelihood of password replication or interception during network communication.
    Type: Application
    Filed: December 29, 2008
    Publication date: July 1, 2010
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel P. Shnowske, William Treadwell, Todd Keith Inskeep, Helene Urban Mele
  • Publication number: 20100169202
    Abstract: Systems, methods, and computer program products are provided for a secure platform for conducting financial institution transactions. A game console platform is defined that provides for both individual customers and business customers to conduct financial transactions while ensuring higher integrity and confidentiality of the customer's transactions. Additionally, the platform provides for greater user-interface functionality and a heightened user experience.
    Type: Application
    Filed: December 29, 2008
    Publication date: July 1, 2010
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel P. Shnowske, William Treadwell, Todd Keith Inskeep, Helene Urban Mele, Ketil Bjugan
  • Publication number: 20090312090
    Abstract: Online banking using a gaming console may provide added security due to the hardened nature of gaming consoles. Additionally, console specific credentials may be used to verify that a user or console is authorized to access a requested financial account. The console specific credentials may be hardcoded in one or more hardware components of the gaming console so that the risks of exposure through tampering or hacking is reduced. User specific credentials and/or other information may also be used to further verify that a user or console is authorized to access a financial account. An integrity of the console may also be validated using console specific information. In one example, console integrity may be verified by a gaming service provider.
    Type: Application
    Filed: June 17, 2008
    Publication date: December 17, 2009
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Daniel P. Shnowske, William Scott Treadwell