Patents by Inventor Daniel Robert Caricato

Daniel Robert Caricato has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240135004
    Abstract: A system determines a baseline cyberthreat-risk score for a user, and displays the baseline cyberthreat-risk score via a user interface. The system presents at least one cyberthreat-education activity via the user interface, and receives, via the user interface, at least one user input associated with the presented at least one cyberthreat-education activity. The system generates an updated cyberthreat-risk score at least in part by updating the baseline cyberthreat-risk score based at least in part on the user input, and displays the updated cyberthreat-risk score via the user interface.
    Type: Application
    Filed: January 4, 2024
    Publication date: April 25, 2024
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Patent number: 11914719
    Abstract: A system determines a baseline cyberthreat-risk score for a user, and displays the baseline cyberthreat-risk score via a user interface. The system presents at least one cyberthreat-education activity via the user interface, and receives, via the user interface, at least one user input associated with the presented at least one cyberthreat-education activity. The system generates an updated cyberthreat-risk score at least in part by updating the baseline cyberthreat-risk score based at least in part on the user input, and displays the updated cyberthreat-risk score via the user interface.
    Type: Grant
    Filed: April 15, 2020
    Date of Patent: February 27, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Patent number: 11848943
    Abstract: Systems and techniques for centralized threat intelligence are described herein. A connection may be established to a plurality of threat data sources. An anonymized set of threat data may be obtained by application of a set of privacy rules to the threat data from the plurality of threat data. A threat database may be populated with the anonymized set of threat data. A registration request may be received for a user of a device. A unique user identifier may be assigned for the user and a unique device identifier may be assigned for the device. A threat model may be generated based on a set of the characteristics from the threat database. A set of data access attributes may be received for a data access request. The data access request may be blocked based on an evaluation of the data access attributes using the threat model.
    Type: Grant
    Filed: July 11, 2022
    Date of Patent: December 19, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Publication number: 20220353281
    Abstract: Systems and techniques for centralized threat intelligence are described herein. A connection may be established to a plurality of threat data sources. An anonymized set of threat data may be obtained by application of a set of privacy rules to the threat data from the plurality of threat data. A threat database may be populated with the anonymized set of threat data. A registration request may be received for a user of a device. A unique user identifier may be assigned for the user and a unique device identifier may be assigned for the device. A threat model may be generated based on a set of the characteristics from the threat database. A set of data access attributes may be received for a data access request. The data access request may be blocked based on an evaluation of the data access attributes using the threat model.
    Type: Application
    Filed: July 11, 2022
    Publication date: November 3, 2022
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Patent number: 11394766
    Abstract: Disclosed herein are systems and methods for establishing, using, and recovering universal digital identifiers. In an embodiment, a system establishes a universal identifier (ID) associated with a user and a device of the user. The universal ID is universal with respect to a plurality of distinct entities, has at least a suspended state and an unsuspended state, and initially is in the unsuspended state. The system transmits the universal ID to the device of the user. Thereafter, the system detects an ID-suspension event in connection with the universal ID, and responsively suspends the universal ID, including placing the universal ID in the suspended state. After suspending the universal ID, the system completes an ID-recovery process for the universal ID, and responsively unsuspends the universal ID, including placing the universal ID in the unsuspended state.
    Type: Grant
    Filed: April 15, 2020
    Date of Patent: July 19, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Patent number: 11388179
    Abstract: Systems and techniques for centralized threat intelligence are described herein. A connection may be established to a plurality of threat data sources. An anonymized set of threat data may be obtained by application of a set of privacy rules to the threat data from the plurality of threat data. A threat database may be populated with the anonymized set of threat data. A registration request may be received for a user of a device. A unique user identifier may be assigned for the user and a unique device identifier may be assigned for the device. A threat model may be generated based on a set of the characteristics from the threat database. A set of data access attributes may be received for a data access request. The data access request may be blocked based on an evaluation of the data access attributes using the threat model.
    Type: Grant
    Filed: May 6, 2020
    Date of Patent: July 12, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Publication number: 20210352088
    Abstract: Systems and techniques for centralized threat intelligence are described herein. A connection may be established to a plurality of threat data sources. An anonymized set of threat data may be obtained by application of a set of privacy rules to the threat data from the plurality of threat data. A threat database may be populated with the anonymized set of threat data. A registration request may be received for a user of a device. A unique user identifier may be assigned for the user and a unique device identifier may be assigned for the device. A threat model may be generated based on a set of the characteristics from the threat database. A set of data access attributes may be received for a data access request. The data access request may be blocked based on an evaluation of the data access attributes using the threat model.
    Type: Application
    Filed: May 6, 2020
    Publication date: November 11, 2021
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White
  • Publication number: 20210329058
    Abstract: Disclosed herein are systems and methods for establishing, using, and recovering universal digital identifiers. In an embodiment, a system establishes a universal identifier (ID) associated with a user and a device of the user. The universal ID is universal with respect to a plurality of distinct entities, has at least a suspended state and an unsuspended state, and initially is in the unsuspended state. The system transmits the universal ID to the device of the user. Thereafter, the system detects an ID-suspension event in connection with the universal ID, and responsively suspends the universal ID, including placing the universal ID in the suspended state. After suspending the universal ID, the system completes an ID-recovery process for the universal ID, and responsively unsuspends the universal ID, including placing the universal ID in the unsuspended state.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Inventors: Chad E. Adams, Daniel Robert Caricato, Kahlidah B. Covington, Ashley Brook Godfrey, Christopher Wayne Howser, Nicola A. Maiorana, Nirali J. Patel, Richard Joseph Schroeder, Roger Daryll White